The top-rated home insurance agent in Lomita, California is Eric Lamas - State Farm Insurance Agent, rated 5.0 stars across 119 reviews. Other highly rated options include Faby Obispo - State Farm Insurance Agent, Veronica Sanchez: Allstate Insurance, Mariela Leon - State Farm Insurance Agent. This directory lists 11 home insurance agents serving Lomita.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eric Lamas - State Farm Insurance Agent | 1954 Pacific Coast Hwy | (310) 891-3485 |
| 2 | Faby Obispo - State Farm Insurance Agent | 24100 Narbonne Ave UNIT 101 | (310) 326-0075 |
| 3 | Veronica Sanchez: Allstate Insurance | 25897 S Western Ave Ste 3 | (310) 784-3999 |
| 4 | Mariela Leon - State Farm Insurance Agent | 26340 Western Ave Unit A | (424) 477-5925 |
| 5 | Nickerson Insurance Services, Inc. | 2106 Lomita Blvd STE 100 | (310) 326-6333 |
| 6 | Adel Gobran: Allstate Insurance | 2068 Pacific Coast Hwy Ste B | (310) 325-4247 |
| 7 | Bentley Insurance | 25437 Narbonne Ave Ste B | (310) 326-2626 |
| 8 | TNT Insurance Agencies - Ted Talbot | 25835 Narbonne Ave #295 | (310) 534-2010 |
| 9 | LA Insurance Agency | 24705 Narbonne Ave Suite 200 | (310) 326-9600 |
| 10 | Right At Home Insurance Services | 25323 Narbonne Ave | (310) 809-9397 |
Eric Lamas - State Farm Insurance Agent serves the Lomita, California, and surrounding South Bay metro area, focusing on home insurance. The agency helps homeowners protect their properties with customized coverage options tailored to local needs. It assists with structuring policies to cover the dwelling, personal belongings, and liability risks common in the region. Home insurance services here include protection against fire, theft, and weather damage typical to coastal Southern California. Edward speaks on whether essential cover rides and water backup coverage are handled in this area.
Some home insurance services involve a single policy purchase, while others require ongoing adjustments as property values change. Faby Obispo - State Farm Insurance Agent in Lomita, California provides home insurance coverage, helping local homeowners protect their dwellings and belongings against common risks in the area. The agent works with policies that can be modified to reflect renovations, market shifts, and new possessions. Service for these policies generally runs on a one-time basis at the start of coverage, with optional scheduled reviews as needed for policy updates.
Veronica Sanchez: Allstate Insurance offers a range of home insurance services designed to help protect residential property and personal belongings. Service and maintenance plans are structured around policy review and updates, ensuring coverage aligns with current home values and potential risks. The agency provides homeowners with guidance on standard protection options, helping to address liability concerns and disaster-related damage. It services single-family homes, apartments, retail spaces, and restaurants.
Mariela Leon’s State Farm Insurance Agency serves homeowners and landlords in and around Lomita, California, helping them protect their properties with standard home insurance policies. The office also advises clients on bundling auto coverage for potential discounts and provides guidance on rental dwelling and personal liability protection. Coverage options are discussed with each customer to match their specific needs. The agency additionally offers its services to residents in neighboring Torrance as well as other parts of the South Bay metro area.
Nickerson Insurance Services, Inc., located in Lomita, CA, offers home insurance solutions designed for either a single purchase to meet a specific requirement or an ongoing policy for continuous property protection. In this region, Home Insurance agents typically help clients navigate dwelling coverage and liability options against local weather risks. The company provides services on an as-needed basis, ensuring clients can access professional guidance and policy updates whenever their individual circumstances require assistance.
Serving Lomita and the surrounding South Bay communities, Adel Gobran at Allstate Insurance handles residential property insurance needs including policies for homeowners, condos, and renters. This agency works with clients to understand their property values and structural coverage requirements. For a typical job, it reviews the home's specific features and risks to recommend appropriate coverage limits and deductible options.
Bentley Insurance specializes in tailoring coverage options to protect a home’s structure and personal belongings, while also offering general liability protection for common household risks in Lomita, CA. It provides standard homeowners insurance that addresses local concerns such as earthquake damage and liability from everyday accidents. When seasonal Santa Ana winds or sudden winter storms threaten to bring fallen branches or roof leaks, the agency helps clients review their policies to ensure they are adequately covered for potential wind and water damage.
As the coastal weather of Lomita brings seasonal concerns from wind-driven rain to dry brush conditions, TNT Insurance Agencies - Ted Talbot provides guidance for local homeowners seeking coverage. They help clients navigate standard policy inclusions and any necessary add-ons for regional risks. The initial step typically involves a discussion of the property’s value and construction details, followed by a thorough inspection to assess specific hazards and recommend a tailored plan.
LA Insurance Agency provides comprehensive home insurance guidance to property owners in Lomita, California. The firm can assist with tailoring standard dwelling coverage to include specialty add-ons such as flood, earthquake, and high-value personal property protection. By evaluating unique risks common to the Southern California region, the agency helps clients secure appropriate policies for their residential needs. Its services extend to commercial sectors as well, including insuring offices, warehouses, and food service establishments against property damage and liability.
Right At Home Insurance Services provides residential home insurance coverage to homeowners in Lomita and the surrounding area. The agency also assists local business owners by offering certain commercial coverage options suited for this region. Policies are customized to address the specific property risks commonly found across Los Angeles County. This agent’s focus on the local market allows clients to receive attentive service that can be relied upon for timely follow-up and ongoing support between regular policy renewal visits.
What Does a a Home Insurance Agent in Lomita Cost?
The average cost of home insurance in California is about $1,200 to $2,500 per year for a standard policy, but this varies widely by location and coverage level. In Lomita, factors like proximity to the coast, fire risk, and home age affect your rate. Earthquake coverage adds $800 to $3,000 per year depending on your deductible. This is general information, not insurance advice.
About home insurance agents in Lomita
Home insurance agents in Lomita, California help homeowners protect their property against risks like earthquakes, wildfires, and theft. California law requires insurers to offer earthquake coverage as an add-on to standard policies, though it is not mandatory. Agents in Lomita can explain the differences between HO-3 and HO-5 policies and help you meet your lender requirements.
Frequently Asked Questions
What does a home insurance agent in Lomita do?
A home insurance agent helps you compare policies from different carriers. They assess your home value, location risks, and coverage needs. They also explain California specific rules like the FAIR Plan for high risk areas.
Is earthquake insurance required in Lomita California?
No, earthquake insurance is not required by law in California. However, California law mandates that insurers offer it as an optional endorsement. Your agent can explain the deductible and coverage limits.
How do California fire risk maps affect my home insurance?
California Department of Insurance uses fire hazard severity zones to determine risk. Homes in high or very high fire zones may face higher premiums or require a FAIR Plan policy. Your agent can help you find coverage even in these areas.
Home Insurance Agents in Other California Cities
Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Artesia · Auburn · Azusa · Bakersfield · Baldwin Park