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Find Home Insurance Agents Near You in San Carlos, CA

Browse home insurance agents serving San Carlos, California. Updated 2026-07-14.

The top-rated home insurance agent in San Carlos, California is Gina Vallee - State Farm Insurance Agent, rated 5.0 stars across 104 reviews. Other highly rated options include Nadler Insurance, Inc., Ray Sullivan: Allstate Insurance, ISU Lovering Insurance Services. This directory lists 10 home insurance agents serving San Carlos.

Showing 10 home insurance agents in San Carlos, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gina Vallee - State Farm Insurance Agent632 El Camino Real(650) 593-8425
2Nadler Insurance, Inc.1560 Laurel St #200(650) 508-8000
3Ray Sullivan: Allstate Insurance742 El Camino Real(650) 593-1221
4ISU Lovering Insurance Services1121 Laurel St(650) 593-7601
5365 Gold Insurance Services104 El Camino Real(650) 777-7680
6Farmers Insurance - Nicky Papadakis1355 Laurel St(650) 593-1666
7Peck & Peck Insurance1724 Laurel St #225(650) 592-5591
8Welcare Financial Group1668 El Camino Real(650) 802-9288
9Campbell Agency1124 El Camino Real(650) 591-7151
10Insurance Solutions by JCA - JC Adviser867 American St Suite 200
GV
632 El Camino Real
Gina Vallee - State Farm Insurance Agent
Home Insurance Agent · San Carlos, CA
NI
1560 Laurel St #200
Nadler Insurance, Inc.
Home Insurance Agent · San Carlos, CA
RS
742 El Camino Real
Ray Sullivan: Allstate Insurance
Home Insurance Agent · San Carlos, CA
IL
1121 Laurel St
ISU Lovering Insurance Services
Home Insurance Agent · San Carlos, CA
3G
104 El Camino Real
365 Gold Insurance Services
Home Insurance Agent · San Carlos, CA
FI
1355 Laurel St
Farmers Insurance - Nicky Papadakis
Home Insurance Agent · San Carlos, CA
PP
1724 Laurel St #225
Peck & Peck Insurance
Home Insurance Agent · San Carlos, CA
WF
1668 El Camino Real
Welcare Financial Group
Home Insurance Agent · San Carlos, CA
CA
1124 El Camino Real
Campbell Agency
Home Insurance Agent · San Carlos, CA
IS
867 American St Suite 200
Insurance Solutions by JCA - JC Adviser
Home Insurance Agent · San Carlos, CA

What Does a a Home Insurance Agent in San Carlos Cost?

The average cost of home insurance in California is around $1,200 to $2,500 per year for a standard policy. However rates vary widely based on factors like home value location and coverage limits. In San Carlos costs may be higher due to wildfire risk and property values. This is general information and not insurance advice.

About home insurance agents in San Carlos

Home insurance agents in San Carlos California help homeowners find coverage that meets state requirements and local needs. California law does not require home insurance but mortgage lenders typically do. Agents can explain policy options like dwelling coverage and liability protection for your specific property.

Frequently Asked Questions

What does a home insurance agent in San Carlos do?

A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain policy terms and can assist with claims. Agents in San Carlos understand local risks like earthquakes and wildfires.

Is home insurance required by law in California?

California state law does not require homeowners to have insurance. However most mortgage lenders require it as a condition of the loan. An agent can help you meet lender requirements and protect your investment.

How do California wildfire risks affect home insurance in San Carlos?

Wildfire risk is a key factor for home insurance in many parts of California including San Carlos. Insurers may require additional wildfire coverage or adjust premiums based on your propertys location. Agents can help you understand these factors and find appropriate coverage.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.