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HomeHome Insurance AgentsCalifornia › San Diego

Find Home Insurance Agents Near You in San Diego, CA

Browse home insurance agents serving San Diego, California. Updated 2026-07-14.

The top-rated home insurance agent in San Diego, California is Doug Steiner - State Farm Insurance Agent, rated 5.0 stars across 832 reviews. Other highly rated options include Fusco Orsini & Associates Insurance Services, The Insurance Store, Kevin Beach - State Farm Insurance Agent. This directory lists 41 home insurance agents serving San Diego.

Showing 41 home insurance agents in San Diego, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Doug Steiner - State Farm Insurance Agent406 Ninth Ave Ste 204(619) 326-9930
2Fusco Orsini & Associates Insurance Services8880 Rio San Diego Dr Ste 725(888) 789-6175
3The Insurance Store10981 San Diego Mission Rd #230(619) 401-1800
4Kevin Beach - State Farm Insurance Agent2650 Camino Del Rio N # 211(858) 277-7222
5Right Time Insurance Services1761 Hotel Cir S(619) 299-6000
6Kiesau Insurance Services9968 Hibert St #104(858) 566-8555
7Pronto Insurance Agency3562 National Ave(619) 696-9696
8Ronald Wang - State Farm Insurance Agent12880 Rancho Peñasquitos Blvd Ste D(858) 484-1297
9AAA San Diego Insurance and Member Services12630 Sabre Springs Pkwy Ste 301(858) 486-0786
10Beach Break Insurance Agency #60089074849 Ronson Ct # 210(619) 567-7227
DS
406 Ninth Ave Ste 204
Doug Steiner - State Farm Insurance Agent
Home Insurance Agent · San Diego, CA

Doug Steiner’s State Farm Insurance agency in San Diego serves local homeowners, renters, landlords, and property managers who need reliable coverage for their residential properties. The office provides personalized home insurance policies, helping clients protect their dwellings and personal belongings against common California risks like wildfires and earthquakes. Agents work closely with each customer to tailor a plan that fits their specific property and budget requirements. The agency also serves homeowners in surrounding neighborhoods such as La Jolla and Pacific Beach.

FO
8880 Rio San Diego Dr Ste 725
Fusco Orsini & Associates Insurance Services
Home Insurance Agent · San Diego, CA

Fusco Orsini & Associates Insurance Services in San Diego, CA assists homeowners in protecting their properties from common regional risks, such as wildfire and earthquake damage. The agency can also arrange specialized endorsements for valuable personal property, including jewelry and fine art. Beyond standard residential policies, the company extends coverage options to commercial sectors, with the ability to insure offices, warehouses, and food service operations.

IS
10981 San Diego Mission Rd #230
The Insurance Store
Home Insurance Agent · San Diego, CA

The Home Insurance Store serves San Diego with residential home insurance coverage, protecting local homeowners from common perils such as fire and theft. Commercial property policies are also available for local business owners. The agency provides these services throughout the San Diego metropolitan area and surrounding communities. Policies are explained clearly, ensuring clients understand coverage limits and deductibles before purchasing. After a policy is issued, the agency follows up to confirm satisfaction and remains available to adjust coverage between regular renewal visits.

KB
2650 Camino Del Rio N # 211
Kevin Beach - State Farm Insurance Agent
Home Insurance Agent · San Diego, CA

Kevin Beach’s State Farm Insurance Agency serves homeowners, property managers, and local businesses in San Diego, California, helping them secure home insurance policies that protect their properties and personal assets. The agency focuses on tailoring coverage options to fit individual needs, including dwelling, liability, and personal property protection. Its services extend to renters and condominium owners who require specialized insurance solutions. The agency also provides coverage for clients in nearby La Mesa, ensuring comprehensive protection across the greater San Diego metro area.

RT
1761 Hotel Cir S
Right Time Insurance Services
Home Insurance Agent · San Diego, CA

Right Time Insurance Services in San Diego helps homeowners distinguish between a one-time policy purchase and ongoing coverage that renews annually to protect against fire, theft, and liability. For local residences, the agency offers tailored policies that address common regional risks such as earthquakes and potential flood exposure. Service is conducted on either a one-time or an as-needed basis upon request.

KI
9968 Hibert St #104
Kiesau Insurance Services
Home Insurance Agent · San Diego, CA

Kiesau Insurance Services offers a full range of home insurance products, including policies for primary residences and vacation properties. Standard coverage packages are available, along with comprehensive plans that bundle dwelling protection with personal liability coverage. The agency also provides support for policy adjustments and claims assistance. In San Diego, California, this location handles insurance for single-family homes, apartments, retail spaces, and restaurants.

PI
3562 National Ave
Pronto Insurance Agency
Home Insurance Agent · San Diego, CA

Pronto Insurance Agency in San Diego, California is known for helping homeowners protect their properties against common regional risks. The agency offers policies covering dwelling structures, personal belongings, and liability protection, tailoring coverage limits to fit each property's replacement value and location. Its services include assessing wildfire exposure, flood risks, and earthquake vulnerability specific to Southern California. For an additional layer of protection, the company can arrange a home inventory service to document all valuables for faster claims processing.

RW
12880 Rancho Peñasquitos Blvd Ste D
Ronald Wang - State Farm Insurance Agent
Home Insurance Agent · San Diego, CA

Ronald Wang - State Farm Insurance Agent in San Diego offers personalized home insurance policies tailored to protect individual properties and personal belongings. Its general service work includes advising clients on coverage options and assisting with claims processing to ensure adequate protection. For the region, it helps homeowners address risks associated with dry-season wildfires and unexpected water damage from sudden coastal storms, providing guidance on updating policies to cover these seasonal concerns.

AS
12630 Sabre Springs Pkwy Ste 301
AAA San Diego Insurance and Member Services
Home Insurance Agent · San Diego, CA

AAA San Diego Insurance and Member Services serves San Diego and the surrounding communities with comprehensive home insurance agent assistance. It handles a range of coverages for homeowners, including policies for single-family residences and condominiums, as well as bundling options with auto policies. The agency focuses on clarifying policy details and comparing plans to ensure clients understand their protection limits and deductibles. It typically handles a job by conducting a thorough risk assessment of the property before presenting tailored coverage choices that meet the homeowner's specific needs.

BB
4849 Ronson Ct # 210
Beach Break Insurance Agency #6008907
Home Insurance Agent · San Diego, CA

Coastal storms and seasonal humidity can take a toll on San Diego homes, and Beach Break Insurance Agency #6008907 offers policies that address common regional risks like water damage and wind. Working with multiple carriers, the agency helps clients in communities from La Jolla to Chula Vista find property coverage that fits their home’s specific age and construction type. An agent arranges a walk-through to verify current safety features before recommending a policy.

RT
3511 Camino del Rio S UNIT 403
Richard Turner Insurance Agency
Home Insurance Agent · San Diego, CA
(619) 296-6222
rti.insure
DI
1770 Palm Ave B
Deluxe Insurance Services
Home Insurance Agent · San Diego, CA
(619) 424-8100
deluxeinsurancesd.com
CB
1851 San Diego Ave #120
California Brokerage Insurance Associates
Home Insurance Agent · San Diego, CA
(619) 283-9999
southerncaliforniaautoinsurance.com
PI
8312 Lake Murray Blvd j
Pappazi Insurance Agency
Home Insurance Agent · San Diego, CA
(619) 461-8375
pappazi.com
PI
2935 Coronado Ave
Pronto Insurance Agency
Home Insurance Agent · San Diego, CA
(619) 429-1333
prontoinsurance.com
SD
8081 Balboa Ave
San Diego Insurance
Home Insurance Agent · San Diego, CA
(858) 565-6695
sandiegoins.com
VM
12925 El Camino Real Suite J26
Val Myers - State Farm Insurance Agent
Home Insurance Agent · San Diego, CA
(858) 481-0401
valmyersinsurance.com
PI
7710 Balboa Ave #323
Prosper Insurance Solutions
Home Insurance Agent · San Diego, CA
(858) 581-2131
getprosperins.com
LS
101 W Broadway #1460
Let's Insure
Home Insurance Agent · San Diego, CA
(877) 851-7867
letsinsure.org
MI
1437 Morena Blvd # 201
McCormick Insurance Solutions
Home Insurance Agent · San Diego, CA
(619) 276-0492
mccormickinsure.com
ES
12555 High Bluff Dr # 130
Eric Smith - State Farm Insurance Agent
Home Insurance Agent · San Diego, CA
(858) 755-7553
insuringsocal.com
PP
3517 Camino del Rio S Suite 215 PMB 1601
Pacific Premier Insurance Associates, Inc
Home Insurance Agent · San Diego, CA
(858) 386-4443
pacpremier.com
KI
3525 Del Mar Heights Rd #754
Kazerouni Insurance Services
Home Insurance Agent · San Diego, CA
(858) 245-1149
gotumbrella.com
SW
4619 Convoy St # C
Stanley Wong Insurance
Home Insurance Agent · San Diego, CA
(858) 569-0383
stanleywonginsurance.com
HI
944 C St
Hultz Insurance
Home Insurance Agent · San Diego, CA
(619) 239-9616
hultzonline.com
FI
11440 W Bernardo Ct #210
Farmers Insurance - Dion Light
Home Insurance Agent · San Diego, CA
(858) 643-9263
agents.farmers.com/ca/san-diego/dion-light
OL
16776 Bernardo Center Dr Suite 203
Oak Leaf Insurance Brokers
Home Insurance Agent · San Diego, CA
(858) 485-1156
oakleafins.com
JI
3033 Fifth Ave UNIT 325
JPL Insurance Services
Home Insurance Agent · San Diego, CA
(619) 220-8013
jplinsurance.com
DL
11934 Stoney Peak Dr #1324
David Lindsey Agency-Insurance Specialists
Home Insurance Agent · San Diego, CA
(858) 245-4796
davidlindseyinsurance.com
HI
2365 Northside Dr UNIT 200
HomeServices Insurance Agency
Home Insurance Agent · San Diego, CA
(858) 436-1779
homeservicesinsurance-ca.com
SD
11440 W Bernardo Ct
San Diego General Insurance Agency, Inc.
Home Insurance Agent · San Diego, CA
(858) 613-0787
sandiegogeneral.com
AR
2250 Palm Ave Ste A
Al Renteria: Allstate Insurance
Home Insurance Agent · San Diego, CA
(619) 429-9517
agents.allstate.com/al-renteria-san-diego-ca.html
BI
3911 Fifth Ave #200
Belltown Insurance Group Inc.
Home Insurance Agent · San Diego, CA
(619) 324-4040
bigsandiego.com
EI
3333 Midway Dr Ste 1
Einhorn Insurance Agency
Home Insurance Agent · San Diego, CA
(858) 336-4644
einhorninsurance.com
AI
3945 Idaho St
Alcott Insurance
Home Insurance Agent · San Diego, CA
(619) 293-3800
alcottinsurance.com
RD
11622 El Camino Real # 100
Rancho Del Sur Insurance Services, Inc.
Home Insurance Agent · San Diego, CA
(858) 798-5450
ranchodelsurinsurance.com
ED
5446 El Cajon Blvd Suite A
Every Day Insurance Services, Inc.
Home Insurance Agent · San Diego, CA
(619) 280-1700
safelyinsured.com
KP
16456 Bernardo Center Dr STE 102
Kevin Paulson Insurance Agency, Inc.
Home Insurance Agent · San Diego, CA
(858) 451-9096
paulsoninsurance.com
WC
401 B St UNIT 2300
Wilson and Company Insurance Services, Inc.
Home Insurance Agent · San Diego, CA
(619) 483-0200
wilsonandcompanyinsurance.com
CW
2930 Coronado Ave suite e
CRAIG WONG INSURANCE SERVICES
Home Insurance Agent · San Diego, CA
(619) 207-0715
CH
4455 Murphy Canyon Rd Ste 100
California Home Insurance Professionals | Insurance Brokerage
Home Insurance Agent · San Diego, CA
(858) 418-8100
calhomeinsurance.com

What Does a a Home Insurance Agent in San Diego Cost?

The average cost of home insurance in California is about $1,200 to $1,500 per year for a standard policy. In San Diego, rates can range from $800 to $2,500 depending on location, home value, and coverage limits. Costs are higher in wildfire-prone areas. This is general information and not insurance advice.

About home insurance agents in San Diego

Home insurance agents in San Diego help you find coverage for your property against risks like wildfires and earthquakes. California law requires insurers to offer a minimum of 30 days notice before non-renewal of a policy. Agents can explain the California FAIR Plan for high-risk properties.

Frequently Asked Questions

What does a home insurance agent in San Diego do?

A home insurance agent helps you compare policies from different companies. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy.

Do I need earthquake insurance in San Diego?

Earthquake insurance is not required by California law but is recommended. Standard home policies do not cover earthquake damage. You can buy a separate policy from the California Earthquake Authority or a private insurer.

How do California wildfire risks affect my home insurance?

Homes in high wildfire risk areas may face higher premiums or non-renewal. California law restricts insurers from non-renewing policies based solely on wildfire risk if the property meets certain safety standards. Agents can help you find options.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.