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Find Home Insurance Agents Near You in Oakland, CA

Browse home insurance agents serving Oakland, California. Updated 2026-07-14.

The top-rated home insurance agent in Oakland, California is Kelly Wright - State Farm Insurance Agent, rated 5.0 stars across 259 reviews. Other highly rated options include AAA Oakland Rockridge Branch, Freeway Insurance, Jain Williams - State Farm Insurance Agent. This directory lists 27 home insurance agents serving Oakland.

Showing 27 home insurance agents in Oakland, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kelly Wright - State Farm Insurance Agent5273 College Ave #101(510) 488-3505
2AAA Oakland Rockridge Branch1982 Pleasant Valley Ave(510) 350-2042
3Freeway Insurance1452 High St Ste B(510) 306-4388
4Jain Williams - State Farm Insurance Agent4222 MacArthur Blvd(510) 530-3222
5Odalis Ordonez Insurance Agency3560 Grand Ave(510) 874-5700
6Khidir Insurance Agency3114 San Pablo Ave(510) 227-6520
7Cost-U-Less Insurance5353 Claremont Ave Ste A(510) 497-0640
8Jessica Hebert - State Farm Insurance Agent490 Grand Ave #210(510) 653-2900
9Rate Crushers Insurance Brokers410 14th St(510) 989-4818
10Alex Anneker - State Farm Insurance Agent5273 College Ave #101(510) 658-2722
KW
5273 College Ave #101
Kelly Wright - State Farm Insurance Agent
Home Insurance Agent · Oakland, CA

As a home insurance agent in Oakland, CA, Kelly Wright - State Farm Insurance Agent provides coverage options designed to protect residential properties from common perils. The office helps clients understand various service plans, including those for homeowners policies that can be bundled with auto or life insurance. It also offers guidance on adjusting deductibles and choosing appropriate liability limits to meet individual household needs. This agency services single-family homes, apartments, retail spaces, and restaurants within the local community.

AO
1982 Pleasant Valley Ave
AAA Oakland Rockridge Branch
Home Insurance Agent · Oakland, CA

AAA Oakland Rockridge Branch serves the Oakland metropolitan area as a home insurance agent firm. It assists homeowners and renters across Alameda County in finding policies that protect their property and personal belongings. The agency works with clients to assess coverage needs for standard residences and condo units. It addresses risk factors common in Northern California, such as wildfire and earthquake exposure. One concrete service it provides is arranging replacement cost coverage for a primary residence, along with liability protection for attached structures like garages or decks.

FI
1452 High St Ste B
Freeway Insurance
Home Insurance Agent · Oakland, CA

For homeowners seeking one-time coverage adjustments or ongoing policy management, a local agent provides essential guidance through the complexities of home insurance. This Oakland agency helps clients match dwelling and liability limits to their specific property needs. For renters and condo owners, the same agent source tailors contents and loss-of-use protections. All services ensure compliance with California’s standard hazard requirements. Advice and policy reviews run on a one-time, scheduled, or as-needed basis, depending on each customer’s changing circumstances and renewal cycle.

JW
4222 MacArthur Blvd
Jain Williams - State Farm Insurance Agent
Home Insurance Agent · Oakland, CA

Jain Williams - State Farm Insurance Agent in Oakland, CA, serves homeowners, businesses, and property managers seeking home insurance protection. The agency helps them find coverage that safeguards residential properties from common local risks such as fire, theft, or weather-related damage. It also assists with policy questions, claims guidance, and periodic coverage reviews to keep policies current. In addition to serving the Oakland area, this home insurance agent also provides its services to clients in the neighboring community of Alameda.

OO
3560 Grand Ave
Odalis Ordonez Insurance Agency
Home Insurance Agent · Oakland, CA

For homeowners seeking either a one-time policy review or recurring annual coverage adjustments, Odalis Ordonez Insurance Agency in Oakland, CA provides personalized home insurance agent services. Coverage consultations include explaining standard protections for dwelling, personal property, and liability. For ongoing policy management, clients may request periodic re-evaluations as their needs change. Property valuations and risk factors are addressed to help select appropriate plan levels. Service runs on both a scheduled and as-needed basis, allowing clients to arrange annual check-ins or call for immediate questions about their current coverage.

KI
3114 San Pablo Ave
Khidir Insurance Agency
Home Insurance Agent · Oakland, CA

Serving Oakland and the surrounding Bay Area communities, Khidir Insurance Agency handles home insurance policies designed to protect residential properties. It helps clients navigate coverage options for dwellings, personal belongings, and liability against unexpected events. A typical job begins with a thorough assessment of the individual property and its specific regional risks. The agency then applies a methodical, detail-oriented approach to align coverage levels with each homeowner’s actual needs and budget.

CU
5353 Claremont Ave Ste A
Cost-U-Less Insurance
Home Insurance Agent · Oakland, CA

Cost-U-Less Insurance provides specialty home insurance coverage tailored to the varied property types found throughout Oakland, California, including earthquake and flood protection for the area’s unique geological and weather risks. The agency also offers standard homeowners policies for single-family houses, condos, and rental properties, assisting local residents in securing liability and dwelling coverage. It regularly helps clients address the seasonal concern of preparing for wildfire season, guiding policy adjustments to ensure adequate protection against structure damage and smoke-related losses during the dry months.

JH
490 Grand Ave #210
Jessica Hebert - State Farm Insurance Agent
Home Insurance Agent · Oakland, CA

Jessica Hebert’s agency offers personal home insurance policies tailored to protect Oakland properties from fire, theft, and liability. It also provides renters and condo coverage, helping local homeowners and tenants secure their specific living situations. The team works with clients to evaluate policy limits and deductibles, ensuring adequate protection for the area’s diverse housing stock. During wildfire season, it assists homeowners in reviewing coverage for smoke damage, landscaping loss, and additional living expenses if an evacuation is required.

RC
410 14th St
Rate Crushers Insurance Brokers
Home Insurance Agent · Oakland, CA

Oakland’s frequent fog and sudden downpours can damage roofs and siding without warning. Rate Crushers Insurance Brokers helps local homeowners secure policies that cover such weather-related risks. Their agents compare carrier options from various providers, tailoring coverage to the specific age and style of a Bay Area home. They emphasize clear explanations of deductibles and exclusions before any paperwork is signed. The process typically begins with a walkthrough of the property to assess its condition and identify potential vulnerabilities.

AA
5273 College Ave #101
Alex Anneker - State Farm Insurance Agent
Home Insurance Agent · Oakland, CA

Alex Anneker - State Farm Insurance Agent in Oakland, CA provides essential property protection for local residences. The agency can tailor coverage with standard specialty add-ons, including flood and earthquake endorsements, which are often needed in this region. Policies are designed to safeguard homes against common perils like fire, theft, and weather damage. The office also extends its services to commercial sectors, offering coverage for spaces such as offices, warehouses, and food service establishments.

KB
4490 Piedmont Ave
Ken Bullock - State Farm Insurance Agent
Home Insurance Agent · Oakland, CA
(510) 658-9616
kenbullock.com
LS
11881 Skyline Blvd c
Larry Sneed - State Farm Insurance Agent
Home Insurance Agent · Oakland, CA
(510) 336-9909
larrysneed.net
SC
6228 Merced Ave
Stephanie Canessa - State Farm Insurance Agent
Home Insurance Agent · Oakland, CA
(510) 339-4444
stephaniecanessa.com
AI
6023 College Ave
avail insurance solutions, inc - independent insurance broker
Home Insurance Agent · Oakland, CA
(510) 595-6600
askavail.com
HI
1433 Leimert Blvd
Halbrook Insurance
Home Insurance Agent · Oakland, CA
(510) 531-1432
halbrookinsuranceagency.com/contact.html
GB
2115 MacArthur Blvd
Grantland Bailey - State Farm Insurance Agent
Home Insurance Agent · Oakland, CA
(510) 482-7700
grantlandbailey.com
CS
3349 International Blvd
Concise Solutions Insurance Services
Home Insurance Agent · Oakland, CA
(510) 534-6293
conciseinsurance.com
NB
324 10th St #235
Near By Insurance Agency
Home Insurance Agent · Oakland, CA
(510) 859-4893
FI
3333 Grand Ave #203
Farmers Insurance - Anthony Sue
Home Insurance Agent · Oakland, CA
(510) 465-1544
agents.farmers.com/ca/oakland/anthony-sue
RI
3018 Foothill Blvd
Rightworks Insurance Services
Home Insurance Agent · Oakland, CA
(510) 534-9203
rightworksinsurance.com
DR
4819 International Blvd
Del-Rose Insurance Services
Home Insurance Agent · Oakland, CA
(510) 261-4456
dmv.ca.gov/portal/business-partner/del-rose-insurance-services
AI
3114 San Pablo Ave
Abdumhmood Insurance Agency
Home Insurance Agent · Oakland, CA
(510) 227-6520
khidirinsuranceagency.com
GI
4323 Piedmont Ave
Goosehead Insurance - Shi Grissom
Home Insurance Agent · Oakland, CA
(510) 954-3215
goosehead.com/agents/ca/oakland/shi-grissom
CD
1942 Embarcadero
Cook Disharoon & Greathouse Insurance Brokers
Home Insurance Agent · Oakland, CA
(510) 437-1900
cdginsurance.com
BG
4685 Telegraph Ave
Brignole & Ghiri Insurance - Oakland, CA
Home Insurance Agent · Oakland, CA
(510) 653-0685
brignoleandghiri.com
HB
436 14th St Suite 1511
Heffernan Barbary Insurance Services LLC
Home Insurance Agent · Oakland, CA
(415) 788-4700
barbaryinsurance.com
MI
545 International Blvd # 204
MT Insurance Services
Home Insurance Agent · Oakland, CA
(510) 834-8729
facebook.com/profile.php

What Does a a Home Insurance Agent in Oakland Cost?

Home insurance costs in California vary widely. The average annual premium in Oakland is around 1200 to 2000 dollars for a standard policy. Factors include your homes age location and construction type. Earthquake insurance adds 700 to 3000 dollars per year. This is general information not insurance advice.

About home insurance agents in Oakland

Home insurance agents in Oakland help homeowners find coverage that meets California state requirements. They can explain how local risks like earthquakes and wildfires affect your policy. Agents also guide you through the California FAIR Plan if standard coverage is hard to find.

Frequently Asked Questions

What does a home insurance agent in Oakland do?

A home insurance agent helps you compare policies from different companies. They explain coverage limits and deductibles. They also assist with claims and policy changes.

Do I need earthquake insurance in California?

Earthquake insurance is not required by California law. However standard home policies do not cover earthquake damage. The California Earthquake Authority offers separate policies for this risk.

How does California wildfire risk affect my home insurance?

Wildfire risk can make it harder to find affordable coverage in Oakland. Some insurers may not write new policies in high risk areas. An agent can help you explore options including the California FAIR Plan.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.