The top-rated home insurance agent in Los Angeles, California is Gregory Kim - State Farm Insurance Agent, rated 5.0 stars across 655 reviews. Other highly rated options include Freeway Insurance, L.A. West Insurance Services, Inc., Family Insurance Sales LLC. This directory lists 36 home insurance agents serving Los Angeles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gregory Kim - State Farm Insurance Agent | 3580 Wilshire Blvd #130 | (213) 365-2071 |
| 2 | Freeway Insurance | 2538 S Figueroa St | (213) 536-4162 |
| 3 | L.A. West Insurance Services, Inc. | 5177 Sunset Blvd | (877) 527-2378 |
| 4 | Family Insurance Sales LLC | 8600 S Central Ave unit c | (213) 814-4335 |
| 5 | Cost-U-Less Insurance | 4301 S Figueroa St # C | (323) 345-6347 |
| 6 | Estaphany Michel - State Farm Insurance Agent | 12061 Jefferson Blvd | (424) 501-0064 |
| 7 | Victor Zavala Insurance Services, Inc. | 1001 S Vermont Ave UNIT 212 | (213) 386-6560 |
| 8 | Paul Major - State Farm Insurance Agent | 12030 W Washington Blvd A | (310) 482-3990 |
| 9 | Ace Jared Insurance Solutions | 1348 N Curson Ave | (800) 353-7304 |
| 10 | Family Insurance Sales, LLC | 1017 W Martin Luther King Jr Blvd | (213) 814-4335 |
Gregory Kim - State Farm Insurance Agent in Los Angeles, California, offers a comprehensive range of home insurance services, including coverage for dwelling protection, personal property, and liability. The agency provides service plans that focus on customizing policies to meet individual customer needs with ongoing support for claims and policy adjustments. It handles a wide variety of property types in the Los Angeles area, including single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance serves homeowners throughout the Los Angeles metro area as a local home insurance agent. It helps clients find coverage to protect their property and personal belongings from common regional risks. The agency also assists with liability protection and additional living expenses policies that may be needed after a covered loss. In the Los Angeles area, the agent handles standard homeowners policies and can also help arrange coverage for condos or rental properties.
L.A. West Insurance Services, Inc. serves homeowners, landlords, and property managers in Los Angeles, California, offering personalized home insurance policies to protect residential properties and assets. Their team works closely with clients to assess coverage needs, addressing risks common to the region such as earthquakes, wildfires, and liability concerns. They also assist with policy management, claims support, and annual reviews to ensure adequate protection as circumstances change. Additionally, the company extends its home insurance services to clients throughout the San Fernando Valley and surrounding neighborhoods.
Family Insurance Sales LLC provides residential property coverage for homeowners in Los Angeles, California, and also offers commercial insurance policies for local businesses. Their agents work closely with clients to assess specific property risks common to the area, including earthquake and fire exposure. The company serves the greater Los Angeles metropolitan region, ensuring policyholders have protection suited to their dwellings. After an initial policy is written, Family Insurance Sales LLC remains available for follow-up service, policy reviews, and adjustments needed between regular renewal visits.
Cost-U-Less Insurance in Los Angeles, CA, helps homeowners secure policies that cover their property and personal liability. Its agents often facilitate add-ons for natural disasters common to the region, including earthquake and wildfire protection, which are critical for local residences. The company also assists clients in finding coverage for rental properties and vacation homes. Beyond standard dwellings, it can serve commercial sectors such as offices, warehouses, and food service establishments.
Specializing in homeowners and renters insurance policies, Estaphany Michel - State Farm Insurance Agent in Los Angeles, CA helps clients tailor coverage for their individual property needs. The agency also addresses standard home insurance protection against fire, theft, and weather damage common to the region. Further assistance is provided for adding liability coverage or adjusting deductibles. As wildfire season approaches, it helps policyholders review their existing plans to ensure adequate structural and personal property protection.
As Southern California’s wildfire season and winter rainstorms threaten homes in the Los Angeles area, Victor Zavala Insurance Services, Inc. helps local homeowners find the coverage they need to protect their property in this high-risk environment. Serving the community with a focus on home insurance agent work, the company guides clients through policy options that address common regional concerns such as fire, earthquake, and water damage. An initial property inspection is scheduled to assess the home’s specific vulnerabilities and coverage requirements.
With wildfires and sudden Santa Ana winds a seasonal risk across Los Angeles, property owners need clear fire and liability coverage, which Paul Major, a local agent offering State Farm policies, helps customers assess. He evaluates dwelling limits, personal property protection, and additional living expense options to match neighborhood risk levels. Before recommending adjustments, his first step is a thorough review of the existing policy or a detailed property inspection to identify coverage gaps.
Family Insurance Sales, LLC, based in Los Angeles, CA, is known for helping homeowners secure coverage tailored to their property needs. The agency serves clients throughout the greater Los Angeles area, advising on policies that protect against common regional risks such as earthquakes, wildfires, and theft. Its service range includes evaluating dwelling limits, personal property coverage, and liability protection for single-family homes and condominiums. As a home insurance agent, it can also add on a scheduled personal property endorsement for high-value items like jewelry or fine art.
What Does a a Home Insurance Agent in Los Angeles Cost?
The average cost of home insurance in California is about 1200 to 2000 dollars per year for a standard policy. In Los Angeles premiums can range from 800 to 3000 dollars depending on location home value and fire risk. Earthquake insurance adds 700 to 3000 dollars per year. Costs vary by case. This is general information not insurance advice.
About home insurance agents in Los Angeles
Home insurance agents in Los Angeles help you find coverage that meets California legal requirements and protects against local risks like wildfires and earthquakes. California law does not require homeowners insurance but mortgage lenders usually do. Agents can explain policy options including dwelling coverage personal property and liability protection.
Frequently Asked Questions
What does a home insurance agent in Los Angeles do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes after you buy a home.
Do I need earthquake insurance in Los Angeles?
Earthquake insurance is not required by California law but is strongly recommended in Los Angeles. Standard home insurance policies do not cover earthquake damage. You can buy a separate policy through the California Earthquake Authority or private insurers.
How does California wildfire risk affect my home insurance?
California insurers consider wildfire risk when setting premiums and may require a brush clearance zone. If you live in a high fire hazard area you might need a FAIR Plan policy. An agent can help you find coverage if standard insurers decline your application.
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