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Find Home Insurance Agents Near You in Richmond, CA

Browse home insurance agents serving Richmond, California. Updated 2026-07-14.

The top-rated home insurance agent in Richmond, California is Fiesta Auto Insurance & Tax Service, rated 4.5 stars across 113 reviews. Other highly rated options include Futuro Insurance Services Richmond, SimplyInsured, Farmers Insurance - Aline Marcadier. This directory lists 12 home insurance agents serving Richmond.

Showing 12 home insurance agents in Richmond, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fiesta Auto Insurance & Tax Service12816 San Pablo Ave(510) 860-4939
2Futuro Insurance Services Richmond12553 San Pablo Ave B(510) 403-4333
3SimplyInsured4909 Central Ave Unit B5(888) 584-7457
4Farmers Insurance - Aline Marcadier635 23rd St A(510) 215-9288
5Guillermo Jimenez Insurance Agency242 Marina Way Suite A(415) 515-0297
6JG Insurance Solutions12807 San Pablo Ave(510) 307-5157
7M.A. Hays Insurance Brokers232 Broadway(510) 235-0353
8Johanna Arroliga - XIX Insurance1503 Macdonald Ave Suite A110(510) 831-1107
9UNICOM INSURANCE & FINANCIAL SERVICES LLC12976 San Pablo Ave(510) 234-0517
10Mervyn M Davis Insurance Agency, LLC12495 San Pablo Ave(510) 232-5785
FA
12816 San Pablo Ave
Fiesta Auto Insurance & Tax Service
Home Insurance Agent · Richmond, CA

Fiesta Auto Insurance & Tax Service assists homeowners in Richmond, California, in securing essential property coverage for their dwellings. This agency further specializes in arranging supplemental policies that protect valuables and liability. It helps clients navigate standard homeowners plans that guard against common perils like fire and theft. Additionally, the agency structures policies tailored for commercial sectors, including coverage for offices, warehouses, and food service establishments.

FI
12553 San Pablo Ave B
Futuro Insurance Services Richmond
Home Insurance Agent · Richmond, CA

Futuro Insurance Services Richmond provides a comprehensive range of home insurance options for property owners in the Richmond, CA area. Its service plans include personalized policy reviews and coverage recommendations tailored to protect residential structures and personal belongings. The company facilitates claims support and offers guidance on liability protection and additional living expense coverage. Futuro Insurance Services services single-family homes, apartment complexes, retail establishments, and restaurants.

SI
4909 Central Ave Unit B5
SimplyInsured
Home Insurance Agent · Richmond, CA

SimplyInsured serves the Contra Costa County region from its base in Richmond, California, offering expert guidance for homeowners seeking property coverage. The agency helps clients navigate standard policies that protect against common local risks such as fire and water damage. As a home insurance agent, it assists with evaluating dwelling replacement costs and securing adequate liability limits for residential properties. The company also handles supplemental flood insurance options and tailored renters policies for tenants in the surrounding Bay Area communities.

FI
635 23rd St A
Farmers Insurance - Aline Marcadier
Home Insurance Agent · Richmond, CA

Farmers Insurance - Aline Marcadier in Richmond, CA, serves homeowners, landlords, and property managers seeking tailored coverage for their residential and rental properties. This agency provides personalized home insurance policies, including dwelling protection and liability options, aligning with local risk factors in the East Bay area. Clients can also discuss bundling with auto insurance for convenience. Beyond Richmond, the agent covers neighboring communities such as San Pablo to assist with property protection needs in the broader West Contra Costa County region.

GJ
242 Marina Way Suite A
Guillermo Jimenez Insurance Agency
Home Insurance Agent · Richmond, CA

Serving Richmond, CA, and the surrounding communities, Guillermo Jimenez Insurance Agency handles home insurance coverage for local homeowners. The agency works with clients to assess their property’s specific risks, from earthquake concerns to standard liability protections. It explains policy options in clear terms and helps compare deductibles and coverage limits. The approach begins with an individual consultation, followed by a review of the homeowner’s current policy or needs, then customizes a plan from available carriers to provide practical protection for each property.

JI
12807 San Pablo Ave
JG Insurance Solutions
Home Insurance Agent · Richmond, CA

Some home insurance needs are handled as a one-time policy purchase, while others involve scheduled annual reviews to adjust coverage. JG Insurance Solutions, serving Richmond, CA, offers home insurance agent services that include evaluating dwelling protection, personal property coverage, and liability options. Their work helps residents secure policies that meet local risk factors. This service typically operates on an as-needed basis for initial quotes or policy changes, with scheduled renewal consultations arranged by client request.

MH
232 Broadway
M.A. Hays Insurance Brokers
Home Insurance Agent · Richmond, CA

M.A. Hays Insurance Brokers in Richmond, California, specializes in crafting tailored home insurance policies that address the specific coverage needs of local homeowners. The agency works closely with clients to assess their property’s risks and find appropriate protection for both urban and suburban households in the area. It delivers personalized guidance on policy options, helping ensure adequate coverage. For clients facing Richmond’s dry season, the company helps address concerns about wildfire damage and the additional endorsements often required to safeguard homes against this seasonal threat.

JA
1503 Macdonald Ave Suite A110
Johanna Arroliga - XIX Insurance
Home Insurance Agent · Richmond, CA

When rainy season arrives in Richmond, homeowners often worry about roof leaks and foundation moisture. Johanna Arroliga with XIX Insurance helps local residents review their current policies to confirm they have sufficient dwelling and personal property coverage. This includes ensuring protection against common perils like fire, theft, and wind damage. She also discusses the importance of liability coverage for accidents that might occur on the property. A typical first meeting involves a walk-through of the home to recommend appropriate valuations and repair estimates.

UI
12976 San Pablo Ave
UNICOM INSURANCE & FINANCIAL SERVICES LLC
Home Insurance Agent · Richmond, CA

UNICOM INSURANCE & FINANCIAL SERVICES LLC provides residential home insurance coverage for property owners in Richmond, CA. The agency also handles commercial insurance policies to meet broader business needs throughout the surrounding area. Their team works with clients to secure appropriate protection against common regional risks. After policies are issued, the office follows up to address any questions and assists with renewals or policy adjustments during regular service visits.

MM
12495 San Pablo Ave
Mervyn M Davis Insurance Agency, LLC
Home Insurance Agent · Richmond, CA

Mervyn M Davis Insurance Agency, LLC, located in Richmond, CA, provides general insurance brokerage services for homeowners seeking financial protection against property damage and liability risks. Its specialty add-ons include policies tailored for condos and landlord-owned rental properties, addressing specific local coverage gaps. The agency works closely with clients to identify adequate dwelling and personal property limits. It can serve commercial sectors, including offices, warehouses, and food service operations.

UM
3211 Auto Plaza
Uren & Myers Insurance Agency
Home Insurance Agent · Richmond, CA
(510) 243-2410
urenmyers.com
EA
4500 Barrett Ave
Excellence Auto Insurance Agency
Home Insurance Agent · Richmond, CA
(510) 685-3095

What Does a a Home Insurance Agent in Richmond Cost?

Home insurance costs in California average about 1200 to 2000 dollars per year for a standard policy but rates vary widely by location and home value. In Richmond factors like crime rates and proximity to fire hazards can affect premiums. Earthquake insurance adds 100 to 800 dollars per year depending on your homes age and construction. This is general information not insurance advice.

About home insurance agents in Richmond

Home insurance agents in Richmond California help homeowners find coverage that meets state requirements and protects against local risks like earthquakes and wildfires. California law does not require home insurance but mortgage lenders typically do. An agent can explain policy options including dwelling coverage and personal property protection.

Frequently Asked Questions

What does a home insurance agent in Richmond do?

A home insurance agent helps you compare policies from different insurers and find coverage for your home. They explain deductibles limits and exclusions. Agents also assist with filing claims and updating your policy as needed.

Do I need earthquake insurance in Richmond California?

Standard home insurance does not cover earthquake damage. California law requires insurers to offer earthquake coverage as a separate policy. Richmond is in a seismic zone so many homeowners add this protection through the California Earthquake Authority or private insurers.

How can a home insurance agent help with wildfire risk in Richmond?

Richmond has areas with wildfire risk especially near open spaces. An agent can help you find policies that include fire coverage and explain brush clearance requirements. Some insurers may require a home inspection before issuing a new policy in high risk zones.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.