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Find Home Insurance Agents Near You in Torrance, CA
Compare home insurance agents in Torrance. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Torrance, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 home insurance agents in Torrance, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jeff Lowe - State Farm Insurance Agent
3400 Torrance Blvd #103, Torrance, CA 90503
(310) 214-0300
jeffloweinsurance.com
Freeway Insurance
1431 W Knox St #1300, Torrance, CA 90501
(310) 707-1203
locations.freeway.com
Freeway Insurance
1243 W Carson St, Torrance, CA 90502
(310) 746-5632
locations.freeway.com
Expert Auto Home Insurance - Mercury Auto Insurance
Home insurance agents in Torrance, California help homeowners protect their property against risks like wildfires and earthquakes. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Agents can explain how the California FAIR Plan provides basic coverage for high-risk areas.
What Does a Home Insurance Agent in Torrance Cost?
The average cost of home insurance in California is about $1,200 per year for a standard policy. In Torrance, rates may range from $800 to $1,800 depending on your homes age and location. Earthquake insurance adds roughly $800 to $3,000 per year. These figures are general estimates and your actual cost will vary based on coverage limits and risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Torrance do?
A home insurance agent helps you find a policy that covers your home and belongings. They explain coverage options like dwelling protection and liability. They also guide you on California specific requirements such as brush clearance discounts.
Do I need earthquake insurance in Torrance?
Earthquake insurance is not required by law but is recommended in California. The California Earthquake Authority offers policies through private agents. Standard home insurance does not cover earthquake damage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.