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Compare Home Insurance Agents in Lathrop, CA

Looking for a home insurance agent in Lathrop? Review the directory below to compare your options.

10 agents listed
Updated May 2026
Lathrop, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 home insurance agents in Lathrop, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jenifer Smith - State Farm Insurance Agent
15370 S Harlan Rd, Lathrop, CA 95330
(209) 435-3700 jsmithsf.com
JSSR Insurance Agency
16201 S Harlan Rd, Lathrop, CA 95330
(209) 701-6900 jssrinsuranceagency.com
Biba Insurance Services Inc.
17908 Murphy Pkwy, Lathrop, CA 95330
(209) 858-9656 autoandtruckinsurance.com
Lathrop Auto Insurance Agency California
17395 S Manthey Rd #1050, Lathrop, CA 95330
(707) 615-0115
Farmers Insurance - Navneet Kaur
17416 Murphy Pkwy suite 105, Lathrop, CA 95330
(209) 672-4539 agents.farmers.com
Junniper Insurance Agency
1664 Westwind Wy, Lathrop, CA 95330
(209) 889-1560 junniperinsuranceagency.com
Gurbinder Mangat - Steele Insurance
17900 Murphy Pkwy, Lathrop, CA 95330
(209) 956-1000
Farmers Insurance - Remedios Corpuz
16952 S Harlan Rd, Lathrop, CA 95330
(209) 323-5455 agents.farmers.com
Non Stop Insurance Services
103 D'Arcy Pkwy, Lathrop, CA 95330
(209) 273-0000 nonstopins.com
Farmers Insurance - Ramandeep Kaur
4100 Yosemite Ave, Lathrop, CA 95330
(408) 598-3003 agents.farmers.com

Home insurance agents in Lathrop, California help homeowners find policies that protect against fire, theft, and liability. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Local agents can explain how Lathrop proximity to the San Joaquin River may affect flood insurance requirements.

What Does a Home Insurance Agent in Lathrop Cost?

In California, the average annual home insurance premium is around $1,200 to $2,500 for a standard policy, but costs vary by location, home value, and coverage level. Lathrop rates may be influenced by local fire risk and crime statistics. Earthquake insurance adds $800 to $3,000 per year depending on the home. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Lathrop do?
A home insurance agent in Lathrop helps you compare policies from different insurers. They explain coverage options, deductibles, and discounts. Agents also assist with claims and policy changes.
Is earthquake insurance required in Lathrop California?
Earthquake insurance is not required by law in California. However, state law mandates that insurers offer earthquake coverage as an add-on to standard home policies. Many Lathrop homeowners choose this coverage due to seismic risk.
How do I choose a home insurance agent in Lathrop?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with local risks like wildfires and floods. Compare quotes from multiple agents to find a policy that fits your needs and budget.