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Find Home Insurance Agents Near You in Los Altos, CA

Browse home insurance agents serving Los Altos, California. Updated 2026-07-14.

The top-rated home insurance agent in Los Altos, California is First American Title Company, rated 5.0 stars across 31 reviews. Other highly rated options include Jim Flynn - State Farm Insurance Agent, Josh Anderson - State Farm Insurance Agent, Cathy Nguyen: Allstate Insurance. This directory lists 12 home insurance agents serving Los Altos.

Showing 12 home insurance agents in Los Altos, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1First American Title Company161 S San Antonio Rd Suite 5(650) 941-3523
2Jim Flynn - State Farm Insurance Agent4546 El Camino Real b4(650) 941-5000
3Josh Anderson - State Farm Insurance Agent4546 El Camino Real b4(650) 941-5000
4Cathy Nguyen: Allstate Insurance745 Distel Dr Suite 119(650) 964-3022
5Farmers Insurance - Naomi Hayashi900 N San Antonio Rd Ste102(650) 321-7637
6Michael Tirabassi - State Farm Insurance Agent4546 El Camino Real b4(650) 209-1202
7Al Ward - State Farm Insurance Agent4546 El Camino Real b4(650) 941-5000
8Frank Hughes Farmers Insurance220 State St Suite B(650) 815-7068
9Gil Koury Insurance86 3rd St UNIT 115(650) 947-7676
10Dwight Matthews - State Farm Insurance Agent1564 Miramonte Ave(650) 948-8164
FA
161 S San Antonio Rd Suite 5
First American Title Company
Home Insurance Agent · Los Altos, CA

First American Title Company provides residential home insurance services for property owners in Los Altos, California, helping to protect dwellings from common regional risks. The firm also extends commercial coverage options for local businesses requiring liability and property protection. Their service area includes Los Altos and the surrounding communities within Santa Clara County. Clients can expect clear policy explanations and responsive support when filing claims or adjusting coverage. The agency encourages follow-up communication between regular visits or renewals to keep policies aligned with changing property needs.

JF
4546 El Camino Real b4
Jim Flynn - State Farm Insurance Agent
Home Insurance Agent · Los Altos, CA

Jim Flynn - State Farm Insurance Agent serves Los Altos and the broader Santa Clara County area, offering home insurance policies to local homeowners. The agency works with clients to find coverage that fits their specific property needs and budget. Standard home insurance from this provider typically includes dwelling protection and personal liability coverage. The company assists with filing claims and policy adjustments for residents in this region. It handles customized coverage for Los Altos homes and coordinates replacement cost estimates for damaged structures.

JA
4546 El Camino Real b4
Josh Anderson - State Farm Insurance Agent
Home Insurance Agent · Los Altos, CA

Josh Anderson - State Farm Insurance Agent in Los Altos, CA, provides a range of home insurance solutions, including policies for liability protection and coverage against damage from fire, theft, or weather events. Service plans are tailored to individual needs, with regular policy reviews to adjust coverage as circumstances change. Claims assistance and risk management advice are part of the ongoing support. The agency works with various property types, such as single-family homes, apartments, retail spaces, and local restaurants.

CN
745 Distel Dr Suite 119
Cathy Nguyen: Allstate Insurance
Home Insurance Agent · Los Altos, CA

Cathy Nguyen: Allstate Insurance serves homeowners, landlords, and property managers in the Los Altos area with tailored home insurance policies. The agency helps clients protect their dwellings, personal belongings, and liability from common California risks such as earthquakes, fire, and theft. Each policy is designed to match a property's specific value and coverage needs. The agency also assists those financing homes through mortgage lenders requiring adequate protection. Its services extend to neighboring communities including Mountain View and Cupertino within Santa Clara County.

FI
900 N San Antonio Rd Ste102
Farmers Insurance - Naomi Hayashi
Home Insurance Agent · Los Altos, CA

Farmers Insurance - Naomi Hayashi offers both one-time policy reviews for new clients and recurring service options to adjust coverage as needs evolve. Home insurance in Los Altos typically protects dwellings and personal property from fire, theft, and weather-related damage. Liability coverage is also common for incidents on the property. A client can schedule an initial consultation as a one-time event and then continue with periodic updates or request a policy review on an as-needed basis.

MT
4546 El Camino Real b4
Michael Tirabassi - State Farm Insurance Agent
Home Insurance Agent · Los Altos, CA

As wildfire season approaches in Los Altos, homeowners often seek to review their coverage for adequate protection, and Michael Tirabassi - State Farm Insurance Agent provides personalized guidance on tailoring policies to fit local risks. The agency explains how dwelling coverage, personal property limits, and liability options apply to each client’s specific home and neighborhood. A thorough discussion of earthquake and flood endorsements helps residents prepare for California’s distinct exposures. Service begins with a no-cost home insurance inspection to assess current needs and identify potential coverage gaps.

AW
4546 El Camino Real b4
Al Ward - State Farm Insurance Agent
Home Insurance Agent · Los Altos, CA

Al Ward - State Farm Insurance Agent in Los Altos, California, offers tailored home insurance policies that protect dwellings, personal property, and liability exposure. The agency also provides general risk management guidance, helping residents evaluate coverage options for earthquakes, floods, and fire damage common to the region. Each policy is designed to meet individual household needs while remaining affordable. During the wildfire season or after heavy winter storms, the agent assists clients in reviewing deductibles and updating inventory lists to ensure adequate protection for recent home improvements or valuable possessions.

FH
220 State St Suite B
Frank Hughes Farmers Insurance
Home Insurance Agent · Los Altos, CA

Serving Los Altos and the surrounding communities of the Santa Clara Valley, Frank Hughes Farmers Insurance handles home insurance policies for local homeowners. The agency works with clients to assess their property and belongings, ensuring adequate coverage for potential risks common to the region. Each policy is tailored to individual requirements, considering the specific value of the home and local liability concerns. The typical job begins with a consultation to clarify coverage gaps, followed by a comparison of plan options to match the homeowner’s budget and protection needs.

GK
86 3rd St UNIT 115
Gil Koury Insurance
Home Insurance Agent · Los Altos, CA

Gil Koury Insurance in Los Altos, CA works with local homeowners to find residential property coverage tailored to individual needs and budgets. The agency can assist with specialty add-ons such as protection for valuable personal property, including jewelry or fine art. Consultation appointments help clarify policy details on liability limits and deductibles. The same agent also serves commercial clients, arranging policies for offices, warehouses, and food service establishments in the area.

DM
1564 Miramonte Ave
Dwight Matthews - State Farm Insurance Agent
Home Insurance Agent · Los Altos, CA

Serving Los Altos and the surrounding area, Dwight Matthews - State Farm Insurance Agent offers residential home insurance policies to protect local homeowners. Commercial coverage is also available for small business properties and liability needs in this community. Policies are reviewed to address the specific risks common to this California region. Clients are provided with straightforward guidance on coverage options during their initial consultation. This agency welcomes follow-up calls from existing customers between their regular policy review visits to address any new questions or coverage changes that arise.

GP
86 3rd St UNIT 115
Gilbert P Koury Insurance Broker
Home Insurance Agent · Los Altos, CA
(650) 947-7676
gilkouryinsurance.com
JF
445 S San Antonio Rd #101
Jack Flesher - State Farm Insurance Agent
Home Insurance Agent · Los Altos, CA
(650) 941-8700
statefarm.com/agent/us/ca/los-altos/jack-flesher-vkrc21ys000

What Does a a Home Insurance Agent in Los Altos Cost?

Home insurance costs in Los Altos vary widely based on home value location and coverage level. Typical annual premiums in California range from 800 to 3000 dollars for standard policies. Earthquake coverage adds 100 to 500 dollars per year or more depending on the home. Costs also depend on the deductible you choose and the insurer. This is general information not insurance advice.

About home insurance agents in Los Altos

Home insurance agents in Los Altos help homeowners find policies that cover dwelling protection liability and personal property. California law requires insurers to offer earthquake coverage as an add on but homeowners are not required to buy it. Agents can explain local risks like wildfire and earthquake and help you choose appropriate coverage limits.

Frequently Asked Questions

What does a home insurance agent in Los Altos do?

A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They explain deductibles liability limits and endorsements like earthquake or flood coverage. Agents also assist with policy changes and claims questions.

Is earthquake insurance required in California?

No California law does not require homeowners to buy earthquake insurance. However insurers must offer it as a separate policy or endorsement. An agent can help you decide if this coverage is right for your Los Altos home based on local seismic risk.

How do I choose a home insurance agent in Los Altos?

Look for an agent who is licensed by the California Department of Insurance and has experience with homes in your area. Ask about their knowledge of local wildfire zones and building costs. You can also check their customer reviews and compare quotes from multiple agents.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.