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Compare Home Insurance Agents in Laguna Niguel, CA
Compare home insurance agents in Laguna Niguel. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Laguna Niguel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 home insurance agents in Laguna Niguel, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Global Guard Insurance
27601 Forbes Rd STE 56, Laguna Niguel, CA 92677
(800) 750-9115
globalguardins.com
RJS Truck Insurance
27782 El Lazo, Laguna Niguel, CA 92677
(949) 349-1300
rjstruckinsurance.com
Herron Family Insurance Agency, Inc: Allstate Insurance
30101 Town Center Dr Ste 105, Laguna Niguel, CA 92677
(949) 495-3530
agents.allstate.com
Entrada Premier Insurance Center: Allstate Insurance
27601 Forbes Rd UNIT 54, Laguna Niguel, CA 92677
(949) 487-2900
agents.allstate.com
Kessler Alair Insurance Services, Inc.
32451 Golden Lantern Suite 306, Laguna Niguel, CA 92677
(949) 536-3700
kessleralair.com
Insource Insurance Agency
30011 Ivy Glenn Dr #212, Laguna Niguel, CA 92677
(949) 485-5467
insourceagency.com
South County Insurance Services-Pavel Levitanus
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(949) 550-2502
missionviejohomeinsurance.com
Tex Rapeepat - State Farm Insurance Agent
30131 Town Center Dr Suite 275, Laguna Niguel, CA 92677
(949) 858-1640
texsfinsurance.com
Dan Rickabus - State Farm Insurance Agent
30131 Town Center Dr #275, Laguna Niguel, CA 92677
(949) 363-7100
danrickabus.com
Brittanny Perry: Allstate Insurance
27601 Forbes Rd Ste 14, Laguna Niguel, CA 92677
(949) 487-2900
agents.allstate.com
InsurCali
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(949) 973-0278
insurcali.com
Plan On Your Future Insurance
27271 La Paz Rd C, Laguna Niguel, CA 92677
(949) 991-8621
planonyourfuture.com
Brakke-Schafnitz Insurance Brokers
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(949) 365-5100
Serjick's Insurance Services
28188 Moulton Pkwy #0726, Laguna Niguel, CA 92677
(951) 377-0727
serjinsurance.com
Insuresaver Insurance Agency
30101 Town Center Dr Suite 109, Laguna Niguel, CA 92677
(800) 366-2751
insuresaver.com
Acrisure Laguna Niguel, CA (Signature Insurance Group)
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(800) 464-3606
acrisure.com
Woodland Park Insurance Services
30012 Ivy Glenn Dr Suite 290, Laguna Niguel, CA 92677
(949) 419-9566
wpins.com
Home insurance agents in Laguna Niguel help homeowners find coverage that meets California requirements and local risks. They can explain how California FAIR Plan coverage works for high-risk areas. Agents also advise on additional policies for earthquakes, which are not covered by standard home insurance in California.
What Does a Home Insurance Agent in Laguna Niguel Cost?
The average cost of home insurance in California is about $1,200 to $1,500 per year for a standard policy, but rates vary widely by location and home value. In Laguna Niguel, premiums may be higher due to wildfire and earthquake risks. Earthquake insurance adds $800 to $3,000 per year depending on the policy. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Laguna Niguel do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home. They explain California-specific rules, like the requirement for insurers to offer earthquake coverage. They also assist with claims and policy changes.
Do I need earthquake insurance in Laguna Niguel?
Earthquake insurance is not required by law in California, but standard home insurance does not cover earthquake damage. Agents can help you decide if a separate earthquake policy is right for your home and budget.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.