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Home Insurance Agents in San Jose, CA

Looking for a home insurance agent in San Jose? Review the directory below to compare your options.

20 agents listed
Updated May 2026
San Jose, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 home insurance agents in San Jose, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
2602 Alum Rock Ave, San Jose, CA 95116
(408) 610-7535 locations.acceptance.com
Cost-U-Less Insurance
1915 Alum Rock Ave A, San Jose, CA 95116
(408) 479-2635 locations.costulessdirect.com
Anita Shahbazian - State Farm Insurance Agent
6950 Santa Teresa Blvd STE A, San Jose, CA 95119
(408) 224-3737 insurewithanita.com
Farmers Insurance - Ironwood Insurance Agency
816 N First St #100, San Jose, CA 95112
(408) 224-7800 agents.farmers.com
Preeti Sehgal - State Farm Insurance Agent
1054 S De Anza Blvd STE 106, San Jose, CA 95129
(408) 320-1022 sehgalfs.com
Steve Sosnowski - State Farm Insurance Agent
841 Blossom Hill Rd ste 102, San Jose, CA 95123
(408) 629-4700 arizonacovered.com
Burch Boehner - State Farm Insurance Agent
321 S Monroe St, San Jose, CA 95128
(408) 287-8190 burchboehner.com
Farmers Insurance - Oliver Huang
920 Saratoga Ave Ste 210, San Jose, CA 95129
(408) 868-8860 agents.farmers.com
Khalsa Insurance Agency
3750 McKee Rd A, San Jose, CA 95127
(408) 272-2500 khalsainsurance.com
Rolando Suarez - State Farm Insurance Agent
696 E Santa Clara St #110, San Jose, CA 95112
(408) 642-1399 rolandosuarez.com
David Matzinger - State Farm Insurance Agent
1276 Lincoln Ave, San Jose, CA 95125
(408) 280-2222 goseedavid.com
Shana Nelson - State Farm Insurance Agent
960 Saratoga Ave #106, San Jose, CA 95129
(650) 988-8990 shananelson.com
Holly Labarber - State Farm Insurance Agent
960 Saratoga Ave #106, San Jose, CA 95129
(408) 246-8992 hollylabarberinsurance.com
Mark Hicks Agency - Hicks Insurance Solutions
6455 Almaden Expy Ste 104-105, San Jose, CA 95120
(408) 763-4533 markhicksagency.com
Acrisure San Jose, CA
3155 Olsen Dr Suite 400, San Jose, CA 95117
(408) 418-2720 acrisure.com
Allstate Insurance: Pinnacle One Insurance Services
1125 Saratoga Ave, San Jose, CA 95129
(408) 257-1234 agents.allstate.com
Wynn Insurance Agency
88 Tully Rd STE 100, San Jose, CA 95122
(408) 215-2087 wynninsuranceagency.com
All Solutions Insurance - Northern California
613 Blossom Hill Rd, San Jose, CA 95123
(408) 225-4300 allsolutionsinsurance.com
Farmers Insurance - Mahshid Mirzaei
1650 Zanker Rd Ste 131, San Jose, CA 95112
(408) 384-3431 agents.farmers.com
Red Wave Insurance Services
1038 Leigh Ave UNIT 201, San Jose, CA 95126
(408) 836-4560 myredwave.com

A home insurance agent in San Jose California can help you find a policy that protects your home and belongings. California law requires insurers to offer earthquake coverage as an add on to standard homeowners policies. Agents can explain local risks like wildfire and earthquake to help you choose the right level of protection.

What Does a Home Insurance Agent in San Jose Cost?

The average cost of a home insurance policy in California is around 1200 to 1500 dollars per year for a standard homeowners policy. Costs in San Jose may be higher due to wildfire and earthquake risks. Premiums depend on your homes value location and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in San Jose do?
A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain policy terms and help you file claims. They can also advise on California specific coverages like earthquake insurance.
Is earthquake insurance required in California?
Earthquake insurance is not required by law in California but insurers must offer it as a separate policy. The California Earthquake Authority provides this coverage. Many homeowners choose to add it because of the high seismic risk in the San Jose area.
How do California wildfire risks affect home insurance?
Wildfire risk is a major factor in California home insurance. Some insurers may limit coverage in high risk areas or require additional premiums. Agents can help you find policies that include wildfire protection and advise on mitigation steps like defensible space.