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Find Home Insurance Agents Near You in Indio, CA

Browse home insurance agents serving Indio, California. Updated 2026-07-14.

The top-rated home insurance agent in Indio, California is Palm Valley Insurance, rated 5.0 stars across 745 reviews. Other highly rated options include Freeway Insurance, Veronica's Insurance Indio, Carmen Contreras - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Indio.

Showing 19 home insurance agents in Indio, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Palm Valley Insurance45541 Oasis St(760) 775-7256
2Freeway Insurance81618 CA-111(760) 268-9727
3Veronica's Insurance Indio82590 CA-111 A 101(800) 639-3939
4Carmen Contreras - State Farm Insurance Agent81709 Dr Carreon Blvd A5(760) 347-1530
5Inszone Insurance Services81713 CA-111 E(760) 347-7723
6Fiesta Auto Insurance & Tax Service81673 CA-111 Suite 3A(760) 775-1703
7Rosalio Plata Insurance44349 Jackson St # 1(760) 894-1015
8Desert Oasis Insurance and Services82674 CA-111 STE 2(760) 501-0400
9Avila Insurance Agency81-953 CA-111 STE 6(760) 342-3146
10Wright Health Insurance Agency81841 Camino Vallecita(760) 264-4600
PV
45541 Oasis St
Palm Valley Insurance
Home Insurance Agent · Indio, CA

Palm Valley Insurance serves the Indio, California area as a home insurance agent. The company assists local homeowners in finding coverage that protects their property against common regional risks. Policies typically address damage from the desert climate, including sun exposure and seasonal wind storms. The agency guides clients through the process of selecting appropriate policy limits and deductible options. It also helps homeowners navigate the specifics of standard dwelling coverage and personal property protection tailored to Indio residents.

FI
81618 CA-111
Freeway Insurance
Home Insurance Agent · Indio, CA

Freeway Insurance provides a full range of home insurance solutions, including coverage for dwelling protection, personal property, and liability. It offers flexible service options to help homeowners adjust their policies as their needs change over time. Located in Indio, California, the agency assists clients in the surrounding area with obtaining appropriate protection for their residential properties. Freeway Insurance services single-family homes, apartments, retail spaces, and local restaurants.

VS
82590 CA-111 A 101
Veronica's Insurance Indio
Home Insurance Agent · Indio, CA

Veronica's Insurance Indio provides a full range of home insurance services, from initial policy consultations to comprehensive risk evaluations for property owners. The company offers ongoing support for policy management, including annual plan reviews to ensure coverage remains aligned with current property values and homeowner needs. Its service plans also assist with filing claims and adjusting coverage for renovations or new acquisitions. Veronica's Insurance Indio services single-family homes, apartments, retail spaces, and restaurants throughout Indio, California.

CC
81709 Dr Carreon Blvd A5
Carmen Contreras - State Farm Insurance Agent
Home Insurance Agent · Indio, CA

Carmen Contreras - State Farm Insurance Agent serves homeowners, renters, and property managers in Indio, California, by offering tailored home insurance policies that help protect dwellings and personal belongings against common local risks like earthquakes and wildfires. The agency guides clients through coverage options to match their specific property needs and budget. Its services also extend to business owners seeking liability protection for commercial real estate. The agency is a resource for residents and property owners throughout the greater Coachella Valley, including neighboring communities such as La Quinta and Palm Desert.

II
81713 CA-111 E
Inszone Insurance Services
Home Insurance Agent · Indio, CA

Inszone Insurance Services serves homeowners and property managers throughout the Indio, California area, offering policies that cover dwellings, personal belongings, and liability protection against common regional risks. The agency helps clients compare coverage options tailored to desert property needs, including wind and fire damage. It also provides guidance on deductibles and policy limits to match individual budgets. Additionally, Inszone Insurance Services extends its home insurance services to clients in the neighboring city of Palm Desert and the surrounding Coachella Valley communities.

FA
81673 CA-111 Suite 3A
Fiesta Auto Insurance & Tax Service
Home Insurance Agent · Indio, CA

Fiesta Auto Insurance & Tax Service serves Indio and the surrounding Coachella Valley communities, handling home insurance policies for local homeowners. It works with standard dwelling coverage, liability protection, and additional structures options to meet common property needs in the desert region. The company provides straightforward risk assessment and policy comparisons to help clients select appropriate coverage limits. To handle a typical job, it reviews property details, discusses replacement cost estimates, and tailors a policy recommendation based on the homeowner’s specific priorities and budget.

RP
44349 Jackson St # 1
Rosalio Plata Insurance
Home Insurance Agent · Indio, CA

Serving Indio and the surrounding desert communities, Rosalio Plata Insurance handles home insurance needs for local homeowners. The agency works to explain policy options and coverage details clearly, helping clients protect their properties against common regional risks. It gathers information about each home’s structure and contents to find suitable plans from its available carriers. To handle a typical job, the agent begins with a thorough review of the client’s property and risk profile before comparing policy features side by side.

DO
82674 CA-111 STE 2
Desert Oasis Insurance and Services
Home Insurance Agent · Indio, CA

Some home insurance policies involve a single, upfront payment covering a full year, while others offer recurring monthly or quarterly premium payments for ongoing protection. Desert Oasis Insurance and Services, located in Indio, California, helps homeowners navigate these options to secure coverage for potential property damage, liability, and personal belongings against regional risks like wind and sun damage. Their consultations help clients choose the right policy structure and limits. Service appointments are conducted on an as-needed basis, scheduled whenever a client requires a policy review or new coverage.

AI
81-953 CA-111 STE 6
Avila Insurance Agency
Home Insurance Agent · Indio, CA

Avila Insurance Agency in Indio, CA specializes in tailoring homeowners policies to protect single-family residences and condominiums, while also offering guidance on standard dwelling coverage and personal liability protection. Each client’s unique property needs are reviewed to ensure appropriate limits and endorsements. The agency assists with filing claims after seasonal damage from desert monsoon rains or intense summer heat that can stress roofs and HVAC systems.

WH
81841 Camino Vallecita
Wright Health Insurance Agency
Home Insurance Agent · Indio, CA

With wildfire season approaching in Indio, homeowners need to ensure their policies reflect current risks and coverage levels. Wright Health Insurance Agency helps local residents review and update their home insurance to protect against fire, wind, and potential flooding. The agency works to explain policy details clearly, assisting homeowners in identifying adequate dwelling and personal property coverage. The process typically begins with a thorough inspection of the property’s unique features and existing protections, followed by a consultation to discuss available options.

FI
82500 CA-111 Ste 6
Farmers Insurance - Martha King
Home Insurance Agent · Indio, CA
(760) 698-8025
agents.farmers.com/ca/indio/martha-king
JT
82011 CA-111
J T Insurance
Home Insurance Agent · Indio, CA
(760) 775-4355
MI
81654 CA-111
A-MAX Insurance
Home Insurance Agent · Indio, CA
(760) 406-8100
amaxinsurance.com/find-an-office/indio
FI
81730 CA-111 Ste 12
Farmers Insurance - Felipe Alvarez
Home Insurance Agent · Indio, CA
(760) 698-8120
agents.farmers.com/ca/indio/felipe-alvarez
BB
81096 CA-111 STE K
Bill Brian Insurance Agency
Home Insurance Agent · Indio, CA
(760) 342-0262
billbrian.com
AD
44320 Jackson St STE A
All Desert Insurance Services Inc.
Home Insurance Agent · Indio, CA
(760) 347-7205
alldesertinsurance.com
SI
44655 Jackson St
Safer Insurance Agency Inc. Indio
Home Insurance Agent · Indio, CA
(760) 342-3399
saferinsurance.com
CC
81953 CA-111 Suite 4
Call Cesar Insurance Agency/ Cesar & Associate Health Plan Advisors
Home Insurance Agent · Indio, CA
(442) 324-6249
candateam.com
RI
44349 Jackson St # 1
RP Insurance Services Inc
Home Insurance Agent · Indio, CA
(760) 894-1015
rpinsurance.com

What Does a a Home Insurance Agent in Indio Cost?

The average cost of homeowners insurance in California is about $1,200 to $1,800 per year for a standard policy. In Indio, rates may be higher due to wildfire and earthquake risks. Earthquake insurance adds roughly $800 to $2,000 per year depending on the home value and location. Actual costs vary by property age, construction type, coverage limits, and your claims history. This is general information and not insurance advice.

About home insurance agents in Indio

Home insurance agents in Indio California help homeowners find policies that protect against common local risks such as wildfires and earthquakes. California law requires insurers to offer earthquake coverage as an add-on to standard homeowners policies. Agents can explain the California FAIR Plan for high-risk properties and guide you through available discounts.

Frequently Asked Questions

What does a home insurance agent in Indio do?

A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms, deductibles, and coverage limits. They also assist with filing claims and updating your policy after home improvements.

Does California require homeowners insurance?

California law does not require homeowners insurance, but mortgage lenders almost always require it. If you have a loan, you must maintain coverage for the dwelling. The California FAIR Plan is available for those who cannot get standard insurance.

How can I lower my home insurance cost in Indio?

You can lower costs by bundling home and auto insurance, increasing your deductible, and installing safety features like fire alarms and sprinklers. Some insurers offer discounts for newer roofs or homes with impact-resistant materials. Ask your agent about all available discounts.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.