The top-rated home insurance agent in Placerville, California is AAA Placerville Branch, rated 4.4 stars across 251 reviews. Other highly rated options include ISU Insurance Services- Atwood Agency, Farmers Insurance - Stewart Rubiano, JTR Insurance Agency, LLC. This directory lists 14 home insurance agents serving Placerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Placerville Branch | 3979 Missouri Flat Rd Ste 120 | (530) 295-6600 |
| 2 | ISU Insurance Services- Atwood Agency | 800 Pacific St | (530) 626-2533 |
| 3 | Farmers Insurance - Stewart Rubiano | 1234 Broadway Ste F | (844) 465-3678 |
| 4 | JTR Insurance Agency, LLC | 533 Main St | (530) 622-0536 |
| 5 | Farmers Insurance - Daniel Dentone | 183 Placerville Dr B | (530) 626-5562 |
| 6 | Divide Insurance Agency | 50 Main St | (530) 642-8799 |
| 7 | Tony Gervasi - State Farm Insurance Agent | 2861 Ray Lawyer Dr | (530) 622-1820 |
| 8 | Farmers Insurance - Troy Vukovich | 4641 Missouri Flat Rd | (530) 622-6910 |
| 9 | Vukovich Insurance Agency | 4641 Missouri Flat Rd A | (530) 622-6912 |
| 10 | Robert Lenoil Insurance Agency | 990 Marshall Way | (530) 344-9400 |
AAA Placerville Branch serves residents throughout El Dorado County. As a home insurance agent in Placerville, California, this agency helps local homeowners protect their properties with standard coverage options. Policies typically include dwelling protection for the home structure, liability coverage for accidents, and personal property protection for belongings. Claims assistance is provided to guide clients through the process of reporting and settling damages. The agency also offers additional endorsements such as earthquake coverage and sewer backup protection for homes in the region.
ISU Insurance Services- Atwood Agency provides a range of personal insurance coverages to residents and businesses in Placerville, California. The agency focuses on helping clients secure protection for their dwellings and personal belongings against common regional risks. Routine policy reviews and risk assessments are offered to adjust coverage as needs change over time. The firm serves single-family homes, apartments, retail establishments, and local restaurants.
Farmers Insurance - Stewart Rubiano serves homeowners, businesses, and property managers throughout Placerville, California. The agency offers tailored home insurance policies designed to protect single-family residences, rental properties, and vacation homes against fire, theft, and weather-related damage. Clients can receive personalized coverage reviews and assistance with claims filing directly from their local agent. The office also provides convenient access to insurance services for residents and property owners in the neighboring community of Diamond Springs and the surrounding El Dorado County foothills.
JTR Insurance Agency, LLC serves Placerville and the surrounding communities of El Dorado County, including Diamond Springs and Shingle Springs. It handles a full range of home insurance policies designed to protect single-family residences, condominiums, and rental properties from common risks like fire, theft, and weather damage. The agency also advises clients on appropriate coverage limits and deductibles during the initial consultation. To complete a typical job, it reviews each property’s specific location and potential hazards before recommending a suitable policy from its available carriers.
Homeowners in Placerville, CA, can choose between obtaining a one-time policy quote or establishing an ongoing relationship for periodic insurance reviews. As a home insurance agent, Farmers Insurance - Daniel Dentone provides guidance on coverage options tailored to protect residential properties against common regional risks. Policyholders may review their needs for dwelling, personal property, and liability protection periodically. This agent operates strictly on an as-needed and by-appointment basis to address individual client requests for new policies or updates.
With autumn winds ushering the threat of wildfire in Placerville, Divide Insurance Agency assists homeowners in reviewing their current policies to ensure adequate protection for local risks. The agency focuses on matching coverage options to the specific structures and property values common in this Sierra foothills region, explaining deductible choices and liability limits in clear terms. An initial inspection of the home’s exterior and major systems begins the process of identifying appropriate coverage.
Tony Gervasi - State Farm Insurance Agent in Placerville, CA helps local homeowners select residential property insurance that protects against common risks in the Sierra foothills. The agency also handles commercial coverage for small businesses and extends its services throughout El Dorado County and surrounding communities. Policies are tailored to individual needs through a full consultation process. Customers can easily return for follow‑up coverage adjustments or policy reviews between regular visits to keep protections current.
Farmers Insurance - Troy Vukovich provides standard home coverage for residents in the Placerville area, including protection for the dwelling, personal property, and liability. This agency can also arrange additional endorsements for valuable items, sewer backup, and ordinance or law coverage. Homeowners seeking tailored risk management will find options for earthquake and flood insurance. Commercial clients may be served as well, including those operating offices, warehouses, and food service establishments.
Vukovich Insurance Agency is known for providing home insurance coverage in Placerville, California, serving local homeowners with policies tailored to common regional risks. The agency helps clients protect their properties against fire, storm, and liability concerns common in the area. It offers guidance in selecting appropriate deductibles and coverage limits for dwelling and personal property. An additional specialty service available is the option to add flood insurance, which addresses a frequent hazard for homes in nearby foothill and valley zones.
Specializing in home insurance policies tailored to single-family residences, condominiums, and vacation properties, Robert Lenoil Insurance Agency serves homeowners and buyers in Placerville, California. Its general work involves discussing coverage for dwellings, personal property, and liability protection. The agency assists clients in reviewing policy details to match the unique risks of living in this foothill region. For those concerned about the increased wildfire threat during dry summer and autumn months, it helps ensure adequate coverage for potential structure or landscape damage.
What Does a a Home Insurance Agent in Placerville Cost?
The cost of home insurance in California varies widely based on location home value and coverage limits. In Placerville average annual premiums range from 1200 to 3000 dollars for a standard policy. Wildfire risk and proximity to fire stations can significantly affect your rate. This is general information and not insurance advice.
About home insurance agents in Placerville
Home insurance agents in Placerville California help you find coverage for your house and personal property. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Agents can explain local risks like wildfire and help you compare quotes from different companies.
Frequently Asked Questions
What does a home insurance agent in Placerville do?
A home insurance agent helps you find a policy that fits your needs and budget. They can explain different coverage options and help you file claims. Agents in Placerville know about local risks like wildfires and can recommend appropriate limits.
Do I need earthquake insurance in Placerville California?
California law does not require earthquake insurance but insurers must offer it with new home policies. Placerville is in a seismically active area so many homeowners choose to add this coverage. An agent can explain the cost and benefits of earthquake insurance.
How can I find a good home insurance agent in Placerville?
You can search online for local independent agents or ask for referrals from neighbors. Look for an agent who is licensed by the California Department of Insurance. Check their reviews and ask about their experience with homes in El Dorado County.
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