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Find Home Insurance Agents Near You in Lake Elsinore, CA

Browse home insurance agents serving Lake Elsinore, California. Updated 2026-07-14.

The top-rated home insurance agent in Lake Elsinore, California is Paul Niehouse Jr - State Farm Insurance Agent, rated 5.0 stars across 113 reviews. Other highly rated options include Tako Insurance Agency: Allstate Insurance, Guidance Insurance Agency, Inc., Speedy Insurance Agency. This directory lists 16 home insurance agents serving Lake Elsinore.

Showing 16 home insurance agents in Lake Elsinore, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Paul Niehouse Jr - State Farm Insurance Agent32235 Mission Trail B11(951) 674-0735
2Tako Insurance Agency: Allstate Insurance31641 Auto Center Dr Ste 1a(951) 674-0624
3Guidance Insurance Agency, Inc.16746 Lakeshore Dr A(951) 245-2240
4Speedy Insurance Agency32285 Mission Trail P5(951) 579-4095
5All Discount Insurance Services, Inc.31796 Casino Dr A(951) 245-9777
6Manuel Bonilla: Allstate Insurance117 S Main St Ste 204(951) 405-4954
7Nino Insurance Agency30870 Riverside Dr # B3(951) 674-5110
8Freeway Insurance16782 Lakeshore Dr Ste C3(951) 348-3021
9Todd Schaffner - State Farm Insurance Agent31461 Riverside Dr Ste C(951) 245-1100
10Golden Square Insurance31948 Mission Trail unit b(951) 579-4095
PN
32235 Mission Trail B11
Paul Niehouse Jr - State Farm Insurance Agent
Home Insurance Agent · Lake Elsinore, CA

Serving homeowners, renters, and property managers in Lake Elsinore, Paul Niehouse Jr - State Farm Insurance Agent provides personalized home insurance policies tailored to individual needs. The agency helps clients understand coverage options for dwelling protection, personal belongings, and liability. Customers can receive guidance on bundling home and auto policies for potential savings. The office covers surrounding communities along the Ortega Highway corridor, including Wildomar and nearby areas in southwest Riverside County.

TI
31641 Auto Center Dr Ste 1a
Tako Insurance Agency: Allstate Insurance
Home Insurance Agent · Lake Elsinore, CA

Tako Insurance Agency, operating as an Allstate Insurance agent, serves the Lake Elsinore and surrounding Riverside County area with home insurance solutions. It assists homeowners in obtaining coverage to protect their property and personal belongings from common local risks, such as wildfire, earthquakes, and theft. The agency works to tailor policies that fit individual needs and budgets. A dedicated team helps clients understand their deductibles and coverage limits. Standard and comprehensive dwelling protection policies are among the specific services it handles in this region.

GI
16746 Lakeshore Dr A
Guidance Insurance Agency, Inc.
Home Insurance Agent · Lake Elsinore, CA

Guidance Insurance Agency, Inc. provides a comprehensive range of home insurance services for residents in Lake Elsinore, CA, including policy reviews, new coverage enrollment, and claims assistance. The agency assists clients with reviewing and updating their existing policies to ensure adequate protection against common regional risks such as wildfires and earthquakes. It works to match homeowners with suitable coverage options from multiple carriers. The agency services single-family homes, townhouses, apartments, condominiums, and manufactured homes throughout the local area.

SI
32285 Mission Trail P5
Speedy Insurance Agency
Home Insurance Agent · Lake Elsinore, CA

Speedy Insurance Agency provides home insurance solutions for property owners in Lake Elsinore, California, protecting dwellings against common perils such as fire, theft, and weather damage. The agency can also arrange specialty add-ons like flood or earthquake coverage to address regional risks. Policies are designed to cover both the structure and personal belongings. Commercial sectors it can serve include offices, warehouses, and food service establishments requiring tailored liability and property protection.

AD
31796 Casino Dr A
All Discount Insurance Services, Inc.
Home Insurance Agent · Lake Elsinore, CA

Serving Lake Elsinore and the surrounding communities in Riverside County, All Discount Insurance Services, Inc. handles home insurance policies tailored for local properties. It addresses the coverage needs for a variety of residential homes, including protection against common regional weather exposures. The company works with clients to evaluate their specific property risks and rebuild costs. By examining the unique features of each home and the owner's personal situation, it typically assembles a policy that balances necessary coverage with a manageable premium.

MB
117 S Main St Ste 204
Manuel Bonilla: Allstate Insurance
Home Insurance Agent · Lake Elsinore, CA

Manuel Bonilla: Allstate Insurance in Lake Elsinore, CA, offers home insurance as either a one-time policy purchase for a fixed term or as a recurring service with annual renewals to maintain continuous protection. Coverage options generally include dwelling, personal property, and liability protection against common local risks. The agency helps clients compare these plans to match their individual property needs. Home insurance service in this area typically runs on a scheduled basis, with annual reviews and billing cycles set around the policy’s renewal date.

NI
30870 Riverside Dr # B3
Nino Insurance Agency
Home Insurance Agent · Lake Elsinore, CA

Nino Insurance Agency in Lake Elsinore, CA specializes in home insurance policies tailored to protect residential properties and their contents. The agency also handles a range of general services, including helping clients evaluate coverage limits and deductibles to fit their budgets. As a local provider, it understands the area's specific weather patterns, such as the risk of wildfires and Santa Ana winds that can threaten homes. This agency assists homeowners with adjusting policies before the dry summer months, ensuring adequate protection against potential fire damage.

FI
16782 Lakeshore Dr Ste C3
Freeway Insurance
Home Insurance Agent · Lake Elsinore, CA

Freeway Insurance provides residential home insurance services to property owners in Lake Elsinore, California. The agency also assists customers with commercial coverage options for local businesses throughout the Riverside County area. Working with various insurance carriers, they help clients evaluate policy renewals and compare protection plans. Clients often schedule follow-up consultations between regular policy review visits to address changes in property value or coverage needs that arise during the year.

TS
31461 Riverside Dr Ste C
Todd Schaffner - State Farm Insurance Agent
Home Insurance Agent · Lake Elsinore, CA

With the risk of wildfires and seasonal storms affecting Lake Elsinore, Todd Schaffner – State Farm Insurance Agent helps homeowners assess their coverage needs. The agency explains policy options for protecting property and personal belongings against local perils. Common concerns like adequate dwelling limits and liability protection are discussed during consultations. Each homeowner receives guidance tailored to their specific situation. The process begins with a thorough review of current insurance and an assessment of property value.

GS
31948 Mission Trail unit b
Golden Square Insurance
Home Insurance Agent · Lake Elsinore, CA

Golden Square Insurance provides home insurance coverage to residents of Lake Elsinore and the surrounding California communities. Their policies address common homeowners needs, including liability and property protection, along with specialty endorsements such as flood or earthquake coverage. The agents can tailor plans to cover detached structures, personal property, and temporary living expenses after a covered loss. They serve property owners for single-family homes, rental dwellings, and commercial sectors like offices, warehouses, and food service operations.

AI
31952 Mission Trail
Auto International Insurance
Home Insurance Agent · Lake Elsinore, CA
(951) 550-0222
autointernationalinsurance.com
FI
506 W Graham Ave # 104
Farmers Insurance - Michele Munoz
Home Insurance Agent · Lake Elsinore, CA
(951) 471-2029
agents.farmers.com/ca/lake-elsinore/michele-munoz
GC
32019 Corydon Rd
Gillies Cary Insurance
Home Insurance Agent · Lake Elsinore, CA
(951) 389-5522
FA
31903 Mission Trail
Farmers
Home Insurance Agent · Lake Elsinore, CA
(951) 461-5214
agents.farmers.com/ca/lake-elsinore/michele-munoz
MI
31903 Mission Trail
MNE Insurance Agency
Home Insurance Agent · Lake Elsinore, CA
(951) 667-3910
mneinsurance.com
VB
31681 Riverside Dr STE L
VIP Best Insurance Agency
Home Insurance Agent · Lake Elsinore, CA
(951) 221-8404
vipbestinsurance.com

What Does a a Home Insurance Agent in Lake Elsinore Cost?

Home insurance in California typically costs between $800 and $1,500 per year for a standard policy, but rates in Lake Elsinore can be higher due to wildfire risk. Earthquake insurance adds $100 to $800 per year depending on your homes location and construction. Actual costs vary by coverage limits, deductible, and the specific property. This is general information, not insurance advice.

About home insurance agents in Lake Elsinore

A home insurance agent in Lake Elsinore can help you find a policy that fits your home and budget. California law requires insurers to offer earthquake coverage as an add-on, and agents can explain how this works. Local agents also understand the specific risks from wildfires and Santa Ana winds in the region.

Frequently Asked Questions

What does a home insurance agent in Lake Elsinore do?

A home insurance agent helps you compare policies from different companies to cover your house and belongings. They can explain California-specific options like earthquake insurance and liability coverage. Agents also assist with claims and policy changes after you buy a home.

Do I need earthquake insurance in Lake Elsinore?

California law does not require earthquake insurance, but insurers must offer it when you buy a homeowners policy. Lake Elsinore is near several fault lines, so an agent can help you decide if the added cost is worth the protection. The California Earthquake Authority provides many of these policies.

How do I choose a home insurance agent in Lake Elsinore?

Look for an agent licensed by the California Department of Insurance who has experience with homes in Riverside County. Ask about their knowledge of local risks like wildfires and mudslides. You can check an agents license status on the CDI website.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.