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Compare home insurance agents in Rancho Cordova. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Rancho Cordova, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 home insurance agents in Rancho Cordova, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Inszone Insurance Services
2721 Citrus Rd suite a, Rancho Cordova, CA 95742
(877) 308-9663
inszoneinsurance.com
JD Snead - State Farm Insurance Agent
2941 Sunrise Blvd Ste 280, Rancho Cordova, CA 95742
(916) 638-4300
jdsneadagency.com
Progressive Insurance
10940 White Rock Rd #100, Rancho Cordova, CA 95670
(855) 347-3939
progressive.com
Pacific Specialty
2995 Prospect Park Dr #150, Rancho Cordova, CA 95670
11151 Sun Center Dr STE E, Rancho Cordova, CA 95670
(916) 486-1000
inszoneinsurance.com
Encompass Insurance Co
10995 Gold Center Dr STE 200, Rancho Cordova, CA 95670
(916) 858-3600
Farmers Insurance - David Oyler
2933 Gold Pan Ct STE E, Rancho Cordova, CA 95670
(916) 635-0444
agents.farmers.com
Golden Partners
11185 White Rock Rd suite b, Rancho Cordova, CA 95670
(916) 299-0555
goldenpartnersinsurance.com
Always Sierra Insurance Services
2340 Gold River Rd, Rancho Cordova, CA 95670
(916) 476-3663
alwayssierrainsurance.com
USI Insurance Services
10940 White Rock Rd #200, Rancho Cordova, CA 95670
(916) 589-8000
usi.com
WIAA Insurance Services
11190 Sun Center Dr STE 100, Rancho Cordova, CA 95670
(916) 443-4221
wiaagroup.org
Home insurance agents in Rancho Cordova help residents protect their homes against risks like fire theft and liability. California law requires insurers to offer earthquake coverage as an add on to standard policies. Agents can explain how local factors such as wildfire zones and flood plains affect your premium.
What Does a Home Insurance Agent in Rancho Cordova Cost?
The average cost of home insurance in California is around 1,200 to 1,500 dollars per year for a standard policy. In Rancho Cordova rates may be higher due to wildfire risk and local crime statistics. Earthquake coverage adds 100 to 300 dollars annually per 100,000 dollars of dwelling coverage. Costs vary based on your homes age location and coverage limits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Rancho Cordova do?
A home insurance agent helps you compare policies from different carriers and find coverage that fits your needs. They can explain California specific requirements like the FAIR Plan for high risk properties. They also assist with claims and policy changes.
Do I need earthquake insurance in Rancho Cordova?
California law requires insurers to offer earthquake coverage as an endorsement to your home policy. While not mandatory to buy, it is strongly recommended because the region is seismically active. An agent can help you evaluate the cost and benefit.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.