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Find Home Insurance Agents Near You in Lompoc, CA

Browse home insurance agents serving Lompoc, California. Updated 2026-07-14.

The top-rated home insurance agent in Lompoc, California is Julio's Auto Insurance, rated 4.9 stars across 81 reviews. Other highly rated options include AAA Lompoc Insurance and Member Services, Farmers Insurance - Andra Campbell, Fiesta Auto Insurance & Tax Service. This directory lists 18 home insurance agents serving Lompoc.

Showing 18 home insurance agents in Lompoc, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Julio's Auto Insurance705 E Ocean Ave(805) 430-9700
2AAA Lompoc Insurance and Member Services525 W Central Ave(805) 735-2731
3Farmers Insurance - Andra Campbell125 W Ocean Ave(805) 757-5055
4Fiesta Auto Insurance & Tax Service726 N H St(805) 944-1012
5Charles W Walker Insurance201 N H St(805) 736-4162
6James Hinshaw: Allstate Insurance830 E Ocean Ave(805) 736-8944
7First American Title Company100 S H St(805) 737-3736
8Julia Tipolt - State Farm Insurance Agent3865 Constellation Rd B(805) 733-4545
9Kelly Breen: Allstate Insurance3757 Constellation Rd(805) 735-6466
10Servicios Maya / Maya Insurance Agency717 E Ocean Ave(805) 741-5050
JS
705 E Ocean Ave
Julio's Auto Insurance
Home Insurance Agent · Lompoc, CA

When seasonal storms in Lompoc threaten local homes, Julio's Auto Insurance helps residents review their existing coverage to ensure adequate protection. This Home Insurance Agent assists property owners in understanding policy options for their unique dwellings, from coastal properties to valley residences. The agent explains how deductibles, liability limits, and replacement cost provisions apply to typical claims scenarios in the area. The process begins with a scheduled appointment to inspect the home and discuss current coverage needs.

AL
525 W Central Ave
AAA Lompoc Insurance and Member Services
Home Insurance Agent · Lompoc, CA

AAA Lompoc Insurance and Member Services serves Lompoc and Santa Barbara County, specializing in home insurance agent services for local homeowners. The company helps clients secure coverage that protects residential properties against common regional risks, including wildfire, earthquake, and coastal weather events. Its representatives guide customers through policy options tailored to individual needs, ensuring adequate dwelling and liability protection. This agency handles personal property coverage and additional living expense endorsements for local residents.

FI
125 W Ocean Ave
Farmers Insurance - Andra Campbell
Home Insurance Agent · Lompoc, CA

Farmers Insurance - Andra Campbell provides homeowners insurance policies to protect against property damage and liability risks, along with optional coverage for personal belongings and natural disasters. The agency offers standard maintenance guidance to help policyholders keep their homes in good condition and reduce claim risks. Service includes periodic policy reviews to ensure coverage meets current needs. It services single-family homes, apartments, retail spaces, and restaurants throughout Lompoc, California.

FA
726 N H St
Fiesta Auto Insurance & Tax Service
Home Insurance Agent · Lompoc, CA

Fiesta Auto Insurance & Tax Service provides comprehensive home insurance solutions for residents in Lompoc, California. The company specializes in protecting residential properties from common risks such as fire, theft, and weather-related damage, while also offering customizable add-ons like personal liability coverage and endorsements for valuable items. Its policies aim to safeguard homeowners’ investments and provide financial security for unexpected events. This Home Insurance Agent can also serve clients in commercial sectors, including offices, warehouses, and food service establishments, ensuring tailored coverage for diverse property needs.

CW
201 N H St
Charles W Walker Insurance
Home Insurance Agent · Lompoc, CA

Serving Lompoc and the surrounding communities of the Santa Ynez Valley and Vandenberg Village, Charles W Walker Insurance handles home insurance for local homeowners. The agency assists clients in securing policies that cover dwelling protection, personal belongings, and liability risks common to the Central Coast region. It works closely with carriers to find appropriate coverage options tailored to individual property needs. For a typical job, the company reviews a client’s current coverage details and home features to recommend necessary adjustments for adequate protection.

JH
830 E Ocean Ave
James Hinshaw: Allstate Insurance
Home Insurance Agent · Lompoc, CA

James Hinshaw: Allstate Insurance serves homeowners, businesses, and property managers in Lompoc, California, offering personalized home insurance policies to protect residences and commercial assets. The agency assists clients in evaluating coverage options for dwelling protection, personal liability, and additional structures. By assessing individual property risks common to the Central Coast region, it helps tailor policies to meet specific needs. This local agency also extends its coverage services to the nearby community of Vandenberg Village and surrounding Santa Barbara County areas.

FA
100 S H St
First American Title Company
Home Insurance Agent · Lompoc, CA

First American Title Company in Lompoc, CA, distinguishes between one-time home insurance policies and recurring service options such as annual policy reviews and automatic renewal management. Coverage assistance typically includes dwelling protection, personal liability, and additional living expense calculations tailored to local coastal risks. Their agents guide clients through deductible choices and policy endorsements customized to area weather patterns. Service runs on an as-needed basis for claims support or questions between policy cycles, with scheduled renewal consultations annually.

JT
3865 Constellation Rd B
Julia Tipolt - State Farm Insurance Agent
Home Insurance Agent · Lompoc, CA

Julia Tipolt - State Farm Insurance Agent in Lompoc, CA specializes in crafting home insurance policies tailored to protect single-family homes and rental properties. The agency also assists clients with reviewing existing coverage to address gaps in liability or dwelling protection as property values change. Throughout the year, it helps homeowners with claims filing and policy adjustments. Seasonal concerns, such as preparing homes for the coastal fog and mold risks common to the area, are a key focus the agency addresses during consultations.

KB
3757 Constellation Rd
Kelly Breen: Allstate Insurance
Home Insurance Agent · Lompoc, CA

As wildfire season approaches in Lompoc, property owners seek to protect their investment. Kelly Breen with Allstate Insurance addresses this need by offering home insurance policies tailored to coastal and inland risks. They explain common coverage options, including dwelling protection and liability coverage, helping residents make informed decisions about safeguarding their homes. An agent reviews specific needs for each property, such as wind or fire exposure, before outlining a personal policy plan. The process begins with a thorough assessment of the home and its surrounding conditions to provide an accurate initial quote.

SM
717 E Ocean Ave
Servicios Maya / Maya Insurance Agency
Home Insurance Agent · Lompoc, CA

Servicios Maya, operating as Maya Insurance Agency, helps homeowners in Lompoc protect their property against common local perils. For enhanced coverage, the agency can arrange add-ons such as flood or earthquake endorsements to supplement a standard policy. Its agents review dwelling limits, liability protection, and personal property coverage to tailor a plan for each residence. Commercial sectors the agency can serve include offices, warehouses, and food service establishments requiring business property and general liability insurance.

FI
115 E College Ave Ste 3
Farmers Insurance - Rebecca Stouppe
Home Insurance Agent · Lompoc, CA
(805) 736-7000
agents.farmers.com/ca/lompoc/rebecca-stouppe
SI
515 E Ocean Ave
Signorelli Insurance Services Inc
Home Insurance Agent · Lompoc, CA
(805) 735-5300
AN
516 N H St
American National Insurance
Home Insurance Agent · Lompoc, CA
(805) 819-0821
americannational.com/agent
AN
1313 N H St
American National Insurance
Home Insurance Agent · Lompoc, CA
(805) 387-2090
mlagents.americannational.com/jenbedfordcruz-8557
CI
300 Oak Hill Dr
Contreras Insurance Services
Home Insurance Agent · Lompoc, CA
(805) 733-1133
FI
820 N H St B
Farmers Insurance
Home Insurance Agent · Lompoc, CA
(805) 288-7583
agents.farmers.com/ca/lompoc
JC
1201 E Ocean Ave
Jennifer CruzAgency
Home Insurance Agent · Lompoc, CA
(805) 819-0821
VI
3875 Constellation Rd
Vandenberg Insurance Agency
Home Insurance Agent · Lompoc, CA
(805) 733-3591
thomcovandenbergins.net

What Does a a Home Insurance Agent in Lompoc Cost?

The average cost of home insurance in California is about 1200 to 1800 dollars per year for a standard policy. However, costs vary based on your homes location age and construction materials. Wildfire prone areas may have higher premiums. For earthquake insurance, expect an additional 800 to 3000 dollars per year depending on your homes risk. This is general information and not insurance advice.

About home insurance agents in Lompoc

Home insurance agents in Lompoc California help homeowners protect their property against risks like wildfire and earthquake. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Local agents can also explain how the California FAIR Plan provides basic fire coverage for high risk areas.

Frequently Asked Questions

What does a home insurance agent in Lompoc do?

A home insurance agent in Lompoc helps you find a policy that covers your home and belongings. They explain different coverage types and can compare quotes from multiple insurers. Agents also assist with filing claims and updating your policy as needed.

Do I need earthquake insurance in Lompoc California?

Earthquake insurance is not required by law but is recommended in California due to seismic activity. Standard home insurance policies do not cover earthquake damage. Your agent can help you add a separate earthquake policy through the California Earthquake Authority or a private insurer.

How do I choose a home insurance agent in Lompoc?

Look for an agent who is licensed by the California Department of Insurance. Check their experience with local risks like wildfires and floods. You can also ask about their customer service and claim support process.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.