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Find Home Insurance Agents Near You in Laguna Hills, CA

Browse home insurance agents serving Laguna Hills, California. Updated 2026-07-14.

The top-rated home insurance agent in Laguna Hills, California is AAA Laguna Hills Insurance and Member Services, rated 4.6 stars across 539 reviews. Other highly rated options include Sima Mozaffari - State Farm Insurance Agent, Freeway Insurance, Chase Douglas - State Farm Insurance Agent. This directory lists 15 home insurance agents serving Laguna Hills.

Showing 15 home insurance agents in Laguna Hills, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Laguna Hills Insurance and Member Services25181 Paseo De Alicia Ste 105(949) 951-1400
2Sima Mozaffari - State Farm Insurance Agent25241 Paseo De Alicia Suite 225(949) 447-5585
3Freeway Insurance24012 Avenida De La Carlota Ste F(949) 381-1144
4Chase Douglas - State Farm Insurance Agent23101 Moulton Pkwy Ste 103(949) 202-1001
5abcashInsur Agency LA23275 S Pointe Dr(818) 446-8070
6Sureguard Insurance23201 Mill Creek Dr Suite #200(714) 464-8013
7Paradise Palms Insurance Agency23046 Avenida De La Carlota # 600(949) 338-9202
8Health Insurance Laguna Hills CA23283 Mill Creek Dr(949) 629-3829
9Sanctuary Insurance Services22982 La Cadena Dr #210(949) 629-7836
10Solomon & Solomon Ins Brokers24411 Ridge Rte Dr #135(800) 826-6212
AL
25181 Paseo De Alicia Ste 105
AAA Laguna Hills Insurance and Member Services
Home Insurance Agent · Laguna Hills, CA

AAA Laguna Hills Insurance and Member Services serves homeowners throughout Orange County from its Laguna Hills, CA location. The agency helps local property owners understand standard dwelling coverage and liability protection for single-family residences. Clients work with the agency to compare policy options that meet common mortgage requirements in this region. The office regularly assists with filings for wind, fire, and water damage claims on existing homeowner policies. Additionally, it offers guidance on bundling home and auto insurance for account simplification.

SM
25241 Paseo De Alicia Suite 225
Sima Mozaffari - State Farm Insurance Agent
Home Insurance Agent · Laguna Hills, CA

Sima Mozaffari - State Farm Insurance Agent provides a full range of home insurance services for clients in Laguna Hills, California, including coverage for dwelling protection, personal property, and liability. Service plans involve tailoring policies to individual needs and offering regular policy reviews to adjust coverage as circumstances change. Standard maintenance plans may include assistance with filing claims and updating policy details. The agency serves single-family homes, apartments, retail locations, and restaurants requiring commercial property coverage.

FI
24012 Avenida De La Carlota Ste F
Freeway Insurance
Home Insurance Agent · Laguna Hills, CA

Freeway Insurance in Laguna Hills, California serves homeowners, property managers, and small businesses seeking dependable property coverage. Policies are tailored to protect residential assets from common regional risks, including earthquakes and wildfire damage. The agency provides personalized consultations to identify appropriate policy limits and deductibles. Services encompass standard homeowners insurance as well as additional endorsements for special possessions or liability concerns. Freeway Insurance also extends its coverage and local knowledge to neighboring communities throughout Orange County, including Mission Viejo.

CD
23101 Moulton Pkwy Ste 103
Chase Douglas - State Farm Insurance Agent
Home Insurance Agent · Laguna Hills, CA

Chase Douglas - State Farm Insurance Agent serves homeowners, businesses, and property managers in and around Laguna Hills, California. The agency provides home insurance policies designed to protect residential properties and personal belongings from common risks. Assistance with coverage options, policy adjustments, and claims filing is offered directly to clients. The office works to help customers understand their insurance needs and choose appropriate levels of protection. Service is also extended to the neighboring community of Mission Viejo.

AA
23275 S Pointe Dr
abcashInsur Agency LA
Home Insurance Agent · Laguna Hills, CA

Serving Laguna Hills and the surrounding Orange County communities, AbcashInsur Agency LA handles homeowners insurance needs for local properties. Coverage options are tailored to protect both single-family homes and condominiums in this California area. The agency addresses standard policies along with options for earthquake endorsements and liability protection. To manage a typical job, the agent first reviews the property’s value and location risk, then compares available carriers to build a policy that fits the homeowner’s budget and coverage requirements.

SI
23201 Mill Creek Dr Suite #200
Sureguard Insurance
Home Insurance Agent · Laguna Hills, CA

For a home insurance agent in Laguna Hills, clients choose between one-time policy comparisons or ongoing coverage reviews. Sureguard Insurance assists homeowners with assessing protection needs against local wildfire and earthquake risks. Coverage options may include dwelling, personal property, and liability protection tailored to Southern California homes. The agent works with residents to match policies with specific property requirements and budget considerations. Services are offered on an as-needed basis for new policies, renewals, or coverage adjustments.

PP
23046 Avenida De La Carlota # 600
Paradise Palms Insurance Agency
Home Insurance Agent · Laguna Hills, CA

Paradise Palms Insurance Agency specializes in crafting tailored home insurance policies to protect single-family residences in Laguna Hills, CA, while also serving clients with general coverage options for condos and rental properties. The agency guides homeowners through evaluating dwelling limits and personal property endorsements to match local rebuilding costs and liability needs. It regularly assists clients in reassessing their policies after seasonal events, such as the Santa Ana winds, to ensure adequate protection against wildfire damage and windstorm claims.

HI
23283 Mill Creek Dr
Health Insurance Laguna Hills CA
Home Insurance Agent · Laguna Hills, CA

Health Insurance Laguna Hills CA assists homeowners in Laguna Hills with securing property coverage tailored to their individual needs. They also help clients evaluate specialty add-ons such as flood or earthquake protection that are relevant for the local area. Their services extend to protecting various commercial sectors, including offices, warehouses, and food service establishments looking for appropriate insurance solutions.

SI
22982 La Cadena Dr #210
Sanctuary Insurance Services
Home Insurance Agent · Laguna Hills, CA

As the Santa Ana winds arrive, local homeowners often review their coverage for fire and wind damage. Sanctuary Insurance Services in Laguna Hills guides clients through policy options and deductible choices tailored to regional risks. Their agents help evaluate replacement value for roofs, walls, and personal property. For a new account or a coverage review, a call to discuss specific exposures is followed by a property inspection to verify safety features and structural details.

SS
24411 Ridge Rte Dr #135
Solomon & Solomon Ins Brokers
Home Insurance Agent · Laguna Hills, CA
LP
23537 Moulton Pkwy
Laguna Pacific Insurance Services Inc
Home Insurance Agent · Laguna Hills, CA
(800) 636-6191
lagunapacificins.com
PI
25381 Alicia Pkwy
Prestige Insurance
Home Insurance Agent · Laguna Hills, CA
(949) 900-6677
ZI
23232 Peralta Dr STE 221
Zamani Insurance Agency
Home Insurance Agent · Laguna Hills, CA
(949) 424-0808
agents.farmers.com/ca/laguna-hills/jason-zamani
SP
23232 Peralta Dr STE 114
Socal Platinum Insurance
Home Insurance Agent · Laguna Hills, CA
(949) 716-3344
DI
25283 Cabot Rd suite 219
Dunlap Insurance
Home Insurance Agent · Laguna Hills, CA
(714) 838-3158
dunlapins.com

What Does a a Home Insurance Agent in Laguna Hills Cost?

The average cost of home insurance in California is around 1200 to 2000 dollars per year for a standard policy. However costs in Laguna Hills can vary based on factors like home value proximity to wildfire zones and your claims history. Premiums may be higher in high risk fire areas. This is general information and not insurance advice.

About home insurance agents in Laguna Hills

Home insurance agents in Laguna Hills California help homeowners find coverage that meets state requirements and protects against local risks. California law requires insurers to offer coverage for fire damage including wildfire which is a major concern in the region. Agents can explain policy details and help you compare options from different carriers.

Frequently Asked Questions

What does a home insurance agent in Laguna Hills do?

A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage options such as dwelling protection liability and additional living expenses. They also assist with claims and policy changes.

Do I need earthquake insurance in Laguna Hills California?

Earthquake insurance is not required by California law but is recommended due to seismic activity in the region. Standard home insurance policies do not cover earthquake damage. You can buy a separate policy through the California Earthquake Authority or a private insurer.

How can a home insurance agent help with wildfire coverage in Laguna Hills?

California law requires insurers to offer fire and wildfire coverage on standard home policies. An agent can explain your coverage limits and help you understand brush clearance requirements. They can also advise on additional coverage for smoke damage or evacuation expenses.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.