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Find Home Insurance Agents Near You in Laguna Niguel, CA

Browse home insurance agents serving Laguna Niguel, California. Updated 2026-07-14.

The top-rated home insurance agent in Laguna Niguel, California is Global Guard Insurance, rated 4.8 stars across 1,208 reviews. Other highly rated options include RJS Truck Insurance, Herron Family Insurance Agency, Inc: Allstate Insurance, Entrada Premier Insurance Center: Allstate Insurance. This directory lists 17 home insurance agents serving Laguna Niguel.

Showing 17 home insurance agents in Laguna Niguel, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Global Guard Insurance27601 Forbes Rd STE 56(800) 750-9115
2RJS Truck Insurance27782 El Lazo(949) 349-1300
3Herron Family Insurance Agency, Inc: Allstate Insurance30101 Town Center Dr Ste 105(949) 495-3530
4Entrada Premier Insurance Center: Allstate Insurance27601 Forbes Rd UNIT 54(949) 487-2900
5Kessler Alair Insurance Services, Inc.32451 Golden Lantern Suite 306(949) 536-3700
6Insource Insurance Agency30011 Ivy Glenn Dr #212(949) 485-5467
7South County Insurance Services-Pavel Levitanus28202 Cabot Rd #300(949) 550-2502
8Tex Rapeepat - State Farm Insurance Agent30131 Town Center Dr Suite 275(949) 858-1640
9Dan Rickabus - State Farm Insurance Agent30131 Town Center Dr #275(949) 363-7100
10Brittanny Perry: Allstate Insurance27601 Forbes Rd Ste 14(949) 487-2900
GG
27601 Forbes Rd STE 56
Global Guard Insurance
Home Insurance Agent · Laguna Niguel, CA

Global Guard Insurance serves homeowners throughout Orange County from its Laguna Niguel location, offering comprehensive home insurance agent services tailored to protect residential properties. The company helps local residents assess their coverage needs, guiding them through policy options that address common regional risks like earthquakes and wildfires. Clients rely on this agency for assistance with bundling home and auto policies to maximize savings. Global Guard Insurance also facilitates streamlined claims filing and provides personalized consultations for dwelling and personal property coverage.

RT
27782 El Lazo
RJS Truck Insurance
Home Insurance Agent · Laguna Niguel, CA

RJS Truck Insurance provides a broad range of home insurance products and coverage options tailored to property owners in Laguna Niguel, CA. Its service includes offering personalized consultations to evaluate individual risk factors and advising on appropriate policy levels for full protection. The company maintains regular policy reviews to help clients adjust coverage as their needs change. It handles insurance for single-family homes, apartments, retail spaces, and restaurants.

HF
30101 Town Center Dr Ste 105
Herron Family Insurance Agency, Inc: Allstate Insurance
Home Insurance Agent · Laguna Niguel, CA

Herron Family Insurance Agency, Inc: Allstate Insurance serves homeowners and property managers in the Laguna Niguel area by offering personalized home insurance policies that protect against common local risks like fire, water damage, and liability. The agency works to help clients understand their coverage options and find appropriate deductibles for their properties. Its team also assists with bundling home and auto policies for potential savings. In addition to serving Laguna Niguel, the agency provides coverage to residents and property owners in nearby Mission Viejo.

EP
27601 Forbes Rd UNIT 54
Entrada Premier Insurance Center: Allstate Insurance
Home Insurance Agent · Laguna Niguel, CA

Serving Laguna Niguel and nearby communities in Orange County, Entrada Premier Insurance Center: Allstate Insurance handles personal home insurance policies for local homeowners. It works to protect residential properties against common risks such as fire, weather damage, and liability claims. The agency typically begins each job by reviewing a client's specific coverage needs and property details, then compares available policy options from its provider to recommend a suitable plan. It relies on a thorough assessment process to ensure the final coverage fits the home's unique characteristics and the homeowner's budget.

KA
32451 Golden Lantern Suite 306
Kessler Alair Insurance Services, Inc.
Home Insurance Agent · Laguna Niguel, CA

Kessler Alair Insurance Services, Inc. serves clients in and around Laguna Niguel, California, providing home insurance agent services that help protect local homeowners. The company works with individuals needing coverage for dwellings and personal property against common regional risks such as fire, theft, and storm damage. It assists customers in selecting policies that offer liability protection on residential properties in the area. Kessler Alair Insurance Services, Inc. also handles specialized coverages, including earthquake insurance and scheduled personal property endorsements.

II
30011 Ivy Glenn Dr #212
Insource Insurance Agency
Home Insurance Agent · Laguna Niguel, CA

In Laguna Niguel, California, homeowners must decide between simple one-time policy adjustments and recurring service options that monitor coverage annually. Insource Insurance Agency offers both approaches, ensuring home insurance protection adapts to changing property values and local risk factors. This agent specializes in policies that shield residential structures and personal belongings from common liabilities. Service availability runs on an as-needed basis, with clients contacting the agency directly during open enrollment or after a significant home modification.

SC
28202 Cabot Rd #300
South County Insurance Services-Pavel Levitanus
Home Insurance Agent · Laguna Niguel, CA

South County Insurance Services-Pavel Levitanus specializes in tailoring home insurance policies to cover the specific risks of coastal properties, including wind and water damage. The agency also offers comprehensive coverage for standard residential homes, protecting against fire, theft, and liability claims common in Orange County. Its general service includes reviewing policy details to ensure adequate replacement cost coverage for local building materials and labor. During the wildfire season, it helps homeowners update their policies to account for increased brush-clearing requirements and defensible space regulations in Laguna Niguel.

TR
30131 Town Center Dr Suite 275
Tex Rapeepat - State Farm Insurance Agent
Home Insurance Agent · Laguna Niguel, CA

When wildfires or winter storms threaten Laguna Niguel, Tex Rapeepat's State Farm agency assists homeowners in reviewing their existing coverage to ensure adequate protection for their specific property. As a home insurance agent in this coastal area, the company helps clients understand how liability and dwelling replacement cost factors apply to local construction types and fire hazards. Policies are examined to address common gaps that leave households vulnerable. Every new customer relationship begins with a thorough inspection of the home to determine precise coverage needs.

DR
30131 Town Center Dr #275
Dan Rickabus - State Farm Insurance Agent
Home Insurance Agent · Laguna Niguel, CA

Dan Rickabus with State Farm Insurance in Laguna Niguel helps clients secure home insurance policies that protect their property and personal belongings, and offers options to add coverage for valuable items like jewelry, electronics, or art beyond standard limits. Its agents assess individual needs to recommend deductibles and liability protection for common California risks. This local agency can also handle policies for commercial sectors including offices, warehouses, and food service establishments.

BP
27601 Forbes Rd Ste 14
Brittanny Perry: Allstate Insurance
Home Insurance Agent · Laguna Niguel, CA

Brittanny Perry: Allstate Insurance provides residential home insurance services for homeowners in Laguna Niguel and the surrounding areas. Commercial coverage is also available for local business properties within this region. The agency helps clients review policy details to ensure adequate protection for their dwellings and personal belongings. You can expect personal follow-up after a policy is issued to confirm full understanding of the coverage terms. Further assistance is readily available between regular policy reviews when questions or updates arise.

IN
28202 Cabot Rd #300
InsurCali
Home Insurance Agent · Laguna Niguel, CA
(949) 973-0278
insurcali.com
PO
27271 La Paz Rd C
Plan On Your Future Insurance
Home Insurance Agent · Laguna Niguel, CA
(949) 991-8621
planonyourfuture.com
BS
28202 Cabot Rd # 600
Brakke-Schafnitz Insurance Brokers
Home Insurance Agent · Laguna Niguel, CA
(949) 365-5100
SS
28188 Moulton Pkwy #0726
Serjick's Insurance Services
Home Insurance Agent · Laguna Niguel, CA
(951) 377-0727
serjinsurance.com
II
30101 Town Center Dr Suite 109
Insuresaver Insurance Agency
Home Insurance Agent · Laguna Niguel, CA
(800) 366-2751
insuresaver.com
AL
28202 Cabot Rd # 600
Acrisure Laguna Niguel, CA (Signature Insurance Group)
Home Insurance Agent · Laguna Niguel, CA
(800) 464-3606
acrisure.com
WP
30012 Ivy Glenn Dr Suite 290
Woodland Park Insurance Services
Home Insurance Agent · Laguna Niguel, CA
(949) 419-9566
wpins.com

What Does a a Home Insurance Agent in Laguna Niguel Cost?

The average cost of home insurance in California is about $1,200 to $1,500 per year for a standard policy, but rates vary widely by location and home value. In Laguna Niguel, premiums may be higher due to wildfire and earthquake risks. Earthquake insurance adds $800 to $3,000 per year depending on the policy. This is general information, not insurance advice.

About home insurance agents in Laguna Niguel

Home insurance agents in Laguna Niguel help homeowners find coverage that meets California requirements and local risks. They can explain how California FAIR Plan coverage works for high-risk areas. Agents also advise on additional policies for earthquakes, which are not covered by standard home insurance in California.

Frequently Asked Questions

What does a home insurance agent in Laguna Niguel do?

A home insurance agent helps you compare policies from different insurers to find coverage for your home. They explain California-specific rules, like the requirement for insurers to offer earthquake coverage. They also assist with claims and policy changes.

Do I need earthquake insurance in Laguna Niguel?

Earthquake insurance is not required by law in California, but standard home insurance does not cover earthquake damage. Agents can help you decide if a separate earthquake policy is right for your home and budget.

How does California wildfire risk affect home insurance in Laguna Niguel?

Wildfire risk can make it harder to find affordable home insurance in some areas. California law requires insurers to offer discounts for wildfire mitigation measures. An agent can help you find policies that fit your risk level.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.