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Directory of home insurance agents in Los Banos, California. Verify credentials with the state department of insurance before hiring.
13 agents listed
Updated May 2026
Los Banos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 home insurance agents in Los Banos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fiesta Auto Insurance & Tax Service
1060 E Pacheco Blvd Suite B, Los Banos, CA 93635
(209) 710-5700
fiestainsurance.com
AAA Los Banos Branch
1451 W Pacheco Blvd h, Los Banos, CA 93635
(209) 827-5000
mwg.aaa.com
Joe G. Gutierrez - State Farm Insurance Agent
964 J St, Los Banos, CA 93635
(209) 826-4963
joegutierrezinsurance.com
EFR Insurance Agency
864 5th St, Los Banos, CA 93635
(209) 826-9500
Fred Loya Insurance
1575 W Pacheco Blvd Ste 100, Los Banos, CA 93635
(209) 710-3211
fredloya.com
American Standard
999 4th St, Los Banos, CA 93635
(209) 719-3823
Western Valley Insurance
810 W K St A, Los Banos, CA 93635
(209) 826-5667
westernvalley.com
Maya's Auto Insurance
401 E Pacheco Blvd b, Los Banos, CA 93635
(209) 710-9561
Farmers Insurance - David Gould
1048 6th St, Los Banos, CA 93635
(209) 826-0152
agents.farmers.com
Fred Loya Insurance
2130 E Pacheco Blvd Ste A, Los Banos, CA 93635
(209) 370-8177
fredloya.com
Auto America Insurance
903 6th St, Los Banos, CA 93635
(209) 826-9200
Farmers Insurance - Crystal Galicia
863 I St Ste A, Los Banos, CA 93635
(209) 826-0505
agents.farmers.com
MVP Insurance
930 E Pacheco Blvd, Los Banos, CA 93635
(209) 710-8735
insurancemvp.com
Home insurance agents in Los Banos California help homeowners find policies that protect against common risks like wildfire and earthquake damage. California law requires insurers to offer earthquake coverage as an add-on to standard home policies. Local agents can explain the specific coverage needs for the Central Valley region.
What Does a Home Insurance Agent in Los Banos Cost?
The average cost of home insurance in California is about 1,200 to 2,500 dollars per year for a standard policy. Earthquake insurance adds roughly 800 to 3,000 dollars annually depending on your homes age and location. Costs vary based on coverage limits, deductible choices, and the specific risks in Los Banos. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Los Banos do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They can explain California specific requirements such as the mandatory offer of earthquake insurance. Agents also assist with filing claims and updating your policy as needed.
Do I need earthquake insurance in Los Banos California?
Earthquake insurance is not required by law but California insurers must offer it with every home policy. Los Banos is near the San Andreas Fault so many homeowners choose to add this coverage. An agent can help you evaluate the cost versus the risk for your property.
How do I choose a home insurance agent in Los Banos?
Look for an agent licensed in California with experience in the local market. Ask about their knowledge of wildfire and flood risks in Merced County. You can check the California Department of Insurance website to verify an agents license status.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.