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Directory of home insurance agents in San Marcos, California. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
San Marcos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 home insurance agents in San Marcos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
630 Nordahl Rd Ste P, San Marcos, CA 92069
(760) 460-4417
locations.freeway.com
Just Us Insurance Services, Inc.
197 Woodland Pkwy Ste 104320 Suite 104 - 320, San Marcos, CA 92069
(877) 777-7055
insr4u.com
Vladan Trifunovic - State Farm Insurance Agent
250 S Pacific St STE 103, San Marcos, CA 92078
(760) 471-6111
vladtheagent.com
AAA San Marcos Insurance and Member Services
137 S Las Posas Rd Ste 154, San Marcos, CA 92078
(760) 736-8425
ace.aaa.com
Access Health Insurance Services Inc
950 Boardwalk STE 205, San Marcos, CA 92078
(760) 727-9000
accesshealthins.com
Freeway Insurance
500 S Rancho Santa Fe Rd Suite 102, San Marcos, CA 92078
(760) 640-8003
locations.freeway.com
Harding Insurance Agency Inc
375 S Rancho Santa Fe Rd STE 105, San Marcos, CA 92078
(760) 603-1100
hardinginsuranceonline.com
SGL Insurance Services
250 S Pacific St STE 104, San Marcos, CA 92078
(760) 290-3288
sglinsurance.com
Schaub Insurance Agency, Inc.
950 Boardwalk STE 205, San Marcos, CA 92078
(760) 362-4646
schaubinsurance.com
Farmers Insurance - Kashif Ahmed
1605 W Mission Rd Ste A, San Marcos, CA 92069
(760) 434-1932
agents.farmers.com
Pacific Farm & Ranch Insurance Agency
310 Via Vera Cruz Ste 203, San Marcos, CA 92078
(858) 768-2498
farmandranchagency.com
John Hadley - State Farm Insurance Agent
405 S Las Posas Rd, San Marcos, CA 92078
(760) 591-0700
johnfromsf.com
San Marvelous Home Insurance Solution
132 N Twin Oaks Valley Rd, San Marcos, CA 92069
(512) 580-9093
home-insurance-sanmarcostx.com
Lanni Insurance
1224 San Elijo Rd N, San Marcos, CA 92078
(760) 815-7563
lanniinsurance.com
Ayala's Insurance Inc
206 S Rancho Santa Fe Rd, San Marcos, CA 92078
(760) 758-8009
Alliant Insurance Services, Inc.
277 Rancheros Dr STE 300, San Marcos, CA 92069
(760) 304-7120
alliant.com
Coastal One Insurance
460 W Mission Rd UNIT 132, San Marcos, CA 92069
(800) 961-9522
coastal1insurance.com
Jim Pennock Insurance Agency
1508 Wentworth Pl, San Marcos, CA 92069
(760) 815-4402
jpennock7.wixsite.com
Home insurance agents in San Marcos California help residents find policies that meet state requirements and local risks. California law requires insurers to offer earthquake coverage as an add-on to standard home policies. Agents can explain how the California FAIR Plan provides basic fire coverage if you cannot get a standard policy.
What Does a Home Insurance Agent in San Marcos Cost?
The average cost of home insurance in California is about 1,200 to 1,800 dollars per year for a standard policy. Earthquake coverage adds 800 to 3,000 dollars annually depending on your homes location and construction. Actual costs depend on your homes value age and proximity to wildfire zones. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in San Marcos do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also advise on additional protections like earthquake or flood insurance.
Do I need earthquake insurance in San Marcos California?
Earthquake insurance is not required by law but is recommended due to seismic risk. California law mandates that insurers offer earthquake coverage with every new home policy. You can accept or decline this offer in writing.
How does the California FAIR Plan work for San Marcos homes?
The California FAIR Plan is a state-mandated program for homeowners who cannot get standard insurance. It provides basic fire coverage up to 3 million dollars. An agent can help you apply and supplement it with a difference in conditions policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.