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Looking for a home insurance agent in San Diego? Review the directory below to compare your options.
20 agents listed
Updated May 2026
San Diego, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 home insurance agents in San Diego, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Doug Steiner - State Farm Insurance Agent
406 Ninth Ave Ste 204, San Diego, CA 92101
(619) 326-9930
dougsteiner.net
Fusco Orsini & Associates Insurance Services
8880 Rio San Diego Dr Ste 725, San Diego, CA 92108
(888) 789-6175
foagency.com
The Insurance Store
10981 San Diego Mission Rd #230, San Diego, CA 92108
(619) 401-1800
tisteam.com
Kiesau Insurance Services
9968 Hibert St #104, San Diego, CA 92131
(858) 566-8555
kiesauinsuranceservices.com
Kevin Beach - State Farm Insurance Agent
2650 Camino Del Rio N # 211, San Diego, CA 92108
(858) 277-7222
sandiegocovered.com
AAA San Diego Insurance and Member Services
12630 Sabre Springs Pkwy Ste 301, San Diego, CA 92128
(858) 486-0786
ace.aaa.com
Right Time Insurance Services
1761 Hotel Cir S, San Diego, CA 92108
(619) 299-6000
rightins.com
Pronto Insurance Agency
3562 National Ave, San Diego, CA 92113
(619) 696-9696
prontoinsurance.com
Ronald Wang - State Farm Insurance Agent
12880 Rancho Peñasquitos Blvd Ste D, San Diego, CA 92129
(858) 484-1297
agentrwang.com
Beach Break Insurance Agency #6008907
4849 Ronson Ct # 210, San Diego, CA 92111
(619) 567-7227
beachbreakinsurance.com
Richard Turner Insurance Agency
3511 Camino del Rio S UNIT 403, San Diego, CA 92108
12925 El Camino Real Suite J26, San Diego, CA 92130
(858) 481-0401
valmyersinsurance.com
Prosper Insurance Solutions
7710 Balboa Ave #323, San Diego, CA 92111
(858) 581-2131
getprosperins.com
Let's Insure
101 W Broadway #1460, San Diego, CA 92101
(877) 851-7867
letsinsure.org
McCormick Insurance Solutions
1437 Morena Blvd # 201, San Diego, CA 92110
(619) 276-0492
mccormickinsure.com
Home insurance agents in San Diego help you find coverage for your property against risks like wildfires and earthquakes. California law requires insurers to offer a minimum of 30 days notice before non-renewal of a policy. Agents can explain the California FAIR Plan for high-risk properties.
What Does a Home Insurance Agent in San Diego Cost?
The average cost of home insurance in California is about $1,200 to $1,500 per year for a standard policy. In San Diego, rates can range from $800 to $2,500 depending on location, home value, and coverage limits. Costs are higher in wildfire-prone areas. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in San Diego do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy.
Do I need earthquake insurance in San Diego?
Earthquake insurance is not required by California law but is recommended. Standard home policies do not cover earthquake damage. You can buy a separate policy from the California Earthquake Authority or a private insurer.
How do California wildfire risks affect my home insurance?
Homes in high wildfire risk areas may face higher premiums or non-renewal. California law restricts insurers from non-renewing policies based solely on wildfire risk if the property meets certain safety standards. Agents can help you find options.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.