ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsCalifornia › Ridgecrest

Find Home Insurance Agents Near You in Ridgecrest, CA

Browse home insurance agents serving Ridgecrest, California. Updated 2026-07-14.

The top-rated home insurance agent in Ridgecrest, California is Gary Charlon - State Farm Insurance Agent, rated 4.9 stars across 504 reviews. Other highly rated options include Bertrand Enterprises, IWV Insurance Agency, Chicago Title Kern County. This directory lists 14 home insurance agents serving Ridgecrest.

Showing 14 home insurance agents in Ridgecrest, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gary Charlon - State Farm Insurance Agent995 N Norma St suite a(760) 446-4279
2Bertrand Enterprises1210 W Graaf Ave(760) 446-6600
3IWV Insurance Agency1310 N Norma St(760) 446-3544
4Chicago Title Kern County1301 N China Lake Blvd(760) 549-6050
5Vaughn Realty509 W Ward Ave(760) 446-6561
6Burnette Financial and Insurance Service: Allstate Insurance105 Grande Way(760) 371-1099
7First American Title Company643 N China Lake Blvd Ste F(760) 977-3067
8Farmers Insurance - Mariela Rubio643 N China Lake Blvd c(760) 446-4560
9State Farm Insurance459 S China Lake Blvd # G(760) 375-7731
10Bowles Desert Insurance123 W Ridgecrest Blvd(760) 371-1017
GC
995 N Norma St suite a
Gary Charlon - State Farm Insurance Agent
Home Insurance Agent · Ridgecrest, CA

Gary Charlon - State Farm Insurance Agent serves the Ridgecrest, California area and the surrounding Indian Wells Valley region. The company helps local homeowners secure coverage for their properties. It provides standard home insurance policies that protect against common perils like fire, theft, and weather damage. The office also assists with protecting personal belongings and liability coverage. For residents needing tailored financial protection, the agency can advise on adapting a policy to include earthquake coverage or adding a home business endorsement.

BE
1210 W Graaf Ave
Bertrand Enterprises
Home Insurance Agent · Ridgecrest, CA

Bertrand Enterprises provides homeowners insurance, renters coverage, and liability protection for residential properties in the Ridgecrest area. Their service plans include annual policy reviews, claims assistance, and customized risk assessments to ensure adequate coverage levels. They also offer seasonal maintenance advice and disaster preparedness guidance for clients. Bertrand Enterprises handles insurance for single-family homes, apartment complexes, retail storefronts, and local restaurants throughout the region.

II
1310 N Norma St
IWV Insurance Agency
Home Insurance Agent · Ridgecrest, CA

IWV Insurance Agency in Ridgecrest, CA helps property owners distinguish between one-time policy setups and ongoing coverage adjustments across changing seasons. The agency focuses on home insurance agents, guiding clients through standard policies that protect dwelling structures, personal belongings, and liability exposures. These professionals evaluate each homeowner’s unique risk factors, such as local wildfire or earthquake concerns, to recommend appropriate protection limits. Service runs on an as-needed basis, with clients scheduling annual policy reviews or immediate updates whenever their property or circumstances change.

CT
1301 N China Lake Blvd
Chicago Title Kern County
Home Insurance Agent · Ridgecrest, CA

Serving Ridgecrest and the surrounding communities of Kern County, Chicago Title Kern County handles the placement of home insurance policies for local homeowners. It assists clients in securing coverage that protects against common regional risks like earthquakes and wildfires. A typical job begins with a careful review of the customer's property and current coverage. The agent then works to identify the appropriate policy limits and deductibles to meet each homeowner's specific needs.

VR
509 W Ward Ave
Vaughn Realty
Home Insurance Agent · Ridgecrest, CA

Vaughn Realty serves homeowners and property managers in Ridgecrest, California, by providing home insurance agent services. The company helps clients locate and compare coverage options that protect residential properties against common local risks such as earthquakes and desert weather. Working with multiple insurance carriers, they assist individuals in understanding policy details to find suitable protection. The agency also extends its coverage area to the neighboring community of China Lake, ensuring residents there can access professional guidance for their home insurance needs.

BF
105 Grande Way
Burnette Financial and Insurance Service: Allstate Insurance
Home Insurance Agent · Ridgecrest, CA

Burnette Financial and Insurance Service: Allstate Insurance provides home insurance policies tailored to cover dwelling, personal property, and liability. Operating in Ridgecrest, CA, the agency works with local homeowners to assess their protection needs and secure appropriate coverage. The team guides clients through policy options, including deductibles and endorsements for additional safeguards. As seasons change, it helps homeowners update their policies after purchasing costly new electronics or gathering holiday gifts, ensuring these items remain protected under current loss limits.

FA
643 N China Lake Blvd Ste F
First American Title Company
Home Insurance Agent · Ridgecrest, CA

First American Title Company offers a range of home insurance agent services to residents of Ridgecrest, California. The agency works to find suitable coverage plans and provides guidance on ongoing policy maintenance to protect property investments. Its insurance plans are designed to safeguard against common regional risks. The company serves a diverse array of properties, including single-family homes, apartments, retail spaces, and local restaurants.

FI
643 N China Lake Blvd c
Farmers Insurance - Mariela Rubio
Home Insurance Agent · Ridgecrest, CA

Farmers Insurance - Mariela Rubio provides comprehensive home insurance solutions for property owners in Ridgecrest, California. The agency specializes in adding tailored coverage options such as protection for personal valuables, liability safeguards, and endorsements for natural disasters like earthquakes and wildfires common to the region. Clients can discuss policy bundling for better savings. The agency also serves commercial sectors, offering policies for offices, warehouses, and food service establishments needing property and general liability coverage.

SF
459 S China Lake Blvd # G
State Farm Insurance
Home Insurance Agent · Ridgecrest, CA

State Farm Insurance in Ridgecrest, CA, provides residential home insurance service, addressing coverage needs for local homeowners. The agency also offers commercial coverage options for businesses in the greater Ridgecrest area. Ongoing consultation helps clients understand policy details and risk factors common to this region. The agency works with clients to review their property protection needs, facilitating follow-up discussions and policy adjustments between regular yearly reviews.

BD
123 W Ridgecrest Blvd
Bowles Desert Insurance
Home Insurance Agent · Ridgecrest, CA

As summer heat intensifies in Ridgecrest, ensuring adequate homeowners coverage becomes a priority. Bowles Desert Insurance assists local homeowners by reviewing policies to confirm they address regional risks such as wildfire and earthquake damage. The company provides guidance on adjusting dwelling limits and deductibles to match current replacement costs. Conversations with an agent can clarify coverage for personal property and liability protection. The process typically begins with a policy review to identify gaps or recommend a complimentary home inspection for accurate valuation.

GC
459 S China Lake Blvd # G
Gary Charlon - State Farm Insurance Agent
Home Insurance Agent · Ridgecrest, CA
(760) 375-7731
myridgecrestagent.net
HI
1281 N Norma St B
Health Insurance Made Easy for Everyone
Home Insurance Agent · Ridgecrest, CA
(760) 608-9265
FF
634 S China Lake Blvd
Fuze Financial & Insurance Agency LLC
Home Insurance Agent · Ridgecrest, CA
(760) 463-9525
fuzeinsurance.com/about-us/insurance-companies
ET
713 Pinon Ct
Ergo Tech
Home Insurance Agent · Ridgecrest, CA
(760) 301-6273

What Does a a Home Insurance Agent in Ridgecrest Cost?

Home insurance costs in California vary widely based on location, home value, and coverage level. In Ridgecrest, average annual premiums may range from 800 to 2,500 dollars for standard policies. Earthquake insurance adds extra cost, typically 100 to 800 dollars per year depending on the home. This is general information and not insurance advice.

About home insurance agents in Ridgecrest

Home insurance agents in Ridgecrest, California help homeowners protect their property against risks like earthquakes, wildfires, and desert weather. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Local agents can explain how the California FAIR Plan works for high-risk properties.

Frequently Asked Questions

What does a home insurance agent in Ridgecrest do?

A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They can explain California-specific requirements like the mandatory offer of earthquake insurance. They also assist with claims and policy changes.

Do I need earthquake insurance in Ridgecrest?

California law requires insurers to offer earthquake coverage with every new homeowners policy. Ridgecrest is in a seismically active area, so many homeowners choose to add this coverage. Your agent can explain the deductible options and waiting periods.

How do I file a home insurance claim in California?

You should report a claim to your insurance company as soon as possible. California law gives you up to one year from the date of loss to file a claim for most perils. Your agent can help you document damage and submit the required forms.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.