The top-rated home insurance agent in Los Alamitos, California is Johnston Insurance, rated 5.0 stars across 241 reviews. Other highly rated options include AAA Los Alamitos Insurance and Member Services, Steven Saul: Allstate Insurance, Acrisure Los Alamitos, CA (Alandale Insurance Agency). This directory lists 19 home insurance agents serving Los Alamitos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Johnston Insurance | 10900 Los Alamitos Blvd UNIT 217 | (562) 795-9201 |
| 2 | AAA Los Alamitos Insurance and Member Services | 3480 Katella Ave | (562) 430-0787 |
| 3 | Steven Saul: Allstate Insurance | 11222 Los Alamitos Blvd Ste D | (562) 425-6474 |
| 4 | Acrisure Los Alamitos, CA (Alandale Insurance Agency) | 11022 Winners Cir | (800) 917-3577 |
| 5 | Brent Davis: Allstate Insurance | 10900 Los Alamitos Blvd Ste 200 | (562) 430-3793 |
| 6 | Stacey Romney: Allstate Insurance | 11222 Los Alamitos Blvd Ste D | (562) 804-6446 |
| 7 | Teran Family Insurance Agency; Agent: Gabriel Teran | 3662 Katella Ave suite 118 | (714) 929-7917 |
| 8 | Huggins Dreckman Insurance | 5152 Katella Ave #206 | (562) 594-6541 |
| 9 | Farmers Insurance - Monica Salmon | 4380 Katella Ave | (562) 598-0997 |
| 10 | Patricia Megallon - State Farm Insurance Agent | 10881 Los Alamitos Blvd | (562) 493-2546 |
Johnston Insurance provides essential home insurance services for residents in the Los Alamitos area, including policy consultations, risk assessments, and customized coverage options. Service or maintenance plans involve regular policy reviews to ensure adequate protection as circumstances change. This local agent works with multiple insurance carriers to help clients find suitable policies that match their budgets and property needs. Johnston Insurance serves various property types, including single-family homes, apartment complexes, retail storefronts, and local restaurants.
AAA Los Alamitos Insurance and Member Services serves homeowners throughout Orange County from its Los Alamitos office. The agency helps clients secure coverage that protects their property and personal belongings from common local risks such as fire, theft, and storm damage. It also assists with customizing policy deductibles and liability limits to meet individual needs. Within the home insurance category, the company frequently handles coverage for high-value dwellings and renters insurance policies.
Steven Saul: Allstate Insurance serves homeowners, landlords, and property managers in Los Alamitos, California. It provides policies that protect residential structures and personal property against common risks like fire, theft, and weather damage. Liability coverage options are also available for those who own rental or investment properties. The agency assists clients with evaluating deductibles and selecting appropriate coverage limits for their specific needs. Service extends to nearby communities such as Seal Beach and the greater Long Beach metro area.
Acrisure Los Alamitos, CA (Alandale Insurance Agency) serves Los Alamitos and the surrounding Orange County communities. This home insurance agent handles homeowners, condo, and rental property policies. It draws on multiple carrier options to match coverage to specific property needs. The agency provides guidance on dwelling protection and personal liability limits. For each customer, it typically reviews property details and existing policy terms before presenting tailored quotes from its network of insurers.
Brent Davis: Allstate Insurance offers both one-time policies for specific property needs and recurring coverage plans for ongoing homeowner protection. As a home insurance agent in Los Alamitos, CA, the agency helps clients select policies covering dwelling protection, personal property, and liability. Service is available on a scheduled basis during business hours, with one-time consultations and recurring policy renewals managed as needed to accommodate individual homeowner requirements.
As a home insurance agent in Los Alamitos, CA, Stacey Romney: Allstate Insurance provides specialized coverage options for dwelling protection and personal property. The agency works with clients to structure policies that address local housing considerations, including liability protection and additional living expenses. General services include policy reviews to align coverage with homeowners' needs in this region. For those residing near the Southern California coast, the agency helps evaluate windstorm and earthquake exposures before and during the active wildfire or seismic seasons.
With seasonal weather shifts common in Southern California, homeowners in Los Alamitos often seek reliable coverage to protect their property. Teran Family Insurance Agency, led by agent Gabriel Teran, specializes in addressing these local needs by offering personalized home insurance policies tailored to individual budgets and risk profiles. The agency works to explain coverage options clearly, helping clients understand deductibles and liability protection. The process typically begins with a thorough review of the home's structure and contents during a preliminary inspection or virtual assessment to identify any gaps in protection.
Huggins Dreckman Insurance provides residential home insurance services to property owners in Los Alamitos, California, helping them protect their dwellings and personal belongings from common local risks. The agency also offers commercial coverage options for business properties and serves clients throughout the broader surrounding area. Customers can follow up with the agency between regular policy review visits to update coverage or report changes to their property.
Farmers Insurance - Monica Salmon provides standard home insurance policies protecting structures, belongings, and liability for homeowners and renters in Los Alamitos, CA. Specializing in additional coverage options, it offers identity theft protection and equipment breakdown endorsements to enhance standard plans. Clients can also secure coverage tailored to their unique property needs. The agency serves local commercial sectors as well, advising on policies for offices, warehouses, and food service operations to ensure adequate business protection.
Patricia Megallon - State Farm Insurance Agent in Los Alamitos, CA, is known for providing home insurance coverage to local homeowners. The agency assists clients in selecting policies that protect dwellings and personal belongings against common risks such as fire, theft, and weather damage. Standard options include liability protection and additional living expense coverage. A specialty service it can add on is personal articles coverage for high-value items like jewelry or fine art.
What Does a a Home Insurance Agent in Los Alamitos Cost?
Home insurance costs in California vary widely based on location, home value, and coverage limits. In Los Alamitos, average annual premiums for a standard homeowners policy range from 1200 to 3000 dollars. Factors like fire risk, age of the home, and claims history affect the price. This is general information and not insurance advice.
About home insurance agents in Los Alamitos
Home insurance agents in Los Alamitos help residents find coverage for their property and liability needs. California law requires insurers to offer earthquake coverage as an endorsement on standard homeowners policies. Local agents can explain how the California FAIR Plan works for high risk properties and help you compare quotes from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Los Alamitos do?
A home insurance agent helps you find a policy that fits your property and budget. They explain coverage types like dwelling, personal property, and liability. They also assist with claims and policy changes after you buy a policy.
Is earthquake insurance required in Los Alamitos California?
Earthquake insurance is not required by law but insurers must offer it as an add on to homeowners policies. The California Earthquake Authority provides most earthquake policies. An agent can help you decide if earthquake coverage is right for your home.
How do I choose a home insurance agent in Los Alamitos?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with homes in your area and the insurers they represent. Compare quotes and read customer reviews before making a choice.
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