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Compare Home Insurance Agents in Lake Elsinore, CA
Looking for a home insurance agent in Lake Elsinore? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Lake Elsinore, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 home insurance agents in Lake Elsinore, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tako Insurance Agency: Allstate Insurance
31641 Auto Center Dr Ste 1a, Lake Elsinore, CA 92530
(951) 674-0624
agents.allstate.com
Guidance Insurance Agency, Inc.
16746 Lakeshore Dr A, Lake Elsinore, CA 92530
(951) 245-2240
guidanceinsuranceagency.com
Paul Niehouse Jr - State Farm Insurance Agent
32235 Mission Trail B11, Lake Elsinore, CA 92530
(951) 674-0735
paulniehouseinsurance.com
All Discount Insurance Services, Inc.
31796 Casino Dr A, Lake Elsinore, CA 92530
(951) 245-9777
alldiscountins.com
Speedy Insurance Agency
32285 Mission Trail P5, Lake Elsinore, CA 92530
(951) 579-4095
gsquareins.com
Manuel Bonilla: Allstate Insurance
117 S Main St Ste 204, Lake Elsinore, CA 92530
(951) 405-4954
agents.allstate.com
Nino Insurance Agency
30870 Riverside Dr # B3, Lake Elsinore, CA 92530
(951) 674-5110
ninoinsuranceagency.com
Freeway Insurance
16782 Lakeshore Dr Ste C3, Lake Elsinore, CA 92530
(951) 348-3021
locations.freeway.com
Todd Schaffner - State Farm Insurance Agent
31461 Riverside Dr Ste C, Lake Elsinore, CA 92530
(951) 245-1100
toddschaffner.com
Golden Square Insurance
31948 Mission Trail unit b, Lake Elsinore, CA 92530
(951) 579-4095
gsquareins.com
Auto International Insurance
31952 Mission Trail, Lake Elsinore, CA 92530
(951) 550-0222
autointernationalinsurance.com
Farmers Insurance - Michele Munoz
506 W Graham Ave # 104, Lake Elsinore, CA 92530
(951) 471-2029
agents.farmers.com
Gillies Cary Insurance
32019 Corydon Rd, Lake Elsinore, CA 92530
(951) 389-5522
Farmers
31903 Mission Trail, Lake Elsinore, CA 92530
(951) 461-5214
agents.farmers.com
MNE Insurance Agency
31903 Mission Trail, Lake Elsinore, CA 92530
(951) 667-3910
mneinsurance.com
VIP Best Insurance Agency
31681 Riverside Dr STE L, Lake Elsinore, CA 92530
(951) 221-8404
vipbestinsurance.com
A home insurance agent in Lake Elsinore can help you find a policy that fits your home and budget. California law requires insurers to offer earthquake coverage as an add-on, and agents can explain how this works. Local agents also understand the specific risks from wildfires and Santa Ana winds in the region.
What Does a Home Insurance Agent in Lake Elsinore Cost?
Home insurance in California typically costs between $800 and $1,500 per year for a standard policy, but rates in Lake Elsinore can be higher due to wildfire risk. Earthquake insurance adds $100 to $800 per year depending on your homes location and construction. Actual costs vary by coverage limits, deductible, and the specific property. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lake Elsinore do?
A home insurance agent helps you compare policies from different companies to cover your house and belongings. They can explain California-specific options like earthquake insurance and liability coverage. Agents also assist with claims and policy changes after you buy a home.
Do I need earthquake insurance in Lake Elsinore?
California law does not require earthquake insurance, but insurers must offer it when you buy a homeowners policy. Lake Elsinore is near several fault lines, so an agent can help you decide if the added cost is worth the protection. The California Earthquake Authority provides many of these policies.
How do I choose a home insurance agent in Lake Elsinore?
Look for an agent licensed by the California Department of Insurance who has experience with homes in Riverside County. Ask about their knowledge of local risks like wildfires and mudslides. You can check an agents license status on the CDI website.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.