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Find Home Insurance Agents Near You in San Juan Capistrano, CA

Browse home insurance agents serving San Juan Capistrano, California. Updated 2026-07-14.

The top-rated home insurance agent in San Juan Capistrano, California is Acrisure Capistrano, CA (Insurance Solutions), rated 5.0 stars across 345 reviews. Other highly rated options include 3G Health Insurance Services, John Kerkes - State Farm Insurance Agent, Richard Dong - State Farm Insurance Agent. This directory lists 14 home insurance agents serving San Juan Capistrano.

Showing 14 home insurance agents in San Juan Capistrano, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acrisure Capistrano, CA (Insurance Solutions)33302 Valle Rd suite 200(800) 969-8082
23G Health Insurance Services30320 Rancho Viejo Rd Suite 4(949) 529-7123
3John Kerkes - State Farm Insurance Agent31815 Camino Capistrano #26(949) 661-0485
4Richard Dong - State Farm Insurance Agent27130 Paseo Espada Ste 503(949) 855-1310
5McDonough Insurance Services27136 Paseo Espada #103(949) 361-8471
6Taylor Oda - State Farm Insurance Agent31831 Camino Capistrano Ste 113(949) 429-5711
7Malinalli Taxes & Insurance Services31952 Del Obispo St #280(949) 489-1007
8Hackett Insurance Services - Farmers Insurance33161 Camino Capistrano k2(949) 943-3610
9King Insurance Support Systems31381 Rancho Viejo Rd #101(949) 488-2255
10Mares Insurance Services32122 Camino Capistrano Suite 210(949) 525-0570
AC
33302 Valle Rd suite 200
Acrisure Capistrano, CA (Insurance Solutions)
Home Insurance Agent · San Juan Capistrano, CA

Acrisure Capistrano, CA (Insurance Solutions) serves homeowners throughout Orange County from its location in San Juan Capistrano. As a home insurance agent, the company helps clients secure policies that protect residential properties against common risks such as fire, theft, and weather-related damage. The agency works with individuals to find appropriate coverage options tailored to each homeowner’s specific property needs. Acrisure Capistrano assists with both standard homeowners policies and additional protection through flood or earthquake insurance plans.

3H
30320 Rancho Viejo Rd Suite 4
3G Health Insurance Services
Home Insurance Agent · San Juan Capistrano, CA

3G Health Insurance Services provides comprehensive home insurance coverage options for property owners throughout San Juan Capistrano and the surrounding areas. Its service approach includes detailed policy reviews to assess current protection levels and identify potential gaps in coverage. Maintenance plans feature regular updates and adjustments as property values or personal circumstances change over time. The company also offers consultation on appropriate deductibles and liability limits. It services single-family homes, apartments, retail, and restaurants.

JK
31815 Camino Capistrano #26
John Kerkes - State Farm Insurance Agent
Home Insurance Agent · San Juan Capistrano, CA

John Kerkes of State Farm Insurance assists homeowners, business owners, and property managers in San Juan Capistrano with residential property insurance policies. Liability protection and dwelling coverage are typical elements of the policies he can help arrange for clients. He also offers seasonal guidance for protecting homes against California weather risks. His agency serves residents and businesses throughout the San Juan Capistrano area, as well as neighboring communities like San Clemente and Dana Point.

RD
27130 Paseo Espada Ste 503
Richard Dong - State Farm Insurance Agent
Home Insurance Agent · San Juan Capistrano, CA

Richard Dong - State Farm Insurance Agent serves San Juan Capistrano and the surrounding communities of Orange County. The agency handles a full range of home insurance policies, helping homeowners protect their property and personal belongings against common regional risks. For each client, it begins by reviewing the specific home and coverage needs, then compares available state-specific policy options. It then presents a clear recommendation tailored to protect the home and assets. This personalized consultation approach ensures every homeowner understands their coverage before moving forward.

MI
27136 Paseo Espada #103
McDonough Insurance Services
Home Insurance Agent · San Juan Capistrano, CA

McDonough Insurance Services in San Juan Capistrano, CA, provides home insurance coverage, highlighting a key distinction between obtaining a single policy for a specific property and setting up recurring service for ongoing protection across multiple homes or changes in needs. A local agent helps assess dwelling replacement costs, liability risks, and personal property coverage appropriate for the area. Service operates on an as-needed basis, typically arranged when clients request a policy review or have a new home to insure.

TO
31831 Camino Capistrano Ste 113
Taylor Oda - State Farm Insurance Agent
Home Insurance Agent · San Juan Capistrano, CA

Taylor Oda, a home insurance agent based in San Juan Capistrano, CA, specializes in structuring dwelling coverage and liability protection for local homeowners. The agency serves clients in nearby Orange County communities, assessing property-specific risks such as earthquake exposure to tailor appropriate personal property and loss-of-use policies. It also handles policy updates for renovations or newly acquired valuables. During the Santa Ana wind season, the agency helps homeowners review their policies for potential windstorm damage coverage gaps and supports filing claims after fire or wind events.

MT
31952 Del Obispo St #280
Malinalli Taxes & Insurance Services
Home Insurance Agent · San Juan Capistrano, CA

South Orange County homeowners often face increased fire risk during the dry summer months. Malinalli Taxes & Insurance Services, based in San Juan Capistrano, helps residents secure home insurance policies tailored to these regional hazards. The agency reviews dwelling coverage amounts and personal property protections, ensuring clients understand their liability limits. Wind and earthquake endorsements are also discussed as part of a comprehensive assessment. An initial consultation begins with reviewing the property’s exterior and updating the agent on any recent renovations or security features before an official inspection is scheduled.

HI
33161 Camino Capistrano k2
Hackett Insurance Services - Farmers Insurance
Home Insurance Agent · San Juan Capistrano, CA

Hackett Insurance Services - Farmers Insurance provides residential home insurance coverage to property owners in San Juan Capistrano and the surrounding areas of Orange County. Commercial policies are also available for local businesses seeking asset protection. The agency serves clients throughout this southern California region with standard homeowners policies and related insurance products. For those who purchase a policy, the agent typically checks in to review coverage at renewal time, ensuring the plan continues to meet current needs between visits.

KI
31381 Rancho Viejo Rd #101
King Insurance Support Systems
Home Insurance Agent · San Juan Capistrano, CA

King Insurance Support Systems works with homeowners in San Juan Capistrano to evaluate and structure property coverage policies. The agency assists clients in adding specialty endorsements for valuable personal property, such as jewelry or electronics, that standard policies may not fully cover. Its agents guide policyholders through claims procedures and annual policy reviews to adjust for renovations or lifestyle changes. Commercial insurance needs are also addressed for local offices, warehouses, and food service operations in the area.

MI
32122 Camino Capistrano Suite 210
Mares Insurance Services
Home Insurance Agent · San Juan Capistrano, CA

Mares Insurance Services in San Juan Capistrano, California, is known for guiding homeowners through custom coverage options in a region where coastal weather and brush fire risk often require careful policy evaluation. Their service range includes dwelling protection, liability coverage, and personal property policies that address local needs specific to Orange County. They also offer add-on protection for valuable items like jewelry or fine art.

FI
32341 Camino Capistrano Ste I
Farmers Insurance - Robert Heineman
Home Insurance Agent · San Juan Capistrano, CA
(949) 831-3723
agents.farmers.com/ca/san-juan-capistrano/robert-heineman
LS
31431 Rancho Viejo Rd #102
Lorinda Sloss - Sloss Insurance Services
Home Insurance Agent · San Juan Capistrano, CA
(949) 276-4500
lorindasloss.com
GP
31401 Camino Capistrano Suite #5
Gonzalez Perez Insurance Services Inc.
Home Insurance Agent · San Juan Capistrano, CA
(949) 761-5050
gpinsco.com
FI
30900 Rancho Viejo Rd #200
Farmers Insurance - John Kissel
Home Insurance Agent · San Juan Capistrano, CA
(949) 350-5856
agents.farmers.com/ca/san-juan-capistrano/john-kissel

What Does a a Home Insurance Agent in San Juan Capistrano Cost?

The average cost of home insurance in California is about $1,200 to $2,000 per year for a standard policy. In San Juan Capistrano, rates may be higher due to wildfire risk and property values. Earthquake insurance adds $700 to $3,000 annually depending on the home. These figures are estimates and your actual cost will vary based on your home, location, and coverage choices. This is general information and not insurance advice.

About home insurance agents in San Juan Capistrano

Home insurance agents in San Juan Capistrano help homeowners find policies that protect against fire, theft, and liability. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Local agents understand the risks of wildfires and landslides common in Orange County.

Frequently Asked Questions

What does a home insurance agent do in San Juan Capistrano?

A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling, personal property, and liability. They also assist with filing claims and adjusting coverage as your needs change.

Is earthquake insurance required in California?

Earthquake insurance is not required by law in California. However, insurers must offer it as a separate policy or endorsement. Many homeowners in San Juan Capistrano choose it due to seismic risks.

How can I lower my home insurance premium in California?

You can lower your premium by increasing your deductible or bundling home and auto policies. Installing fire-resistant roofing or a security system may also qualify for discounts. California law limits how insurers can use credit scores to set rates.

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Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.