ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsCalifornia › San Bernardino

Find Home Insurance Agents Near You in San Bernardino, CA

Browse home insurance agents serving San Bernardino, California. Updated 2026-07-14.

The top-rated home insurance agent in San Bernardino, California is Freeway Insurance, rated 5.0 stars across 2,020 reviews. Other highly rated options include Hammer Insurance Services Inc., FOCO Insurance, Fiesta Auto Insurance & Tax Service. This directory lists 24 home insurance agents serving San Bernardino.

Showing 24 home insurance agents in San Bernardino, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1995 Diners Ct(909) 766-1923
2Hammer Insurance Services Inc.2609 Del Rosa Ave N(909) 804-4125
3FOCO Insurance2075 E Highland Ave G(866) 315-7564
4Fiesta Auto Insurance & Tax Service297 E Highland Ave Unit B(909) 237-8033
5Acceptance Insurance420 E Hospitality Ln # A4(909) 360-7170
6Jason Reyes - State Farm Insurance Agent2999 Kendall Dr Ste 201(909) 881-7360
7Sean McMullin: Allstate Insurance242 E Airport Dr Ste 203(909) 890-3559
8L H Herrera Insurance & Income Tax412 W Highland Ave(909) 474-9210
9Veronica's Insurance Baseline295 E Baseline St(909) 639-3710
10City Best Insurance Services Inc275 E 9th St(909) 889-9519
FI
1995 Diners Ct
Freeway Insurance
Home Insurance Agent · San Bernardino, CA

Freeway Insurance in San Bernardino, California, is known for helping local homeowners find suitable property protection. Their services cover standard dwelling coverage and liability options tailored to area housing needs. They assist clients in navigating local risks such as wildfire or seasonal weather concerns. Clients can discuss personalizing their policy limits and deductibles during a consultation. The agency’s process typically includes explaining common endorsements chosen by area residents. An additional specialty service they offer is the arrangement of scheduled personal property coverage for high-value items like jewelry or electronics.

HI
2609 Del Rosa Ave N
Hammer Insurance Services Inc.
Home Insurance Agent · San Bernardino, CA

Hammer Insurance Services Inc. serves the San Bernardino, California area, offering comprehensive home insurance coverage designed to protect residential properties. This local agency helps homeowners select policies that safeguard their dwellings from common perils such as fire, theft, and wind damage, as well as liability protection. It also guides clients through the process of securing adequate coverage for their personal belongings and any additional living expenses that might arise from a covered loss. Specific services handled here include dwelling coverage customization and personal property protection planning.

FI
2075 E Highland Ave G
FOCO Insurance
Home Insurance Agent · San Bernardino, CA

FOCO Insurance serves the San Bernardino, California metro area as a home insurance agent. The company helps local homeowners obtain tailored coverage for their properties. It works with clients to understand protection needs against common regional risks. This includes assessing policy options for dwelling and liability coverage. FOCO Insurance also assists residents in securing endorsements that address specific exposures in this area. Its primary services involve comparing multiple carrier offerings to match individual policy requirements. The company specifically handles personal property and replacement cost coverage.

FA
297 E Highland Ave Unit B
Fiesta Auto Insurance & Tax Service
Home Insurance Agent · San Bernardino, CA

Fiesta Auto Insurance & Tax Service provides comprehensive home insurance coverage, including policies protecting against damage, liability, and personal property loss. The agency offers year-round policy reviews and claims assistance to help maintain appropriate coverage limits. Responding quickly to address changes in risk or property value is a standard part of their service approach. Fiesta Auto Insurance & Tax Service in San Bernardino, California, works with clients owning single-family homes, apartments, retail storefronts, and restaurant properties to arrange suitable home insurance solutions.

AI
420 E Hospitality Ln # A4
Acceptance Insurance
Home Insurance Agent · San Bernardino, CA

Acceptance Insurance serves homeowners, property investors, and residential landlords in San Bernardino, California, providing standard home insurance policies that cover dwelling damage, personal liability, and contents protection. The agency also assists property managers in securing appropriate coverage for rental portfolios and condominium associations. General services include policy review, claims guidance, and risk assessment tailored to local wildfire and weather concerns common in the Inland Empire. Alongside San Bernardino, the agency extends its home insurance services to clients in the neighboring community of Rialto, ensuring broader regional accessibility.

JR
2999 Kendall Dr Ste 201
Jason Reyes - State Farm Insurance Agent
Home Insurance Agent · San Bernardino, CA

Jason Reyes - State Farm Insurance Agent in San Bernardino, CA offers a range of home insurance services designed to protect residential property and personal belongings. It assists clients with policy selection, coverage adjustments, and filing claims for unexpected damage or loss. The agency also provides routine policy reviews to ensure coverage keeps up with changing needs. Services are available for single-family homes, apartments, retail shops, and restaurants.

SM
242 E Airport Dr Ste 203
Sean McMullin: Allstate Insurance
Home Insurance Agent · San Bernardino, CA

Sean McMullin: Allstate Insurance in San Bernardino serves homeowners, property managers, and small businesses seeking personal insurance protection. It offers home insurance policies that cover dwelling, personal property, and liability risks common in the Inland Empire region. The agency also advises clients on policy options for fire, theft, and weather-related perils. Service is provided to local residents and extends to the neighboring community of Rialto.

LH
412 W Highland Ave
L H Herrera Insurance & Income Tax
Home Insurance Agent · San Bernardino, CA

Some home insurance services require a single policy selection for year-long protection, while others involve periodic reviews for life changes. L H Herrera Insurance & Income Tax provides coverage options in San Bernardino, CA, helping clients protect their property against common regional risks like wildfire or theft. A standard home insurance agent can explain different deductible levels and dwelling limits during an initial consultation. Service here runs on either a one-time basis for a single policy setup or as-needed for annual policy adjustments and claims assistance.

VS
295 E Baseline St
Veronica's Insurance Baseline
Home Insurance Agent · San Bernardino, CA

Serving San Bernardino and the surrounding communities in the Inland Empire, Veronica's Insurance Baseline handles home insurance policy needs for local homeowners. The agency works to match residential properties with standard coverage options that protect against common regional risks like wildfire and earthquake damage. Each client consultation begins with reviewing the specific dwelling details and personal property values, then comparing available plans from multiple carriers to find a suitable fit. The company approaches each job by thoroughly explaining policy terms and deductibles before finalizing any agreement.

CB
275 E 9th St
City Best Insurance Services Inc
Home Insurance Agent · San Bernardino, CA

City Best Insurance Services Inc serves clients in San Bernardino and its surrounding communities in the Inland Empire. It handles home insurance policies designed to protect residential properties and personal belongings from common regional risks. The agency offers personalized consultations to help homeowners select appropriate coverage options that align with property values and individual needs. To handle a typical job, it reviews each customer’s specific housing situation and risk factors, then recommends a policy from its available carrier network.

FI
739 W Highland Ave
Freeway Insurance
Home Insurance Agent · San Bernardino, CA
(909) 784-1125
locations.freeway.com/freeway-insurance-san-bernardino-ca-92405
SI
1455 W Highland Ave # 105
Salazar Insurance & Financial Services, LLC.
Home Insurance Agent · San Bernardino, CA
(909) 325-3701
salazarsvc.com
AI
Inside Rio Ranch Market, 25745 E Baseline St
Aims Insurance Services - San Bernardino
Home Insurance Agent · San Bernardino, CA
(909) 864-2300
aims4insurance.com
MA
1353 W Mill St Ste 117
Mauricio Alvarado: Allstate Insurance
Home Insurance Agent · San Bernardino, CA
(909) 342-7077
agents.allstate.com/mauricio-alvarado-san-bernardino-ca.html
MM
738 S Waterman Ave a8
Melissa Milender - State Farm Insurance Agent
Home Insurance Agent · San Bernardino, CA
(909) 522-3300
myagentmelissa.com
OC
2130 N Arrowhead Ave #105A
One Choice Insurance Brokers
Home Insurance Agent · San Bernardino, CA
(909) 315-6558
onechoiceinsurancebrokers.com
NG
1167 N Mt Vernon Ave St. 102
NEXT GENERATION INSURANCE SERVICES
Home Insurance Agent · San Bernardino, CA
(909) 868-7258
JK
2627 S Waterman Ave ste a
John Keen - State Farm Insurance Agent
Home Insurance Agent · San Bernardino, CA
(909) 825-4161
johnbkeen.com
WI
1254 S Waterman Ave #8
Wonderful Insurance Agency
Home Insurance Agent · San Bernardino, CA
(909) 763-2317
wonderfulins.com
IS
1525 N D St SUITE 1
Insurance Services By Lucero
Home Insurance Agent · San Bernardino, CA
(909) 707-3257
insuranceservicebylucero.com
GL
1762 N Waterman Ave STE C
Gil Lemus Insurance Service
Home Insurance Agent · San Bernardino, CA
(909) 882-8700
gillemusinsservices.com
DM
1321 E Highland Ave
Denise M Lundy Insurance Services
Home Insurance Agent · San Bernardino, CA
(909) 882-1781
denisemlundyins.com
TW
242 E Airport Dr # 105
A T Walters Insurance
Home Insurance Agent · San Bernardino, CA
(909) 383-5023
IE
473 E Carnegie Dr
Inland Empire Insurance Experts
Home Insurance Agent · San Bernardino, CA
(909) 257-0391
ieinsuranceexperts.com

What Does a a Home Insurance Agent in San Bernardino Cost?

The average cost of home insurance in California is about 1200 dollars per year for a standard policy. In San Bernardino rates may be higher due to wildfire and crime risk. A typical policy can range from 800 to 2500 dollars annually depending on your homes value age and location. This is general information not insurance advice.

About home insurance agents in San Bernardino

Home insurance agents in San Bernardino help homeowners find coverage for their properties in a region known for wildfire and earthquake risk. California law requires insurers to offer a minimum of 30 days notice before non-renewal. A local agent can explain options like the California FAIR Plan for high-risk areas.

Frequently Asked Questions

What does a home insurance agent in San Bernardino do?

A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They can explain deductibles liability limits and additional endorsements for risks like fire or theft. They also assist with filing claims and updating your policy.

Do I need earthquake insurance in San Bernardino?

Earthquake insurance is not required by California law but is highly recommended in San Bernardino due to nearby fault lines. Standard home policies exclude earthquake damage. You can buy a separate policy through the California Earthquake Authority or a private insurer.

How can a home insurance agent help with wildfire coverage?

An agent can explain how California law restricts non-renewals in wildfire-prone areas for one year after a declared disaster. They can also help you find coverage if your property is in a high-risk zone. Options may include the FAIR Plan or surplus lines insurers.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.