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Find Home Insurance Agents Near You in Modesto, CA

Browse home insurance agents serving Modesto, California. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Modesto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 home insurance agents in Modesto, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
1300 Sylvan Ave Ste A-3, Modesto, CA 95355
(209) 651-0452 locations.freeway.com
Cost-U-Less Insurance
123 Burney St, Modesto, CA 95354
(209) 560-6118 locations.costulessdirect.com
SaveDirect Insurance Agency, LLC
1800 Tully Rd G, Modesto, CA 95350
(209) 857-5877 savedirectinsurance.com
Acceptance Insurance
2045 W Briggsmore Ave Ste A-6, Modesto, CA 95350
(209) 375-7112 locations.acceptance.com
Farmers Insurance - Maria (Candy) Melara
2507 E Hatch Rd Ste B, Modesto, CA 95351
(209) 556-9946 agents.farmers.com
The Source Auto Insurance Agency LLC
822 9th St #1, Modesto, CA 95354
(209) 661-7171 thesourceautoinsurance.com
Freeway Insurance
1801 H St Ste A1, Modesto, CA 95354
(209) 585-3788 locations.freeway.com
Cost-U-Less Insurance
2900 Standiford Ave #25, Modesto, CA 95350
(209) 542-9734 locations.costulessdirect.com
TopFlight Insurance Services
901 N Carpenter Rd #37, Modesto, CA 95351
(209) 622-4622 topflightinsurance.net
Confidence Plus Insurance Services, LLC: Allstate Insurance
3507 Tully Rd Ste 20, Modesto, CA 95356
(209) 551-0707 agents.allstate.com
Pam Shelton-Allen - State Farm Insurance Agent
3516 Oakdale Rd ste a, Modesto, CA 95357
(209) 551-0221 pamshelton.biz
TSM Insurance Services
1317 Oakdale Rd #910, Modesto, CA 95355
(209) 524-6366 tsminsurance.com
Jose Quintero - State Farm Insurance Agent
1620 N Carpenter Rd a3, Modesto, CA 95351
(209) 300-7849 josesf.com
Mendoza Insurance Services
724 E Hatch Rd, Modesto, CA 95351
(209) 488-3200 mendozainsurance.com
The Giuliano Insurance Agency Inc: Allstate Insurance
1508 Coffee Rd Suite G, Modesto, CA 95355
(209) 578-1059 agents.allstate.com
Central Auto Insurance Agency - Auto Insurance Modesto CA
2225 Plaza Pkwy suite c-17, Modesto, CA 95350
(209) 492-9999 caiautoinsurance.com
FOCO Insurance - Modesto
1805 Crows Landing Rd, Modesto, CA 95358
(209) 457-6646 focoinsuranceservices.com
insureCAL Insurance Agency
3508 Dale Rd, Modesto, CA 95356
(209) 250-0269 turlockinsurance.com
Farmers Insurance - Timothy McCain
1236 Floyd Ave Ste B, Modesto, CA 95350
(209) 527-8800 agents.farmers.com
Teresa Clutter Insurance Services LLC
400 12th St #26, Modesto, CA 95354
(209) 836-0719 clutterinsurance.com

Home insurance agents in Modesto California help homeowners find policies that protect against risks like wildfire and earthquake. California law requires insurers to offer earthquake coverage after a home policy is issued. Local agents understand the specific needs of Modesto properties and can guide you through available options.

What Does a Home Insurance Agent in Modesto Cost?

The average cost of home insurance in California is about 1200 to 2000 dollars per year for a standard policy. In Modesto, rates may vary based on factors like home age, location, and coverage limits. Earthquake insurance adds extra cost, typically 800 to 3000 dollars per year depending on the home. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Modesto do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home. They explain policy details and assist with claims. Agents in Modesto are familiar with local risks such as fire and flood zones.
Is earthquake insurance required in California?
Earthquake insurance is not required by law in California. However, insurers must offer earthquake coverage to homeowners when they issue or renew a policy. You can choose to accept or decline this coverage.