The top-rated home insurance agent in Irvine, California is AIS Insurance - Headquarters, rated 4.9 stars across 1,524 reviews. Other highly rated options include CKS INSURANCE AGENCY - 金盾保险, KCAL Insurance Agency (Irvine) | 華興保險, Steven Wang - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Irvine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AIS Insurance - Headquarters | 19800 MacArthur Blvd #1050 | (949) 660-7061 |
| 2 | CKS INSURANCE AGENCY - 金盾保险 | 2691 Richter Ave #122 | (949) 870-9018 |
| 3 | KCAL Insurance Agency (Irvine) | 華興保險 | 14795 Jeffrey Rd #209 | (949) 786-6888 |
| 4 | Steven Wang - State Farm Insurance Agent | 9279 Research Dr | (949) 552-3600 |
| 5 | Farmers Insurance - Adriana Fregoso | 17771 Cowan Ste 200 | (949) 669-4684 |
| 6 | Great Park Insurance | 10 Corporate Park #130 | (949) 387-3242 |
| 7 | Richard Tay - State Farm Insurance Agent | 14210 Culver Dr Ste A | (949) 559-8866 |
| 8 | California State Insurance Agency ⭐⭐⭐⭐⭐ | 188 Technology Dr A | (949) 596-4822 |
| 9 | Scott Stevens - State Farm Insurance Agent | 4482 Barranca Pkwy #224 | (949) 552-6602 |
| 10 | Any Insurance Services (Irvine) 全民保險 | 980 Roosevelt Suit 200A | (949) 943-1789 |
AIS Insurance - Headquarters serves the Irvine metro area and Orange County as a home insurance agent. The company assists homeowners in protecting their properties against common regional risks, such as earthquakes and wildfires. Agents work with clients to choose appropriate coverage levels for their dwellings and personal belongings. They also help navigate deductible options and liability protections. This office specifically handles policy renewals and claims assistance for residential properties in this area.
CKS Insurance Agency - 金盾保险 provides a full range of home insurance policies for clients in Irvine, California. It offers standard coverage options, including protection against fire, theft, and liability. Service plans typically involve annual policy reviews to adjust coverage limits as property values change. Agency maintenance plans may include updating clients on local risk factors like wildfire or flood zones. The agency services single-family homes, apartments, retail spaces, and restaurants.
KCAL Insurance Agency (華興保險) serves Irvine and the surrounding Orange County communities, handling home insurance policies for local homeowners. This agency helps clients evaluate coverage options tailored to property protection needs in the area. For a typical assignment, it begins by reviewing a home’s value and risk factors to identify suitable policy features. The approach involves comparing various insurers’ offerings for proper dwelling, liability, and personal property coverage.
For homeowners in the Irvine area, some insurance services are one-time while others require ongoing management. As a home insurance agent, Steven Wang - State Farm Insurance Agent helps clients select appropriate coverage tailored to individual property needs. Policies may protect against common local risks such as weather or liability. The process involves reviewing a home’s value and contents to recommend suitable options and deductibles. Service here operates on an as-needed basis, with clients scheduling appointments when they require policy updates, new quotes, or annual reviews.
Farmers Insurance - Adriana Fregoso serves homeowners, businesses, and property managers in Irvine. It provides home insurance policies that protect dwellings, personal belongings, and liability. The agency also offers guidance on property coverage needs, helping clients select appropriate limits and deductibles. General market conditions in the area support local protection against common risks such as fire and theft. Services extend to the neighboring community of Tustin, ensuring property owners there also have access to tailored home insurance options.
Great Park Insurance specializes in structuring homeowners policies that include personal property, liability, and dwelling coverage for residences in Irvine. The agency also provides supplemental protection options such as flood insurance and umbrella liability policies tailored to local homeowners. It assists clients with adjusting coverage limits following renovations or the acquisition of valuable items. During the wildfire season, the agency helps customers review their policies to ensure adequate protection against potential smoke and fire damage specific to California.
As the Santa Ana winds pick up in Irvine, many homeowners begin reviewing their property coverage to guard against unexpected fire or wind damage. Richard Tay - State Farm Insurance Agent offers tailored guidance to local residents navigating these seasonal risks, helping them understand policy details and liability protections. Whether you need to update a dwelling limit or add valuables coverage, the agent walks you through each option. An initial risk assessment is scheduled after you contact the office.
California State Insurance Agency in Irvine advises homeowners on coverage for their structures and personal belongings, then helps them add specialty options such as earthquake or flood endorsements. Agents review unique neighborhood risks like wildfire exposure and maintain policies for full replacement cost. The firm can serve commercial sectors including offices, warehouses, and food service operations requiring liability and property protection.
Scott Stevens - State Farm Insurance Agent in Irvine, CA offers residential home insurance policies designed to protect local homeowners and their property. Commercial coverage is also available for small business owners seeking liability and asset protection throughout the surrounding area. Clients rely on personalized service to assess their unique coverage needs and adjust policies as circumstances change. The agency provides clear explanations of policy options and claims processes. After handling a claim or an update, the agent typically follows up with the homeowner to ensure satisfaction before the next regular policy review.
Any Insurance Services (Irvine) 全民保險 operates as a local home insurance agent in Irvine, California, helping homeowners protect their properties against common regional risks. The agency works with multiple carriers to match each client with appropriate coverage for their dwelling and personal belongings. Services include policy reviews, claims assistance, and guidance on liability protection. For added security, it offers specialized flood insurance for homes in flood-prone areas.
What Does a a Home Insurance Agent in Irvine Cost?
The average cost of homeowners insurance in California is about 1,200 to 1,800 dollars per year for a standard policy. In Irvine rates may vary based on your homes value location and fire risk. Earthquake coverage can add 700 to 3,000 dollars annually. This is general information and not insurance advice.
About home insurance agents in Irvine
Home insurance agents in Irvine California help homeowners find policies that protect against fire theft and liability. California law requires insurers to offer earthquake coverage as an endorsement but it is not mandatory. Agents can also explain how the California FAIR Plan works for high risk properties.
Frequently Asked Questions
What does a home insurance agent in Irvine do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits deductibles and California specific rules like the requirement for insurers to provide a 60 day notice before non renewal.
Do I need earthquake insurance in Irvine California?
Earthquake insurance is not required by law in California but many homeowners choose to add it. Standard policies exclude earthquake damage and agents can help you find a separate policy or endorsement.
How do California insurance laws affect my home policy?
California law requires insurers to offer replacement cost coverage for your home. Insurers must also follow strict rules about rate increases and cannot cancel your policy after it has been in force for 60 days without a valid reason.
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