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Find Home Insurance Agents Near You in Lafayette, CA

Browse home insurance agents serving Lafayette, California. Updated 2026-07-14.

The top-rated home insurance agent in Lafayette, California is Jake Stewart - State Farm Insurance Agent, rated 4.9 stars across 110 reviews. Other highly rated options include Mt. Diablo Insurance Brokers, JP Reed - State Farm Insurance Agent, John de Leuze - State Farm Insurance Agent. This directory lists 12 home insurance agents serving Lafayette.

Showing 12 home insurance agents in Lafayette, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jake Stewart - State Farm Insurance Agent3581 Mount Diablo Blvd Ste 225(925) 283-5040
2Mt. Diablo Insurance Brokers3557 Mount Diablo Blvd # 21(925) 297-4070
3JP Reed - State Farm Insurance Agent3249 Mt Diablo Ct Ste 101A(925) 934-2277
4John de Leuze - State Farm Insurance Agent1078 Carol Ln #100(925) 284-9580
5EPIC Insurance Brokers & Consultants3697 Mount Diablo Blvd #100(510) 452-0458
6Gallagher Insurance, Risk Management & Consulting3697 Mount Diablo Blvd Suite 230(510) 465-3090
7Stanley E Smith Insurance3540 Wilkinson Ln(925) 283-6161
8James Insurance Services9 Burton Vista Ct(925) 299-2802
9Kosich & Callahan Insurance Agency3435 Mount Diablo Blvd STE 300(925) 284-3911
10Blackstone Health Insurance Services3697 Mount Diablo Blvd #100(925) 283-1075
JS
3581 Mount Diablo Blvd Ste 225
Jake Stewart - State Farm Insurance Agent
Home Insurance Agent · Lafayette, CA

Jake Stewart - State Farm Insurance Agent in Lafayette, California, provides a comprehensive range of home insurance services, including coverage for property damage, personal liability, and additional living expenses. The agency also offers regular policy reviews, personalized risk assessments, and assistance with filing claims. Its service plans focus on tailoring coverage to meet each client’s specific needs while ensuring protection is up to date. The company serves a variety of properties, in and around Lafayette, including single-family homes, apartments, retail spaces, and restaurants.

MD
3557 Mount Diablo Blvd # 21
Mt. Diablo Insurance Brokers
Home Insurance Agent · Lafayette, CA

Mt. Diablo Insurance Brokers serves homeowners in Lafayette and the surrounding Contra Costa County area, offering professional home insurance agent services. Their work includes helping clients understand policy coverage options and liability protection tailored to local housing needs. They assist with navigating common risks in the region, such as earthquake coverage and wildfire mitigation requirements. Daily operations involve comparing quotes from multiple carriers to find suitable protection for each property. The company handles specialized services like securing additional coverage for high-value homes or structuring deductibles for older houses in the area.

JR
3249 Mt Diablo Ct Ste 101A
JP Reed - State Farm Insurance Agent
Home Insurance Agent · Lafayette, CA

JP Reed - State Farm Insurance Agent in Lafayette, CA provides a range of home insurance services, including coverage for property damage, liability protection, and personal belongings. The agency offers service reviews and policy updates to keep plans aligned with current needs. Maintenance options include periodic policy check-ins and claims assistance. The agency serves single-family homes, apartments, retail properties, and restaurants in the local area.

JD
1078 Carol Ln #100
John de Leuze - State Farm Insurance Agent
Home Insurance Agent · Lafayette, CA

John de Leuze - State Farm Insurance Agent serves homeowners, renters, and property managers in the Lafayette area with personalized home insurance options tailored to protect residences and personal belongings. The agency helps clients evaluate coverage needs, including dwelling protection and liability. Its services extend to guidance on policy adjustments for local risks, such as fire or weather events common to Contra Costa County. The agency also provides service to the neighboring communities of Orinda and Moraga within the Lamorinda area.

EI
3697 Mount Diablo Blvd #100
EPIC Insurance Brokers & Consultants
Home Insurance Agent · Lafayette, CA

EPIC Insurance Brokers & Consultants serves the Lafayette, California area and its surrounding communities. It handles home insurance policies designed to protect residential properties and personal belongings. The agency works with homeowners to assess their coverage needs based on common local risks. To handle a typical job, it reviews a client's current policy structure and suggests adjustments to deductibles or liability limits that align with the property's characteristics.

GI
3697 Mount Diablo Blvd Suite 230
Gallagher Insurance, Risk Management & Consulting
Home Insurance Agent · Lafayette, CA

For home insurance needs, clients choose between one-time policy purchases or recurring coverage updates as circumstances change. Gallagher Insurance, Risk Management & Consulting serves Lafayette and the surrounding area, offering home insurance agent services that help protect residential property. Policies cover damage from storms, fire, theft, and liability claims on the homeowner’s premises. The agent explains different deductibles and coverage limits to match each residence’s value. Service is provided on both a one-time basis for a new policy and an as-needed schedule for future adjustments or claims assistance.

SE
3540 Wilkinson Ln
Stanley E Smith Insurance
Home Insurance Agent · Lafayette, CA

Stanley E Smith Insurance specializes in tailoring home insurance policies to protect single-family residences in Lafayette. The agency provides general homeowners coverage, including protection for the dwelling, personal property, and liability. It also assists clients with adjusting policy limits. For local homeowners, this agent helps address coverage needs after seasonal storms often cause roof damage in the Bay Area’s winter months.

JI
9 Burton Vista Ct
James Insurance Services
Home Insurance Agent · Lafayette, CA

As autumn approaches in Lafayette, home maintenance needs often shift, and residents look to protect their properties before winter storms arrive. James Insurance Services helps local homeowners review their current coverage to ensure policies align with evolving home values and changing household needs. This home insurance agent in Lafayette emphasizes tailoring policies around the area’s typical fire and weather risks. The process begins with a personal consultation to discuss the homeowner’s specific property and liability concerns, followed by a detailed assessment of the home’s condition.

KC
3435 Mount Diablo Blvd STE 300
Kosich & Callahan Insurance Agency
Home Insurance Agent · Lafayette, CA

Kosich & Callahan Insurance Agency assists homeowners in Lafayette, California, with securing residential property coverage that meets their individual needs. The agency helps clients add supplemental protection endorsements for valuable personal items such as jewelry or fine art. Its specialists guide policyholders through evaluating dwelling limits, liability options, and deductibles suited to local weather and fire risks. Beyond personal residences, the firm also structures insurance solutions for commercial sectors including offices, warehouses, and food service operations.

BH
3697 Mount Diablo Blvd #100
Blackstone Health Insurance Services
Home Insurance Agent · Lafayette, CA

Blackstone Health Insurance Services in Lafayette, CA serves as a local home insurance agent for residential property coverage, including homeowners and renter policies. The agency also offers commercial coverage for small businesses in and around the Contra Costa County area. Clients can obtain personalized policy reviews and claims assistance from this independent agent. Follow-up service is provided between regular visits to adjust coverage needs or answer questions about changing property values or local risk factors.

FI
3744 Mount Diablo Blvd Ste 300
Farmers Insurance - Kathryn Larsen
Home Insurance Agent · Lafayette, CA
(415) 665-2955
agents.farmers.com/ca/lafayette/kathryn-larsen
2A
3249 Mt Diablo Ct
22 Apr Wood and Wood Shake Roofs Homeowners Insurance
Home Insurance Agent · Lafayette, CA
(925) 297-4202
stonecreekinsurance.com/new-home-purchase/buyers/contact-us

What Does a a Home Insurance Agent in Lafayette Cost?

The average annual home insurance premium in California is about 1,200 to 1,800 dollars for a standard policy but rates vary widely by location and home value. In Lafayette premiums may be higher due to wildfire and earthquake risks. Factors like home age construction type and coverage limits also affect cost. This is general information and not insurance advice.

About home insurance agents in Lafayette

Home insurance agents in Lafayette California help homeowners protect their property against risks like fire earthquake and theft. California law requires insurers to offer a minimum of 15 days notice before nonpayment cancellation. Agents can explain how local wildfire zones and hillside properties affect your premium and coverage needs.

Frequently Asked Questions

What does a home insurance agent in Lafayette do?

A home insurance agent helps you compare policies from different companies to find coverage that fits your home and budget. They explain policy details such as dwelling coverage liability limits and California specific endorsements like earthquake or fire protection. They also assist with claims and policy changes after purchase.

Do I need earthquake insurance in Lafayette California?

Earthquake insurance is not required by law but is recommended in Lafayette due to its proximity to active fault lines. Standard home insurance policies do not cover earthquake damage. You can purchase a separate policy through the California Earthquake Authority or a private insurer.

How can a home insurance agent help with California wildfire risks?

An agent can review your policy to ensure you have adequate coverage for wildfire damage including dwelling and personal property protection. They can explain California FAIR Plan options if you cannot get standard coverage due to high wildfire risk. They also help you understand brush clearance requirements that may affect your premium.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.