The top-rated home insurance agent in Simi Valley, California is Farmers Insurance - Shaun Yates, rated 5.0 stars across 322 reviews. Other highly rated options include Rancho Simi Insurance Agency, Ramiro Alvarez - State Farm Insurance Agent, Mike Krupka: Auto Insurance. This directory lists 21 home insurance agents serving Simi Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Shaun Yates | 3355 Cochran St Ste 106 | (818) 900-3239 |
| 2 | Rancho Simi Insurance Agency | 1611 E Los Angeles Ave | (805) 581-2128 |
| 3 | Ramiro Alvarez - State Farm Insurance Agent | 5775 E Los Angeles Ave Ste 127 | (805) 522-5750 |
| 4 | Mike Krupka: Auto Insurance | 1965 Yosemite Ave Ste 210 | (888) 457-8752 |
| 5 | Jayson Wimmer - State Farm Insurance Agent | 2139 Tapo St #110 | (833) 657-6040 |
| 6 | AAA Simi Valley Insurance and Member Services | 2853 Cochran St | (805) 522-7330 |
| 7 | TWFG Insurance Services | 2345 Erringer Rd #205 | (805) 583-1091 ext. 0 |
| 8 | Hayes Company Insurance Brokers | 2315 Kuehner Dr Suite 104 | (805) 520-8410 |
| 9 | Farmers Insurance - Timothy Shannon | 5775 E Los Angeles Ave # 101 | (800) 999-5729 |
| 10 | Tailored Werks Insurance Agency LLC | 2655 First St #250 | (805) 558-8437 |
Farmers Insurance - Shaun Yates serves Simi Valley and the surrounding Ventura County area as a home insurance agent, helping residents protect their properties and personal belongings. The agency works with homeowners to find coverage that addresses risks common to this region, including wildfire and earthquake damage. It also offers guidance on securing additional protection for high-value items or liability concerns common in local single-family homes. Policy reviews and claims assistance are among the specific services it provides here.
Rancho Simi Insurance Agency provides a full range of home insurance options for property owners in Simi Valley, California. Its services include coverage for dwelling protection, personal liability, and additional structures. The agency assists clients with policy reviews and claims support to help maintain adequate coverage over time. It serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Ramiro Alvarez - State Farm Insurance Agent serves homeowners, businesses, and property managers in Simi Valley, California. The agency provides home insurance policies that help protect properties against common risks such as fire, theft, and liability. Comprehensive coverage options are available to meet the specific needs of each customer, ensuring tailored protection for their real estate assets. The agent can assist with customizing policies to guard property investments and personal belongings. The agency also extends its coverage services to nearby Moorpark, providing convenient access for residents in that neighboring community.
Mike Krupka: Auto Insurance in Simi Valley, CA, provides both one-time home insurance policy placement and recurring service for ongoing coverage reviews and claims support. As a home insurance agent, the company helps local homeowners select appropriate protection for dwelling and personal property against common regional risks. Service operates on a scheduled basis for annual policy updates, with additional support available on an as-needed basis for questions or claims assistance between renewal periods.
Jayson Wimmer - State Farm Insurance Agent in Simi Valley, CA, offers home insurance policies that protect dwellings and personal belongings against damage from fire, theft, and weather events. As a local agent, the office also helps clients with liability coverage and additional living expenses during property repairs. This agent assists homeowners in the area with adjusting policies after significant renovations or major purchases. When the Santa Ana winds arrive, the office can advise on coverage for potential wind or fire damage to a home.
Serving Simi Valley and the surrounding communities of Moorpark, Thousand Oaks, and Ventura, AAA Simi Valley Insurance and Member Services handles comprehensive home insurance policies for local homeowners. The agency assists clients in protecting their properties against common California risks like wildfire, earthquake, and theft. To manage a typical job, it begins by reviewing the home’s specific features and location before presenting coverage options that match individual needs and local regulations.
When the Santa Ana winds raise the risk of fire damage across Simi Valley, homeowners often review their coverage gaps. TWFG Insurance Services addresses these concerns by evaluating typical policy needs for the area’s residential properties. They walk clients through common perils such as earthquake and wind, then explain how deductibles and replacement-cost values apply. An agent first conducts a free phone consultation to note specific property features, which leads to scheduling an in-person inspection of the home’s current condition and safety systems.
Hayes Company Insurance Brokers in Simi Valley, California assists homeowners in selecting appropriate property coverage. This agency also arranges specialty add-ons such as protection for valuable personal items and liability endorsements. Home insurance policies from this firm are customized to meet individual dwelling and contents requirements. The company further serves the needs of commercial sectors, including offices, warehouses, and food service establishments.
Farmers Insurance - Timothy Shannon provides residential home insurance services to property owners in Simi Valley, California. Commercial coverage is also available for local businesses needing protection for their buildings and liability. The agency serves homeowners throughout the Simi Valley area. Policies are designed to help clients safeguard their properties against common risks. Following an initial policy setup, the agency offers ongoing support and can assist with updates or claims as circumstances change. This ensures clients receive continued service and guidance between regular policy reviews.
What Does a a Home Insurance Agent in Simi Valley Cost?
The average cost of home insurance in California is about 1,200 to 2,500 dollars per year for a standard policy. In Simi Valley rates may be higher due to wildfire risk. Earthquake coverage adds 800 to 3,000 dollars annually depending on the property. Costs vary by home value location and coverage limits. This is general information not insurance advice.
About home insurance agents in Simi Valley
A home insurance agent in Simi Valley can help you find a policy that meets your needs. California law requires insurers to offer earthquake coverage as an add-on to standard homeowners policies. Local agents understand the specific risks in Ventura County including wildfire and earthquake exposure.
Frequently Asked Questions
What does a home insurance agent in Simi Valley do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy as your needs change.
Do I need earthquake insurance in Simi Valley California?
Earthquake insurance is not required by law but is recommended in California. Standard homeowners policies exclude earthquake damage. You can purchase a separate policy or an endorsement from your agent.
How can a Simi Valley home insurance agent help with wildfire coverage?
California has a FAIR Plan for homeowners who cannot get private insurance due to wildfire risk. An agent can help you apply for the FAIR Plan and find a wrap policy for additional coverage. They can also advise on defensible space requirements that may lower your premium.
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