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Looking for a home insurance agent in Lomita? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Lomita, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 home insurance agents in Lomita, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eric Lamas - State Farm Insurance Agent
1954 Pacific Coast Hwy, Lomita, CA 90717
(310) 891-3485
ericlamas.com
Veronica Sanchez: Allstate Insurance
25897 S Western Ave Ste 3, Lomita, CA 90717
(310) 784-3999
agents.allstate.com
Faby Obispo - State Farm Insurance Agent
24100 Narbonne Ave UNIT 101, Lomita, CA 90717
(310) 326-0075
agentfabyobispo.com
Mariela Leon - State Farm Insurance Agent
26340 Western Ave Unit A, Lomita, CA 90717
(424) 477-5925
marielaleoninsurance.com
Adel Gobran: Allstate Insurance
2068 Pacific Coast Hwy Ste B, Lomita, CA 90717
(310) 325-4247
agents.allstate.com
Nickerson Insurance Services, Inc.
2106 Lomita Blvd STE 100, Lomita, CA 90717
(310) 326-6333
nickersonins.com
Bentley Insurance
25437 Narbonne Ave Ste B, Lomita, CA 90717
(310) 326-2626
TNT Insurance Agencies - Ted Talbot
25835 Narbonne Ave #295, Lomita, CA 90717
(310) 534-2010
LA Insurance Agency
24705 Narbonne Ave Suite 200, Lomita, CA 90717
(310) 326-9600
Right At Home Insurance Services
25323 Narbonne Ave, Lomita, CA 90717
(310) 809-9397
TALBOT Insurance Agencies
25835 Narbonne Ave #295, Lomita, CA 90717
(310) 534-2010
Home insurance agents in Lomita, California help homeowners protect their property against risks like earthquakes, wildfires, and theft. California law requires insurers to offer earthquake coverage as an add-on to standard policies, though it is not mandatory. Agents in Lomita can explain the differences between HO-3 and HO-5 policies and help you meet your lender requirements.
What Does a Home Insurance Agent in Lomita Cost?
The average cost of home insurance in California is about $1,200 to $2,500 per year for a standard policy, but this varies widely by location and coverage level. In Lomita, factors like proximity to the coast, fire risk, and home age affect your rate. Earthquake coverage adds $800 to $3,000 per year depending on your deductible. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lomita do?
A home insurance agent helps you compare policies from different carriers. They assess your home value, location risks, and coverage needs. They also explain California specific rules like the FAIR Plan for high risk areas.
Is earthquake insurance required in Lomita California?
No, earthquake insurance is not required by law in California. However, California law mandates that insurers offer it as an optional endorsement. Your agent can explain the deductible and coverage limits.
How do California fire risk maps affect my home insurance?
California Department of Insurance uses fire hazard severity zones to determine risk. Homes in high or very high fire zones may face higher premiums or require a FAIR Plan policy. Your agent can help you find coverage even in these areas.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.