The top-rated home insurance agent in Torrance, California is Jeff Lowe - State Farm Insurance Agent, rated 5.0 stars across 936 reviews. Other highly rated options include Freeway Insurance, Expert Auto Home Insurance - Mercury Auto Insurance, Brenda Hidalgo - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Torrance.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Lowe - State Farm Insurance Agent | 3400 Torrance Blvd #103 | (310) 214-0300 |
| 2 | Freeway Insurance | 1431 W Knox St #1300 | (310) 707-1203 |
| 3 | Expert Auto Home Insurance - Mercury Auto Insurance | 1311 Crenshaw Blvd suite e | (310) 533-6000 |
| 4 | Brenda Hidalgo - State Farm Insurance Agent | 1422 Cabrillo Ave | (310) 782-7884 |
| 5 | Best California Insurance | 1710 Sepulveda Blvd | (310) 626-6366 |
| 6 | Neal Bracewell - State Farm Insurance Agent | 22939 Hawthorne Blvd UNIT 312 | (310) 378-1088 |
| 7 | Acrisure Torrance, CA (Peninsula General Ins.) | 22330 Hawthorne Blvd suite i | (310) 539-2533 |
| 8 | Michelle Killian - State Farm Insurance Agent | 2521 W Carson St | (310) 328-3096 |
| 9 | Olson Duncan Insurance Service, Inc | 25550 Hawthorne Blvd STE 203 | (310) 373-6441 |
| 10 | Adelfia Insurance | 23133 Hawthorne Blvd STE 202 | (310) 747-4157 |
Jeff Lowe - State Farm Insurance Agent serves the Torrance, California area as a home insurance agent. The agency provides coverage options tailored to protect local homeowners against common regional risks. Policies can safeguard a client’s dwelling and personal belongings from perils like fire, theft, or weather damage. The firm also helps customers review deductibles and liability coverage limits to match their specific property needs. For those with a mortgage or rental property, this agency handles home insurance quotes and claim guidance.
Freeway Insurance provides home insurance solutions for residences in Torrance, California. The agency also offers commercial coverage options for local business properties. Serving clients throughout the Torrance area and surrounding communities, they assist with policy selection tailored to individual property needs. Their customer service includes helping homeowners adjust coverage as circumstances change, ensuring protection remains appropriate between regular policy review visits.
Expert Auto Home Insurance - Mercury Auto Insurance provides a full range of home insurance agent services for property owners in the Torrance, CA area. It assists clients with selecting and securing appropriate dwelling coverage, liability protection, and policies for personal belongings. The agency also offers guidance on risk management and policy maintenance to help ensure accounts remain current over time. Its service extends to properties including single-family homes, apartments, retail locations, and restaurants.
Brenda Hidalgo - State Farm Insurance Agent in Torrance, California, serves homeowners, renters, and small business owners seeking personalized insurance coverage. This agency assists clients with structuring home insurance policies that protect residential property and personal assets. They also guide customers in exploring available discounts to tailor coverage to individual budgets. Their services extend to neighboring communities throughout the South Bay metropolitan area, including Redondo Beach and Gardena.
Best California Insurance serves the Torrance area and its surrounding South Bay communities. The agency handles homeowners insurance policies for residential properties, covering standard perils such as fire, theft, and weather-related damage commonly faced in coastal California. Its general approach to a typical job involves presenting clients with several coverage options from different carriers and then helping them customize deductibles and policy limits to fit their individual property needs and budget.
Neal Bracewell - State Farm Insurance Agent in Torrance, CA, offers both one-time policy consultations for new homeowners and recurring service options for ongoing coverage updates. The agency provides tailored home insurance plans to protect against common local risks like fire, theft, and storm damage. All policies include guidance on coverage limits and deductibles. Service runs on a recurring basis, with annual policy reviews and as-needed claims assistance, to ensure evolving needs are met without interruption.
Acrisure Torrance, CA (Peninsula General Ins.) specializes in crafting tailored homeowners insurance policies that protect residential property and personal belongings from common risks such as fire, theft, and storm damage. The agency guides clients through coverage options, ensuring adequate liability and dwelling protection for houses, condos, and rentals in the Torrance area. As seasonal wildfires and strong Santa Ana winds frequently threaten Southern California homes, this agent helps clients review policies to confirm sufficient coverage for potential brushfire-related losses or evacuations.
When seasonal storms or even a minor plumbing failure threaten a home in Torrance, finding reliable coverage quickly becomes essential. Michelle Killian, as a local State Farm agent, helps homeowners review their existing policies and understand how standard protections apply to common regional weather events. She works with clients to assess their dwelling coverage, personal property limits, and liability options suited to their specific residence. To begin tailoring a policy that meets an individual property’s unique needs, an initial review of the home exterior and overall condition is typically scheduled.
Olson Duncan Insurance Service, Inc operates as a home insurance agency in Torrance, CA, helping local homeowners evaluate their property coverage needs against regional risks. The firm assists clients in exploring optional specialty endorsements such as sewer backup protection and earthquake coverage. Its service extends to customers seeking insurance for commercial spaces within the area, including offices, warehouses, and food service operations.
Adelfia Insurance in Torrance, California is known for providing personal home insurance policies to local homeowners. It offers standard coverage options including dwelling protection, personal property coverage, and liability insurance tailored to individual needs. Agents work with clients to assess property risks specific to the South Bay region and surrounding communities. A specialty service it can add on is flood insurance for homes in areas prone to seasonal storms or high groundwater.
What Does a a Home Insurance Agent in Torrance Cost?
The average cost of home insurance in California is about $1,200 per year for a standard policy. In Torrance, rates may range from $800 to $1,800 depending on your homes age and location. Earthquake insurance adds roughly $800 to $3,000 per year. These figures are general estimates and your actual cost will vary based on coverage limits and risk factors. This is general information and not insurance advice.
About home insurance agents in Torrance
Home insurance agents in Torrance, California help homeowners protect their property against risks like wildfires and earthquakes. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Agents can explain how the California FAIR Plan provides basic coverage for high-risk areas.
Frequently Asked Questions
What does a home insurance agent in Torrance do?
A home insurance agent helps you find a policy that covers your home and belongings. They explain coverage options like dwelling protection and liability. They also guide you on California specific requirements such as brush clearance discounts.
Do I need earthquake insurance in Torrance?
Earthquake insurance is not required by law but is recommended in California. The California Earthquake Authority offers policies through private agents. Standard home insurance does not cover earthquake damage.
How can I lower my home insurance cost in Torrance?
You can lower costs by installing fire sprinklers and security systems. California law requires insurers to offer discounts for home hardening improvements. Raising your deductible also reduces your premium.
Home Insurance Agents in Other California Cities
Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Artesia · Auburn · Azusa · Bakersfield · Baldwin Park