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Find Home Insurance Agents Near You in Torrance, CA

Browse home insurance agents serving Torrance, California. Updated 2026-07-14.

The top-rated home insurance agent in Torrance, California is Jeff Lowe - State Farm Insurance Agent, rated 5.0 stars across 936 reviews. Other highly rated options include Freeway Insurance, Expert Auto Home Insurance - Mercury Auto Insurance, Brenda Hidalgo - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Torrance.

Showing 20 home insurance agents in Torrance, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jeff Lowe - State Farm Insurance Agent3400 Torrance Blvd #103(310) 214-0300
2Freeway Insurance1431 W Knox St #1300(310) 707-1203
3Expert Auto Home Insurance - Mercury Auto Insurance1311 Crenshaw Blvd suite e(310) 533-6000
4Brenda Hidalgo - State Farm Insurance Agent1422 Cabrillo Ave(310) 782-7884
5Best California Insurance1710 Sepulveda Blvd(310) 626-6366
6Neal Bracewell - State Farm Insurance Agent22939 Hawthorne Blvd UNIT 312(310) 378-1088
7Acrisure Torrance, CA (Peninsula General Ins.)22330 Hawthorne Blvd suite i(310) 539-2533
8Michelle Killian - State Farm Insurance Agent2521 W Carson St(310) 328-3096
9Olson Duncan Insurance Service, Inc25550 Hawthorne Blvd STE 203(310) 373-6441
10Adelfia Insurance23133 Hawthorne Blvd STE 202(310) 747-4157
JL
3400 Torrance Blvd #103
Jeff Lowe - State Farm Insurance Agent
Home Insurance Agent · Torrance, CA

Jeff Lowe - State Farm Insurance Agent serves the Torrance, California area as a home insurance agent. The agency provides coverage options tailored to protect local homeowners against common regional risks. Policies can safeguard a client’s dwelling and personal belongings from perils like fire, theft, or weather damage. The firm also helps customers review deductibles and liability coverage limits to match their specific property needs. For those with a mortgage or rental property, this agency handles home insurance quotes and claim guidance.

FI
1431 W Knox St #1300
Freeway Insurance
Home Insurance Agent · Torrance, CA

Freeway Insurance provides home insurance solutions for residences in Torrance, California. The agency also offers commercial coverage options for local business properties. Serving clients throughout the Torrance area and surrounding communities, they assist with policy selection tailored to individual property needs. Their customer service includes helping homeowners adjust coverage as circumstances change, ensuring protection remains appropriate between regular policy review visits.

EA
1311 Crenshaw Blvd suite e
Expert Auto Home Insurance - Mercury Auto Insurance
Home Insurance Agent · Torrance, CA

Expert Auto Home Insurance - Mercury Auto Insurance provides a full range of home insurance agent services for property owners in the Torrance, CA area. It assists clients with selecting and securing appropriate dwelling coverage, liability protection, and policies for personal belongings. The agency also offers guidance on risk management and policy maintenance to help ensure accounts remain current over time. Its service extends to properties including single-family homes, apartments, retail locations, and restaurants.

BH
1422 Cabrillo Ave
Brenda Hidalgo - State Farm Insurance Agent
Home Insurance Agent · Torrance, CA

Brenda Hidalgo - State Farm Insurance Agent in Torrance, California, serves homeowners, renters, and small business owners seeking personalized insurance coverage. This agency assists clients with structuring home insurance policies that protect residential property and personal assets. They also guide customers in exploring available discounts to tailor coverage to individual budgets. Their services extend to neighboring communities throughout the South Bay metropolitan area, including Redondo Beach and Gardena.

BC
1710 Sepulveda Blvd
Best California Insurance
Home Insurance Agent · Torrance, CA

Best California Insurance serves the Torrance area and its surrounding South Bay communities. The agency handles homeowners insurance policies for residential properties, covering standard perils such as fire, theft, and weather-related damage commonly faced in coastal California. Its general approach to a typical job involves presenting clients with several coverage options from different carriers and then helping them customize deductibles and policy limits to fit their individual property needs and budget.

NB
22939 Hawthorne Blvd UNIT 312
Neal Bracewell - State Farm Insurance Agent
Home Insurance Agent · Torrance, CA

Neal Bracewell - State Farm Insurance Agent in Torrance, CA, offers both one-time policy consultations for new homeowners and recurring service options for ongoing coverage updates. The agency provides tailored home insurance plans to protect against common local risks like fire, theft, and storm damage. All policies include guidance on coverage limits and deductibles. Service runs on a recurring basis, with annual policy reviews and as-needed claims assistance, to ensure evolving needs are met without interruption.

AT
22330 Hawthorne Blvd suite i
Acrisure Torrance, CA (Peninsula General Ins.)
Home Insurance Agent · Torrance, CA

Acrisure Torrance, CA (Peninsula General Ins.) specializes in crafting tailored homeowners insurance policies that protect residential property and personal belongings from common risks such as fire, theft, and storm damage. The agency guides clients through coverage options, ensuring adequate liability and dwelling protection for houses, condos, and rentals in the Torrance area. As seasonal wildfires and strong Santa Ana winds frequently threaten Southern California homes, this agent helps clients review policies to confirm sufficient coverage for potential brushfire-related losses or evacuations.

MK
2521 W Carson St
Michelle Killian - State Farm Insurance Agent
Home Insurance Agent · Torrance, CA

When seasonal storms or even a minor plumbing failure threaten a home in Torrance, finding reliable coverage quickly becomes essential. Michelle Killian, as a local State Farm agent, helps homeowners review their existing policies and understand how standard protections apply to common regional weather events. She works with clients to assess their dwelling coverage, personal property limits, and liability options suited to their specific residence. To begin tailoring a policy that meets an individual property’s unique needs, an initial review of the home exterior and overall condition is typically scheduled.

OD
25550 Hawthorne Blvd STE 203
Olson Duncan Insurance Service, Inc
Home Insurance Agent · Torrance, CA

Olson Duncan Insurance Service, Inc operates as a home insurance agency in Torrance, CA, helping local homeowners evaluate their property coverage needs against regional risks. The firm assists clients in exploring optional specialty endorsements such as sewer backup protection and earthquake coverage. Its service extends to customers seeking insurance for commercial spaces within the area, including offices, warehouses, and food service operations.

AI
23133 Hawthorne Blvd STE 202
Adelfia Insurance
Home Insurance Agent · Torrance, CA

Adelfia Insurance in Torrance, California is known for providing personal home insurance policies to local homeowners. It offers standard coverage options including dwelling protection, personal property coverage, and liability insurance tailored to individual needs. Agents work with clients to assess property risks specific to the South Bay region and surrounding communities. A specialty service it can add on is flood insurance for homes in areas prone to seasonal storms or high groundwater.

FI
1243 W Carson St
Freeway Insurance
Home Insurance Agent · Torrance, CA
(310) 746-5632
locations.freeway.com/freeway-insurance-torrance-ca-90502
PI
2356 Torrance Blvd
Post Insurance Services, Inc
Home Insurance Agent · Torrance, CA
(800) 262-9998
postinsurance.com
FI
22805 Hawthorne Blvd
Freeway Insurance
Home Insurance Agent · Torrance, CA
(310) 307-7113
locations.freeway.com/torrance-hawthorne-insurance-ca-90505
GI
3655 Torrance Blvd STE 300
Ganis Insurance Services, Inc.
Home Insurance Agent · Torrance, CA
(310) 540-8486
ganisins.com
IC
3220 Sepulveda Blvd #202
Insurance Center Associates: C & S Insurance
Home Insurance Agent · Torrance, CA
(310) 517-8255
inscenter.com
LI
3937 Artesia Blvd
Lara Insurance Agency
Home Insurance Agent · Torrance, CA
(310) 370-2300
larainsuranceagency.com
SI
18402 Hawthorne Blvd Suite B
Seashore Insurance Agency, Inc.
Home Insurance Agent · Torrance, CA
(310) 542-9500
seashoreins.com
YR
22712 S Western Ave
You're Covered Insurance
Home Insurance Agent · Torrance, CA
(310) 328-6627
KR
4733 Torrance Blvd #229
Kris Rogers Insurance Services
Home Insurance Agent · Torrance, CA
(310) 316-2200
krisins.com
FI
373 Van Ness Ave #240
FIA Insurance Services Inc
Home Insurance Agent · Torrance, CA
(626) 795-7059
fia-insurance.com

What Does a a Home Insurance Agent in Torrance Cost?

The average cost of home insurance in California is about $1,200 per year for a standard policy. In Torrance, rates may range from $800 to $1,800 depending on your homes age and location. Earthquake insurance adds roughly $800 to $3,000 per year. These figures are general estimates and your actual cost will vary based on coverage limits and risk factors. This is general information and not insurance advice.

About home insurance agents in Torrance

Home insurance agents in Torrance, California help homeowners protect their property against risks like wildfires and earthquakes. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Agents can explain how the California FAIR Plan provides basic coverage for high-risk areas.

Frequently Asked Questions

What does a home insurance agent in Torrance do?

A home insurance agent helps you find a policy that covers your home and belongings. They explain coverage options like dwelling protection and liability. They also guide you on California specific requirements such as brush clearance discounts.

Do I need earthquake insurance in Torrance?

Earthquake insurance is not required by law but is recommended in California. The California Earthquake Authority offers policies through private agents. Standard home insurance does not cover earthquake damage.

How can I lower my home insurance cost in Torrance?

You can lower costs by installing fire sprinklers and security systems. California law requires insurers to offer discounts for home hardening improvements. Raising your deductible also reduces your premium.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.