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Find Home Insurance Agents Near You in Palm Desert, CA

Browse home insurance agents serving Palm Desert, California. Updated 2026-07-14.

The top-rated home insurance agent in Palm Desert, California is Janelle Cyrus - State Farm Insurance Agent, rated 4.9 stars across 429 reviews. Other highly rated options include Primerica-Palm Desert, Palm Desert Insurance, Daniel King - State Farm Insurance Agent. This directory lists 18 home insurance agents serving Palm Desert.

Showing 18 home insurance agents in Palm Desert, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Janelle Cyrus - State Farm Insurance Agent42335 Washington St Ste A(760) 834-8833
2Primerica-Palm Desert42575 Melanie Pl STE K(760) 899-3893
3Palm Desert Insurance73241 CA-111 ste 1-b(760) 341-2345
4Daniel King - State Farm Insurance Agent44740 Monterey Ave(760) 776-1800
5Farmers Insurance - Jocsan Rendon73880 Alessandro Dr Ste A(760) 531-4161
6Carmen Valencia73880 Alessandro Dr Ste A(760) 531-4161
7Insurance Incorporated - Palm Desert77564 Country Club Dr Ste 204D(760) 867-0111
8Ascend Insurance Agency36917 Cook St STE 101(760) 341-3477
9Collective Insurance Solutions LLC77-711 Flora Rd Suite 325(760) 600-5605
10Jump Insurance Services77682 Country Club Dr STE I(760) 610-6145
JC
42335 Washington St Ste A
Janelle Cyrus - State Farm Insurance Agent
Home Insurance Agent · Palm Desert, CA

Janelle Cyrus - State Farm Insurance Agent serves the Palm Desert, California area with comprehensive home insurance services. The agency helps clients protect their properties from common regional risks such as fire, wind, and theft. Policies can be tailored to cover dwelling structures, personal belongings, and additional living expenses during a covered loss. For homeowners in Palm Desert, the agency also handles specific needs like liability coverage for pool or spa incidents and protection against earthquake damage.

PP
42575 Melanie Pl STE K
Primerica-Palm Desert
Home Insurance Agent · Palm Desert, CA

Primerica-Palm Desert provides a range of home insurance products designed to safeguard residential properties against common hazards such as fire, theft, and weather damage. Its service plans include policy reviews and coverage adjustments to ensure clients remain adequately protected as their needs change. The company serves single-family homes, apartments, retail spaces, and restaurants throughout the Palm Desert area.

PD
73241 CA-111 ste 1-b
Palm Desert Insurance
Home Insurance Agent · Palm Desert, CA

Palm Desert Insurance serves homeowners, property managers, and local businesses in Palm Desert, CA, providing comprehensive home insurance policies that protect dwellings against common regional risks such as wildfire, wind damage, and earthquake-related hazards. Their licensed agents work with clients to match coverage levels with individual property needs, offering guidance on dwelling limits, personal liability, and contents protection. Beyond Palm Desert, this agency also covers neighboring communities in the Coachella Valley, including the adjacent city of Cathedral City.

DK
44740 Monterey Ave
Daniel King - State Farm Insurance Agent
Home Insurance Agent · Palm Desert, CA

For homeowners in Palm Desert, a distinct choice exists between regular policy reviews and a single, initial consultation, while coverage safeguards structures and personal belongings against fire, theft, and storm damage. Local agents assess property value and liability exposure to tailor protections for desert homes. Additional endorsements commonly add coverage for items like valuables or water backups. Daniel King - State Farm Insurance Agent provides this service strictly on an as-needed basis, handling policy changes, claims assistance, and new coverage requests when a client reaches out.

FI
73880 Alessandro Dr Ste A
Farmers Insurance - Jocsan Rendon
Home Insurance Agent · Palm Desert, CA

Farmers Insurance - Jocsan Rendon provides home insurance services to Palm Desert and the surrounding communities of the Coachella Valley. This agency handles policies for single-family homes, condominiums, and rental properties, helping residents protect their dwellings and personal belongings. Jocsan Rendon works directly with each client to evaluate their specific coverage needs and property risks. For a typical job, the agent reviews the home’s structural details and contents to recommend a policy that balances sufficient protection with manageable premiums.

CV
73880 Alessandro Dr Ste A
Carmen Valencia
Home Insurance Agent · Palm Desert, CA

Carmen Valencia specializes in offering tailored home insurance policies, covering standard homeowners protection, renters insurance, and condominium coverage as well. As a home insurance agent based in Palm Desert, California, the agency helps local residents evaluate their property risks and secure appropriate liability protection. These services assist homeowners in safeguarding their dwellings and personal possessions against common perils. During the intense summer heat, the agency assists clients in verifying their coverage for potential wildfire damage and sun-related wear.

II
77564 Country Club Dr Ste 204D
Insurance Incorporated - Palm Desert
Home Insurance Agent · Palm Desert, CA

With the desert heat and sudden storms in Palm Desert often testing home exteriors, protecting residential property is a serious seasonal concern. Insurance Incorporated - Palm Desert provides home insurance agent services tailored to local homeowners. They help clients navigate policy options that address common regional risks like wildfire and monsoon damage. The process begins with a thorough property inspection, assessing the structure and surrounding landscape to determine appropriate coverage before moving forward.

AI
36917 Cook St STE 101
Ascend Insurance Agency
Home Insurance Agent · Palm Desert, CA

Ascend Insurance Agency in Palm Desert, California, assists homeowners in securing protection for their properties against common regional risks such as wildfire and wind damage. The agency can also arrange supplemental coverage for high-value items like jewelry, art collections, and valuable electronics through scheduled personal property riders. Additionally, the company is equipped to help safeguard additional residential structures, including detached guest houses and home-based workshops. For commercial clients, it offers policies tailored to offices, warehouses, and food service establishments.

CI
77-711 Flora Rd Suite 325
Collective Insurance Solutions LLC
Home Insurance Agent · Palm Desert, CA

Collective Insurance Solutions LLC in Palm Desert, CA, is known for securing coverage for homeowners in the Coachella Valley. The agency offers tailored policies that protect single-family homes and condos against common regional perils like wildfire, wind damage, and earth movement. It guides clients through the process of evaluating dwelling limits, personal property values, and liability needs to ensure comprehensive protection. As a specialty service, the company can arrange scheduled personal property endorsements for high-value items such as jewelry, fine art, or collectibles.

JI
77682 Country Club Dr STE I
Jump Insurance Services
Home Insurance Agent · Palm Desert, CA
FI
73185 CA-111 Ste D
Farmers Insurance - Ron Henderson
Home Insurance Agent · Palm Desert, CA
(760) 773-0178
agents.farmers.com/ca/palm-desert/ron-henderson
MR
78000 Fred Waring Dr #202
Motz-Rusin Insurance Agency
Home Insurance Agent · Palm Desert, CA
(760) 564-3888
motzrusin.com
DV
77564 Country Club Dr Suite 363
Desert View Insurance
Home Insurance Agent · Palm Desert, CA
(760) 346-1220
desertviewins.com
BD
75410 Gerald Ford Dr #102
Bilhartz Desert Insurance Agency
Home Insurance Agent · Palm Desert, CA
(760) 848-7171
bilhartzinsurance.com/contact
FI
77570 Springfield Ln
Farrell Insurance Agency
Home Insurance Agent · Palm Desert, CA
(760) 772-6501
e-fia.com
II
77564 Country Club Dr Ste 204D
Insurance Incorporated - Palm Desert
Home Insurance Agent · Palm Desert, CA
(760) 867-0111
insuranceinc.com
RI
74710 CA-111
Rhino Insurance Brokerage
Home Insurance Agent · Palm Desert, CA
(760) 538-1007
rhinoins.net
FI
36901 Cook St #9
Farmers Insurance of the Desert
Home Insurance Agent · Palm Desert, CA
(760) 327-1137
farmersofthedesert.com

What Does a a Home Insurance Agent in Palm Desert Cost?

The average cost of home insurance in California is around 1200 to 2000 dollars per year for a standard policy. In Palm Desert, rates may be higher due to wildfire and earthquake risks. Premiums vary based on your homes age, construction type, and coverage limits. This is general information, not insurance advice.

About home insurance agents in Palm Desert

Home insurance agents in Palm Desert California help homeowners find coverage for their properties. Agents can explain how California state law requires insurers to offer earthquake coverage as an add-on to standard policies. Working with a local agent ensures you understand risks like wildfire and flash flooding common to the desert region.

Frequently Asked Questions

What does a home insurance agent in Palm Desert do?

A home insurance agent helps you compare policies from different carriers to find coverage for your home. They explain deductibles, liability limits, and additional endorsements like earthquake or flood insurance. Agents also assist with filing claims and updating your policy as your needs change.

Do I need earthquake insurance in Palm Desert California?

Earthquake insurance is not required by law but is recommended in California due to seismic activity. California law mandates that insurers offer earthquake coverage as a separate endorsement to standard home policies. Your agent can help you decide if the cost is worth it for your property.

How can a home insurance agent help with wildfire risk in Palm Desert?

Palm Desert is in a high fire hazard severity zone as designated by Cal Fire. An agent can review your policy to ensure it covers wildfire damage and help you understand brush clearance requirements. They may also recommend additional coverage for temporary housing if your home becomes uninhabitable.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.