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Looking for a home insurance agent in Richmond? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Richmond, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 home insurance agents in Richmond, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
SimplyInsured
4909 Central Ave Unit B5, Richmond, CA 94804
(888) 584-7457
simplyinsured.com
Fiesta Auto Insurance & Tax Service
12816 San Pablo Ave, Richmond, CA 94805
(510) 860-4939
fiestainsurance.com
Futuro Insurance Services Richmond
12553 San Pablo Ave B, Richmond, CA 94805
(510) 403-4333
futuroins.com
Farmers Insurance - Aline Marcadier
635 23rd St A, Richmond, CA 94804
(510) 215-9288
agents.farmers.com
Guillermo Jimenez Insurance Agency
242 Marina Way Suite A, Richmond, CA 94801
(415) 515-0297
JG Insurance Solutions
12807 San Pablo Ave, Richmond, CA 94805
(510) 307-5157
M.A. Hays Insurance Brokers
232 Broadway, Richmond, CA 94804
(510) 235-0353
mahays.com
Johanna Arroliga - XIX Insurance
1503 Macdonald Ave Suite A110, Richmond, CA 94801
(510) 831-1107
xixoffice.com
Mervyn M Davis Insurance Agency, LLC
12495 San Pablo Ave, Richmond, CA 94805
(510) 232-5785
mmdavisinsurance.com
UNICOM INSURANCE & FINANCIAL SERVICES LLC
12976 San Pablo Ave, Richmond, CA 94805
(510) 234-0517
unicominsuranceservices.com
Uren & Myers Insurance Agency
3211 Auto Plaza, Richmond, CA 94806
(510) 243-2410
urenmyers.com
Excellence Auto Insurance Agency
4500 Barrett Ave, Richmond, CA 94805
(510) 685-3095
Home insurance agents in Richmond California help homeowners find coverage that meets state requirements and protects against local risks like earthquakes and wildfires. California law does not require home insurance but mortgage lenders typically do. An agent can explain policy options including dwelling coverage and personal property protection.
What Does a Home Insurance Agent in Richmond Cost?
Home insurance costs in California average about 1200 to 2000 dollars per year for a standard policy but rates vary widely by location and home value. In Richmond factors like crime rates and proximity to fire hazards can affect premiums. Earthquake insurance adds 100 to 800 dollars per year depending on your homes age and construction. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Richmond do?
A home insurance agent helps you compare policies from different insurers and find coverage for your home. They explain deductibles limits and exclusions. Agents also assist with filing claims and updating your policy as needed.
Do I need earthquake insurance in Richmond California?
Standard home insurance does not cover earthquake damage. California law requires insurers to offer earthquake coverage as a separate policy. Richmond is in a seismic zone so many homeowners add this protection through the California Earthquake Authority or private insurers.
How can a home insurance agent help with wildfire risk in Richmond?
Richmond has areas with wildfire risk especially near open spaces. An agent can help you find policies that include fire coverage and explain brush clearance requirements. Some insurers may require a home inspection before issuing a new policy in high risk zones.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.