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Find Home Insurance Agents Near You in San Clemente, CA

Directory of home insurance agents in San Clemente, California. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
San Clemente, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 home insurance agents in San Clemente, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Lisa Newell
940 Calle Negocio STE 220, San Clemente, CA 92673
(949) 487-5487 agents.farmers.com
Chris Ferraro Jr. - State Farm Insurance Agent
940 Calle Negocio Ste 230, San Clemente, CA 92673
(949) 586-7060 chrisferrarojr.com
Withers Insurance Services
638 Camino De Los Mares, San Clemente, CA 92673
(949) 637-2700 withersins.com
General Insurance Services
629 Camino De Los Mares STE 306, San Clemente, CA 92673
(949) 661-2201 gen-ins.com
AAA San Clemente Insurance and Member Services
638 Camino De Los Mares E100, San Clemente, CA 92673
(949) 489-5572 ace.aaa.com
Divel Insurance
501 N El Camino Real UNIT 204, San Clemente, CA 92672
(949) 829-3639 divelinsurance.com
Mundell Insurance Agency - Garrett Mundell; Farmers Insurance
2340 S El Camino Real # 1, San Clemente, CA 92672
(949) 269-7860 agents.farmers.com
Caitlin Ferraro - State Farm Insurance Agent
940 Calle Negocio Ste 230, San Clemente, CA 92673
(949) 238-4200 myagentcaitlin.com
Goosehead Insurance - Bobby Legate
946 Calle Amanecer Suite F, San Clemente, CA 92673
(949) 533-0796 goosehead.com
Michele Ellena - State Farm Insurance Agent
940 Calle Negocio Ste 230, San Clemente, CA 92673
(949) 243-0792 helpwithyourinsurance.com
Kim Forsyth - State Farm Insurance Agent
802 Avenida Talega Suite 106, San Clemente, CA 92673
(949) 366-0320 kimforsyth.com
Unity One Insurance
629 Camino De Los Mares #202b, San Clemente, CA 92673
(949) 450-1822 orangecountyinsurancebroker.com
Greg Rosalino - State Farm Insurance Agent
1520 N El Camino Real #6, San Clemente, CA 92672
(949) 276-5551 gregrosalino.com
Chris Dolkas - State Farm Insurance Agent
800 E Avenida Pico Ste Q, San Clemente, CA 92673
(949) 492-5900 chrisdolkas.com
Diamond Preferred Insurance Services
1100-1198 Caminante, San Clemente, CA 92673
(949) 648-2922 diamond-preferred.com
Bearbower Insurance Services
501 N El Camino Real #200, San Clemente, CA 92672
(949) 347-9909 bearbowerinsurance.com
Shank Insurance Services
122 Avenida Del Mar C, San Clemente, CA 92672
(833) 878-2820 swartsmanning.com
San Clemente Insurance Services
501 N El Camino Real #200, San Clemente, CA 92672
(949) 369-0951 sanclementeins.com
GIS Galvez Insurance Services
940 Calle Negocio Ste 170, San Clemente, CA 92673
(949) 240-7445 gisgalvezinsuranceservices.com
George L Brown Insurance
1005 Calle Recodo, San Clemente, CA 92673
(949) 361-1400 georgebrowninsurance.com

Home insurance agents in San Clemente help homeowners find coverage for their property against risks like wildfire and earthquake. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Local agents understand the specific needs of coastal homes and can guide you through the process.

What Does a Home Insurance Agent in San Clemente Cost?

The cost of home insurance in California varies widely based on your homes location age and construction type. In San Clemente annual premiums often range from 800 to 3000 dollars for standard coverage. Earthquake insurance adds 500 to 2000 dollars per year depending on your deductible and home value. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in San Clemente do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy details and assist with claims if you have a loss. Agents are licensed by the California Department of Insurance.
Do I need earthquake insurance for my San Clemente home?
Earthquake insurance is not required by law but is recommended in California due to seismic risk. California insurers must offer earthquake coverage as a separate policy or endorsement. The California Earthquake Authority provides policies through many agents.