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Find Home Insurance Agents Near You in Santa Maria, CA

Looking for a home insurance agent in Santa Maria? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Santa Maria, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 home insurance agents in Santa Maria, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cost-U-Less Insurance
401 N Broadway Ste 1, Santa Maria, CA 93454
(805) 250-0605 locations.costulessdirect.com
Donna Randolph - State Farm Insurance Agent
1650 S Broadway, Santa Maria, CA 93454
(805) 925-4610 donnarandolph.com
AAA Santa Maria Insurance and Member Services
2033 S Broadway, Santa Maria, CA 93454
(805) 922-5731 ace.aaa.com
Fiesta Auto Insurance & Tax Service
1523 S Broadway Ste A&B, Santa Maria, CA 93454
(805) 991-4200 fiestainsurance.com
Glenna Ledbetter Insurance
440 E Clark Ave, Santa Maria, CA 93455
(805) 937-4516 glennaledbetterinsurance.com
Allstate Insurance: Premier Blue Insurance Solutions, Inc
1640 N Broadway, Santa Maria, CA 93454
(805) 349-9141 agents.allstate.com
Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.
125 E Stowell Rd STE 101, Santa Maria, CA 93454
(805) 922-5551 agents.allstate.com
Antonio Mendoza - State Farm Insurance Agent
1103 E Clark Ave Ste D, Santa Maria, CA 93455
(805) 354-5886 youragentantonio.com
Michelle Horenberger: Allstate Insurance
2125 S Broadway STE 105, Santa Maria, CA 93454
(805) 348-1665 agents.allstate.com
Smartway Insurance Services Inc
1975 S Broadway Suite K, Santa Maria, CA 93454
(805) 631-5255 savewithsmartway.com
Pacific Elite Insurance Services
1750 S Broadway H, Santa Maria, CA 93454
(805) 357-5597 paceliteins.com
Hometown Insurance Services
1125 E Clark Ave Suite A1- #1, Santa Maria, CA 93455
(805) 922-3351 askhometown.com
California Heritage Insurance Services
526 E Mill St, Santa Maria, CA 93454
(805) 925-0020 calheritageins.com
Eagle Service Insurance Agency
830 W Main St suite 100, Santa Maria, CA 93458
(805) 346-6105 eagleserviceins.com
LATINOS INSURANCE AGENCY
415 S Broadway, Santa Maria, CA 93458
(805) 862-4904 latinosinsurances.com
Coast Auto Insurance
121 N Broadway, Santa Maria, CA 93454
(805) 925-1990 coastautoinsurance.com
Aguilar Insurance
718 W Main St, Santa Maria, CA 93458
(805) 925-8755
Leavitt Coastal Valley
204 E Enos Dr B, Santa Maria, CA 93454
(805) 925-8607 leavitt.com
California Star Insurance Service, Inc.
2236 S Broadway k, Santa Maria, CA 93454
(805) 266-7971 calstarins.com
Reyco Insurance Services Store Front Covered California
528 E Main St, Santa Maria, CA 93454
(805) 925-8610 reycoinsuranceservices.com

Home insurance agents in Santa Maria help you find coverage for your house and belongings. California law requires insurers to offer a minimum of 12 months of coverage after a nonrenewal notice. An agent can explain local risks like wildfires and earthquakes that affect Santa Maria homeowners.

What Does a Home Insurance Agent in Santa Maria Cost?

The average cost of home insurance in California is about 1200 to 1600 dollars per year for a standard policy. In Santa Maria costs may vary based on your homes age location and construction type. Higher risk areas for wildfire or theft can increase premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Santa Maria do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes after you buy a home.
Do I need earthquake insurance in Santa Maria California?
Standard home insurance does not cover earthquake damage. California law requires insurers to offer earthquake coverage as a separate policy. Santa Maria is in a seismically active region so many homeowners add this protection.
How can I lower my home insurance premium in Santa Maria?
You can lower your premium by increasing your deductible bundling home and auto policies or installing safety features like fire alarms. Some insurers offer discounts for newer roofs or impact resistant windows. Ask your agent about available discounts.