The top-rated home insurance agent in Thousand Oaks, California is Thousand Oaks Insurance Agency, rated 5.0 stars across 290 reviews. Other highly rated options include Inszone Insurance Services, AAA Thousand Oaks Insurance and Member Services, Harmony Insurance Agency, Inc.. This directory lists 16 home insurance agents serving Thousand Oaks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thousand Oaks Insurance Agency | 3525 Old Conejo Rd #120 | (805) 480-2616 |
| 2 | Inszone Insurance Services | 2545 W Hillcrest Dr #120 | (805) 496-1424 |
| 3 | AAA Thousand Oaks Insurance and Member Services | 100 E Wilbur Rd | (805) 497-0911 |
| 4 | Harmony Insurance Agency, Inc. | 101 Hodencamp Rd # 200 | (805) 768-5142 |
| 5 | Jessica Sawyer - State Farm Insurance Agent | 175 E Wilbur Rd STE 102 | (805) 496-4508 |
| 6 | Jason Giambi - State Farm Insurance Agent | 501 Marin St STE 103 | (805) 498-9633 |
| 7 | Cary Runnells - State Farm Insurance Agent | 100 E Thousand Oaks Blvd #144 | (805) 496-1951 |
| 8 | Slx Insurance Agency Inc | 761 E Thousand Oaks Blvd | (805) 870-4413 |
| 9 | Rick Hore - State Farm Insurance Agent | 2448 E Thousand Oaks Blvd | (805) 379-0100 |
| 10 | Kehl Insurance Services | 2219 E Thousand Oaks Blvd | (805) 230-1100 |
Thousand Oaks Insurance Agency serves Ventura County and the surrounding metro area as a home insurance agent. It helps local homeowners find and secure coverage policies for their properties and possessions. The agency explains different policy options and deductibles to ensure clients understand their plans. It can also review and adjust coverage limits after a home renovation or large purchase. Specific services it handles include securing standard homeowners policies and arranging additional protection for valuable personal items like jewelry or electronics.
Inszone Insurance Services in Thousand Oaks, California, offers residential home insurance policies tailored to protect local properties and personal belongings. The agency also provides commercial coverage for businesses throughout the Ventura County area. Agents work closely with clients to assess individual risk factors and structure appropriate protection. After securing initial coverage, the office schedules follow-up consultations between regular policy periods to review changes in coverage needs or property conditions.
AAA Thousand Oaks Insurance and Member Services provides a full range of coverage options tailored to local homeowners and renters in the Thousand Oaks area. It offers standard protection for the structure and contents of one's residence, along with liability coverage and potential additional endorsements for natural disasters or valuable personal items. Maintenance plans typically involve periodic policy reviews to adjust coverage amounts as a home's value changes. The agency primarily services single-family homes, but it also handles policies for apartment complexes, retail spaces, and local restaurants.
Homeowners, rental property owners, and small businesses in Thousand Oaks turn to Harmony Insurance Agency, Inc. for residential insurance. The agency assists clients in evaluating property coverage needs and arranging policies that guard against common regional threats such as wildfire, wind, and water damage. They work with carriers to tailor deductibles and dwelling limits. Four Corners and Newbury Park are also among the surrounding communities it serves with comparable home insurance guidance and placement services.
Jessica Sawyer - State Farm Insurance Agent in Thousand Oaks, CA, provides both one-time policy evaluations for new homeowners and ongoing coverage adjustments for existing clients. Their work focuses on tailoring residential protection against common local risks, including wildfire and earthquake damage. Service runs on a scheduled basis through annual policy reviews or as needed when a client experiences a life change or requests a coverage quote.
Jason Giambi - State Farm Insurance Agent serves Thousand Oaks and the surrounding communities of Ventura County, offering homeowners insurance policies to protect local residences. The agency handles coverage for single-family homes, condominiums, and rental properties, helping clients secure protection against common regional risks like earthquakes and wildfires. It assists with policy customization to meet individual property and budget needs. For a typical job, the agent evaluates a home's replacement cost and local hazard exposure before recommending appropriate coverage limits and deductibles.
Cary Runnells - State Farm Insurance Agent in Thousand Oaks, CA, specializes in home insurance policies that protect single-family dwellings, condominiums, and rental properties. The agency also works with clients to assess coverage needs, offering support for standard liability and dwelling protection. It helps homeowners bundle policies and review potential risks specific to the community. During the Southern California wildfire season, the agent assists in evaluating adequate coverage for potential fire damage and related displacement concerns.
With California’s wildfire season and dry conditions elevating home insurance concerns in Thousand Oaks, Slx Insurance Agency Inc provides coverage to protect local properties from common regional risks. The company helps homeowners evaluate their policy needs by considering exposure to brush fires, wind damage, and the area’s seismic activity. Each client receives a tailored assessment of their home’s construction and surrounding hazards. The process begins with a thorough property inspection to identify specific vulnerabilities and ensure appropriate protection.
Rick Hore - State Farm Insurance Agent in Thousand Oaks, CA provides home insurance policies that help protect residential structures and personal belongings from common perils such as fire, theft, and weather damage. Specialty add-ons available can include coverage for valuable personal property items like jewelry or electronics and liability protection for incidents on the property. The agency assists clients with understanding policy details and filing claims. It can serve commercial sectors such as offices, warehouses, and food service establishments.
Kehl Insurance Services provides home insurance coverage for properties in the Thousand Oaks area, addressing standard residential policies and additional endorsements for personal belongings and liability. The agency also handles commercial insurance for local businesses seeking protection for their operations. Serving clients throughout Thousand Oaks and the surrounding region, the company works to match each homeowner or business owner with a suitable policy from available carriers. After a policy is issued, the agency remains available for adjustments and follow-up service between regular renewal visits.
What Does a a Home Insurance Agent in Thousand Oaks Cost?
Home insurance costs in Thousand Oaks California average between 1,200 and 3,000 dollars per year for standard coverage. Rates depend on your home value location fire risk and claims history. Earthquake insurance adds 700 to 2,500 dollars annually. This is general information and not insurance advice.
About home insurance agents in Thousand Oaks
A home insurance agent in Thousand Oaks California can help you find a policy that meets state requirements and protects your property. California law requires insurers to offer earthquake coverage as an add-on to standard homeowners policies. Local agents understand the specific risks for Thousand Oaks including wildfire and seismic activity.
Frequently Asked Questions
What does a home insurance agent in Thousand Oaks do?
A home insurance agent helps you compare policies from different carriers and explains coverage options. They can advise on dwelling coverage personal property and liability limits. They also assist with filing claims and updating your policy after renovations.
Is earthquake insurance required in Thousand Oaks California?
Earthquake insurance is not required by law in California but insurers must offer it as an optional endorsement. Many Thousand Oaks homeowners choose this coverage due to the region seismic risk. The California Earthquake Authority provides policies through private agents.
How do I find a licensed home insurance agent in Thousand Oaks?
You can search the California Department of Insurance website to verify an agent license. Local agents in Thousand Oaks are listed in the Thousand Oaks Chamber of Commerce directory. Ask for referrals from neighbors or your real estate agent.
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