The top-rated home insurance agent in Manhattan Beach, California is Steve Saiz - State Farm Insurance Agent, rated 5.0 stars across 221 reviews. Other highly rated options include K J Arbues: Allstate Insurance, AAA Manhattan Beach Insurance and Member Services, Stephanie Criona - State Farm Insurance Agent. This directory lists 17 home insurance agents serving Manhattan Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Saiz - State Farm Insurance Agent | 1112 Ocean Dr STE 101 | (310) 421-2822 |
| 2 | K J Arbues: Allstate Insurance | 1021 N Sepulveda Blvd # O | (310) 796-7955 |
| 3 | AAA Manhattan Beach Insurance and Member Services | 700 S Aviation Blvd | (310) 376-0521 |
| 4 | Stephanie Criona - State Farm Insurance Agent | 1501 N Sepulveda Blvd Ste A | (310) 791-7703 |
| 5 | Laura Maloney - State Farm Insurance Agent | 505 N Sepulveda Blvd Ste 10 | (310) 374-3202 |
| 6 | Cynthia Snyder - State Farm Insurance Agent | 1501 N Sepulveda Blvd # B | (310) 546-7803 |
| 7 | HIR Insurance Agency | 1219 N Morningside Dr | (323) 455-4961 |
| 8 | Farmers Insurance - Steve Almeida | 500 S Sepulveda Blvd Ste 209 | (310) 376-0271 |
| 9 | Symcap Insurance Agency | 1413 N Sepulveda Blvd | (424) 282-8008 |
| 10 | Carla Ramirez Insurance Agency | 920 Manhattan Beach Blvd #1 | (310) 545-1027 |
Steve Saiz - State Farm Insurance Agent offers a comprehensive range of home insurance solutions tailored to protect property owners in Manhattan Beach and the surrounding area. Their standard coverage plans typically include protection for the dwelling structure, personal belongings, and liability risks, along with options for additional endorsements to address common local hazards. Routine policy reviews and claims assistance are provided as part of the ongoing maintenance of each account. This agent regularly services single-family homes, apartments, retail storefronts, and local restaurants throughout the community.
K J Arbues: Allstate Insurance serves homeowners in Manhattan Beach, California, helping them protect their properties with customized home insurance policies. The agency also assists condominium owners and landlords seeking coverage for rental dwellings. Services include guidance on dwelling protection, personal liability coverage, and options for additional living expenses after a covered loss. In addition to serving the Manhattan Beach area, this agency provides home insurance solutions to residents in the neighboring community of Hermosa Beach within the South Bay region of Los Angeles County.
AAA Manhattan Beach Insurance and Member Services serves homeowners and renters in Los Angeles County and the surrounding South Bay area. This agency provides home insurance policies that protect against common regional risks including wildfire, earthquake, and coastal weather damage. Home insurance bundles for property and liability coverage are also offered. Clients receive policy guidance for dwelling coverage and personal property protection in Manhattan Beach, CA.
Serving Manhattan Beach and the surrounding South Bay communities, Stephanie Criona - State Farm Insurance Agent handles home insurance policies for local properties. It works with homeowners to find coverage that addresses risks common to the coastal area, including potential weather damage and liability protection. The standard process begins with a review of the client’s dwelling and personal property needs. To close a typical job, the agent thoroughly explains policy details, helping the client understand each coverage option before finalizing the chosen plan.
Laura Maloney - State Farm Insurance Agent in Manhattan Beach, CA provides guidance on both the one-time purchase of a new policy and the recurring review and updates of existing coverage to match evolving needs. The agency offers standard homeowners insurance, which helps protect a dwelling and personal belongings against common risks like fire, theft, and weather damage. Service is available on a one-time, scheduled, or as-needed basis depending on the specific situation of each homeowner.
As a home insurance agent in Manhattan Beach, CA, Cynthia Snyder - State Farm Insurance Agent specializes in helping residents protect their homes with customized policies. The agency works with clients to evaluate dwelling coverage and personal property needs, ensuring suitable protection for coastal properties. It also offers guidance on liability options and additional living expense coverage. This agent helps local homeowners address specific concerns like windstorm and fire risks that arise during seasonal weather shifts in the Southern California area.
As coastal fog and Santa Ana winds can cause unexpected damage to Manhattan Beach homes, HIR Insurance Agency helps local homeowners review their policies for gaps in wind, fire, or flood coverage. They discuss deductibles and replacement cost options tailored to the area’s older seaside properties and newer developments alike. An initial conversation typically leads to scheduling a walk-through of the property to assess risks and identify upgrades that may lower premiums.
Farmers Insurance - Steve Almeida in Manhattan Beach, CA helps local homeowners protect their property with standard dwelling and liability coverage. This agency also offers specialized add-ons such as flood and earthquake insurance, which are valuable for coastal residences. The agent customizes policies to suit each household, addressing risks common to the South Bay region. In addition to personal lines, the agency serves commercial sectors, including offices, warehouses, and food service businesses within the community.
Symcap Insurance Agency in Manhattan Beach, CA provides residential home insurance services designed to protect local homeowners. Commercial coverage is also available for small business properties throughout the Manhattan Beach area. The agency works with clients to understand their specific coverage needs, then discusses appropriate policy options. After a policy is initially set, agents schedule follow-up contact to review any changes in the property or personal situation. This approach ensures ongoing support between regular visits and whenever coverage adjustments become necessary.
Carla Ramirez Insurance Agency in Manhattan Beach, CA is known for helping homeowners protect their residences with tailored coverage options. The agency works closely with clients to assess property needs, considering the unique coastal risks and local building styles common to the area. Policies are designed to cover structures, belongings, and liability with attentive guidance throughout the selection process. For those seeking added protection, the agency can help secure flood insurance as a specialty add-on to a standard home policy.
What Does a a Home Insurance Agent in Manhattan Beach Cost?
Home insurance costs in Manhattan Beach California vary widely based on home value location and coverage level. Average annual premiums in the area range from 1200 to 3000 dollars for standard policies. Earthquake insurance adds extra cost often 10 to 20 percent of the dwelling coverage amount. This is general information not insurance advice.
About home insurance agents in Manhattan Beach
Home insurance agents in Manhattan Beach California help homeowners find coverage that meets state requirements and local needs. California law does not require homeowners insurance but mortgage lenders usually do. Agents can explain how policies cover earthquake damage and other risks common in coastal areas.
Frequently Asked Questions
What does a home insurance agent in Manhattan Beach do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and California specific endorsements like earthquake or flood insurance. They also assist with claims and policy changes.
Is earthquake insurance required in Manhattan Beach California?
Earthquake insurance is not required by California law. However many homeowners in Manhattan Beach choose it because of seismic activity. Standard home insurance policies do not cover earthquake damage.
How do California insurance laws affect my home policy?
California insurance laws require insurers to offer earthquake coverage as an add on. They also limit how insurers can cancel or non renew policies. Agents must follow state regulations when advising you.
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