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HomeHome Insurance AgentsCalifornia › Redwood City

Find Home Insurance Agents Near You in Redwood City, CA

Browse home insurance agents serving Redwood City, California. Updated 2026-07-14.

The top-rated home insurance agent in Redwood City, California is Cost-U-Less Insurance, rated 4.9 stars across 542 reviews. Other highly rated options include AAA Redwood City Branch, Charlotte Russell - State Farm Insurance Agent, Divia Express Insurance Agency, Inc.. This directory lists 26 home insurance agents serving Redwood City.

Showing 26 home insurance agents in Redwood City, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cost-U-Less Insurance660 Price Ave Unit A(650) 389-9052
2AAA Redwood City Branch510 Veterans Blvd Ste A(650) 216-3100
3Charlotte Russell - State Farm Insurance Agent1391 Woodside Rd Ste 218(650) 369-7900
4Divia Express Insurance Agency, Inc.3000 Middlefield Rd(650) 299-1111
5Nick Bertetta - State Farm Insurance Agent465 Convention Way # 3(650) 365-7100
6John McAfee - State Farm Insurance Agent734 Woodside Rd(650) 260-2532
7Lorena Nava: Allstate Insurance3754 Florence St(650) 556-2670
8Steve Fiorentino - State Farm Insurance Agent734 Woodside Rd(650) 322-3499
9Willow Street Insurance2103 Middlefield Rd(650) 298-8111
10Michael Skubic: Allstate Insurance617 Veterans Blvd Ste 215(650) 508-3030
CU
660 Price Ave Unit A
Cost-U-Less Insurance
Home Insurance Agent · Redwood City, CA

Cost-U-Less Insurance provides property coverage tailored to homeowners in Redwood City, California, addressing risks like fire, theft, and liability. It also offers specialty add-ons such as flood and earthquake protection to meet regional needs. The agency structures policies to safeguard residential assets while accommodating varying property types. Beyond personal dwellings, its services extend to commercial sectors, including offices, warehouses, and food service operations operating in the local area.

AR
510 Veterans Blvd Ste A
AAA Redwood City Branch
Home Insurance Agent · Redwood City, CA

AAA Redwood City Branch serves property owners throughout San Mateo County from its Redwood City location. The agency provides standard homeowners insurance policies and additional coverage options tailored to residential structures. Their agents assist with protecting single-family homes, condominiums, and rental properties against common regional risks such as fire, theft, and weather damage. Client consultations help determine appropriate dwelling coverage limits and personal property protection levels. The office also handles liability coverage and flood insurance policies for homes within the area.

CR
1391 Woodside Rd Ste 218
Charlotte Russell - State Farm Insurance Agent
Home Insurance Agent · Redwood City, CA

Charlotte Russell - State Farm Insurance Agent serves homeowners, landlords, and property managers in Redwood City, California, providing home insurance policies that help protect dwellings and personal belongings. As a local agent, she offers guidance on policy options and coverage limits to suit different property types and budgets. Clients can discuss their insurance needs and receive personalized service for selecting appropriate plans. This agency also extends its services to the neighboring communities of San Carlos and Belmont in San Mateo County.

DE
3000 Middlefield Rd
Divia Express Insurance Agency, Inc.
Home Insurance Agent · Redwood City, CA

As a home insurance agent in Redwood City, California, Divia Express Insurance Agency, Inc. provides coverage options for property owners, including protection against fire, theft, and weather-related damage. It offers guidance on selecting appropriate policy limits for dwelling and personal property. Its service includes reviewing coverage details to help clients understand their plan choices. It also provides general support for filing claims or adjusting policies when needed. The agency serves a variety of residential and commercial properties, such as single-family homes, apartments, retail spaces, and restaurants.

NB
465 Convention Way # 3
Nick Bertetta - State Farm Insurance Agent
Home Insurance Agent · Redwood City, CA

Serving Redwood City and the surrounding San Francisco Peninsula communities, Nick Bertetta - State Farm Insurance Agent handles home insurance policies for local homeowners. The agency works to help clients protect their property with coverage tailored to the area’s specific risks. For a typical job, the agent reviews the home’s details and the client’s needs before comparing available options to find a suitable policy.

JM
734 Woodside Rd
John McAfee - State Farm Insurance Agent
Home Insurance Agent · Redwood City, CA

When choosing a home insurance agent, customers typically decide between one-time policy purchases or ongoing service relationships for coverage updates. John McAfee - State Farm Insurance Agent in Redwood City, CA assists local homeowners with evaluating their property insurance needs and obtaining appropriate policies. This agent provides guidance on standard coverages that protect dwellings and personal belongings from common risks in the area. Service is offered on an as-needed basis, allowing clients to reach out when they require a new policy, a coverage review, or have a claim.

LN
3754 Florence St
Lorena Nava: Allstate Insurance
Home Insurance Agent · Redwood City, CA

As a home insurance agent in Redwood City, CA, Lorena Nava: Allstate Insurance offers specialty services including personalized homeowners policies and comprehensive rental property coverage. It also handles general insurance needs such as renters and auto policies for local residents. The agency helps families protect their homes and personal belongings against common California risks. During the heightened wildfire season in the region, it assists clients with securing additional dwelling protection and reviewing their coverage limits for potential ember threats.

SF
734 Woodside Rd
Steve Fiorentino - State Farm Insurance Agent
Home Insurance Agent · Redwood City, CA

As the rainy season approaches in Redwood City, some homes face risks from localized flooding and hillside runoff that standard policies don't always cover. Steve Fiorentino - State Farm Insurance Agent discusses these residential exposures with clients, reviewing coverage for common Northern California weather events. He helps homeowners in the region assess their current protection against property damage and liability claims. A typical first step for new clients involves a detailed inspection of the home’s roof, foundation, and surrounding drainage to identify specific coverage needs.

WS
2103 Middlefield Rd
Willow Street Insurance
Home Insurance Agent · Redwood City, CA

Willow Street Insurance assists homeowners in Redwood City with standard property coverage and offers specialty add-ons for high-value belongings, water backup, and personal liability protection. The agency works with individuals to understand the risks of wildfire and storm damage common to the region, helping to tailor a policy for each home, condo, or rental property. Their services extend to protecting offices, warehouses, and food service establishments with appropriate commercial insurance solutions.

MS
617 Veterans Blvd Ste 215
Michael Skubic: Allstate Insurance
Home Insurance Agent · Redwood City, CA

Michael Skubic: Allstate Insurance provides residential home insurance coverage for property owners in Redwood City, California. The agency also handles commercial policies for local businesses, serving clients throughout the broader San Mateo County area. Each policy is designed to address common regional risks such as earthquake and fire damage. After a claim or policy review, the agent contacts clients for follow-up conversations. This consistent communication helps maintain coverage adjustments between regular policy renewal visits.

CI
171 Fifth Ave #102
CIS Insurance Agency
Home Insurance Agent · Redwood City, CA
(408) 746-5030
cisagencies.com
FI
650 El Camino Real # R
Farmers Insurance - Mark Landis
Home Insurance Agent · Redwood City, CA
(650) 366-8274
agents.farmers.com/ca/redwood-city/mark-landis
SM
50 Woodside Rd
Stone Meadow Benefits & Insurance Associates
Home Insurance Agent · Redwood City, CA
(650) 456-7904
DN
734 Woodside Rd
Darren Normoyle - State Farm Insurance Agent
Home Insurance Agent · Redwood City, CA
(650) 257-7848
darrennormoyle.com
RC
855 Jefferson Ave #2669
Red Cedar Insurance Agency
Home Insurance Agent · Redwood City, CA
(844) 733-2332
redcedaragency.com
BT
3125 Middlefield Rd
BAY TECH INSURANCE SERVICES
Home Insurance Agent · Redwood City, CA
(650) 260-2218
baytechinsurance.com
GI
20 El Camino Real
Gordon Insurance
Home Insurance Agent · Redwood City, CA
(650) 654-5555
gordoninsurance.com
FI
370 Convention Way Ste 205
Farmers Insurance - Rick Galvez
Home Insurance Agent · Redwood City, CA
(650) 291-6378
agents.farmers.com/ca/redwood-city/rick-galvez
CM
801 Woodside Rd #12
Carlos Marron - State Farm Insurance Agent
Home Insurance Agent · Redwood City, CA
(650) 365-1432
insurancebycarlos.com
FI
303 Hemlock Ave
Farmers Insurance - Rosie Mendoza
Home Insurance Agent · Redwood City, CA
(650) 366-0469
agents.farmers.com/ca/redwood-city/rosie-mendoza
RC
1622 Hudson St
Redwood City Insurance Center
Home Insurance Agent · Redwood City, CA
(650) 365-8800
redwoodcityinsurance.com
FI
1725 Woodside Rd Ste E
Farmers Insurance - Ashley Brooks
Home Insurance Agent · Redwood City, CA
(650) 362-3435
agents.farmers.com/ca/redwood-city/ashley-brooks
WI
1733 Woodside Rd Suite 370
Woodside Insurance Services LLC
Home Insurance Agent · Redwood City, CA
(650) 529-9204
woodsideinsurance.net
BA
3 Lagoon Dr #260
Bay Area Insurance Inc
Home Insurance Agent · Redwood City, CA
(650) 654-9750
bai-online.com
FI
61 Renato Ct Ste 21b
Farmers Insurance - Rocio Aguilar
Home Insurance Agent · Redwood City, CA
(650) 260-7164
agents.farmers.com/ca/redwood-city/rocio-aguilar
SF
734 Woodside Rd
State Farm
Home Insurance Agent · Redwood City, CA

What Does a a Home Insurance Agent in Redwood City Cost?

Home insurance agent services in Redwood City typically cost nothing upfront because agents earn commissions from insurers. The average annual premium for a standard homeowners policy in California is around 1300 dollars but can exceed 3000 dollars in high risk areas. Earthquake insurance adds 700 to 3000 dollars per year depending on your homes age and construction. This is general information and not insurance advice.

About home insurance agents in Redwood City

Home insurance agents in Redwood City help homeowners protect their property against risks like earthquakes fires and theft. California law requires insurers to offer earthquake coverage as an add on to standard policies. Agents can explain local flood zone risks and guide you through the California FAIR Plan if traditional coverage is hard to find.

Frequently Asked Questions

What does a home insurance agent in Redwood City do?

A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain deductibles coverage limits and exclusions specific to California. They also assist with filing claims and updating your policy after renovations or life changes.

Is earthquake insurance required in Redwood City?

Earthquake insurance is not required by law but California insurers must offer it as an endorsement. Many homeowners in Redwood City choose it because of the area seismic risk. The California Earthquake Authority provides policies through participating insurers.

How do California home insurance rates compare to other states?

California home insurance rates are influenced by wildfire risk and high property values. Average annual premiums in Redwood City range from 1200 to 2500 dollars depending on coverage and location. Rates have increased in recent years due to climate related claims.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.