The top-rated home insurance agent in Truckee, California is Roxanne Duffield - State Farm Insurance Agent, rated 4.9 stars across 280 reviews. Other highly rated options include Nic Beddoe - State Farm Insurance Agent, Peter Fuszard - State Farm Insurance Agent, Health Benefits Associates - Health Insurance Truckee Tahoe. This directory lists 13 home insurance agents serving Truckee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roxanne Duffield - State Farm Insurance Agent | 10775 Pioneer Trail Ste 211C | (530) 550-9000 |
| 2 | Nic Beddoe - State Farm Insurance Agent | 10775 Pioneer Trail Ste 211C | (530) 550-1400 |
| 3 | Peter Fuszard - State Farm Insurance Agent | 11045 Donner Pass Rd #1a | (530) 587-3883 |
| 4 | Health Benefits Associates - Health Insurance Truckee Tahoe | 10098 Jibboom St | (530) 563-7780 |
| 5 | InterWest Insurance Services, LLC | 40169 Truckee Airport Rd #203 | (800) 579-6369 |
| 6 | Farmers Insurance - Joseph Alfonso | 10015 Palisades Dr # 1 | (530) 587-5623 |
| 7 | Marc Blatt: Primerica - Financial Services | 12277 Soaring Way 300 I | (866) 505-5469 |
| 8 | Rollo Professional Insurance | 11045 Donner Pass Rd | (530) 587-4620 |
| 9 | Peter Trummer Insurance | 18075 W River St | (530) 557-3415 |
| 10 | Heffernan Insurance Brokers | 40200 Truckee Airport Rd Suite #3 | (530) 550-0123 |
Roxanne Duffield - State Farm Insurance Agent serves the Truckee, California area as a home insurance agent. The office helps homeowners and renters in the region protect their properties with standard coverage options. Clients can work with the agent to select policies that address local concerns, such as mountain weather and snow loads. Services include providing quotes for dwelling protection and discussing options for personal property coverage.
Nic Beddoe - State Farm Insurance Agent provides a full range of homeowners insurance coverage options for the Truckee area, including policies for dwelling protection, personal liability, and additional structures on the property. The agency also offers tailored service plans designed to help clients review their coverage limits annually and update policies after renovations or major life changes. It regularly services single-family homes, vacation cabins, apartment complexes, retail storefronts, and local restaurants throughout the Truckee community.
Serving homeowners and property managers in the Truckee area, Peter Fuszard - State Farm Insurance Agent provides customized home insurance policies designed to protect local residences against common mountain region risks. The agency guides clients through coverage options for dwelling, personal property, and liability protection. The firm assists with adjusting policy limits to account for seasonal occupancy patterns in the Lake Tahoe basin. The agent’s expertise also extends to offering coverage evaluations for second homes and rental properties in the neighboring community of Tahoe City.
Health Benefits Associates - Health Insurance Truckee Tahoe serves the Truckee area and surrounding communities in the Sierra Nevada region. It handles home insurance policies, assisting clients with coverage needs for local properties. The company works with various insurers to compare options and tailor plans to individual risk factors. For a typical job, it reviews the client’s home details and existing coverage, then presents suitable quotes for the client to consider and decide upon.
When you need protection for your home, you can choose between a one-time policy quote or an ongoing relationship for future policy reviews and adjustments. InterWest Insurance Services, LLC in Truckee, CA helps homeowners assess coverage for standard perils like fire, wind, and theft, as well as local risks common to the Sierra Nevada region. Services such as policy updates and claims assistance are available on an as-needed basis, with no automatic recurring schedule required.
Farmers Insurance - Joseph Alfonso offers tailored home insurance policies covering property damage, liability protection, and personal belongings. It also provides comprehensive risk management services for homeowners in Truckee, California, helping them select appropriate coverage limits and deductibles. The agency assists with standard claims filing as well as policy adjustments for seasonal properties. As Truckee experiences heavy winter snowfall and spring runoff, the agency specifically helps clients address potential roof damage and water intrusion from melting snow.
Marc Blatt: Primerica - Financial Services offers home insurance coverage for residents in Truckee, California. The agency can assist with standard homeowner policies and supplemental protections, including flood and fire damage endorsements tailored to the Sierra Nevada region. It also provides liability coverage for client properties. Commercial sectors the firm can serve include local offices, warehouses, and food service establishments.
As snowmelt swells rivers and spring storms threaten the Sierra Nevada, Rollo Professional Insurance in Truckee, CA, provides home insurance agents who help local homeowners assess weather-related perils against their property. Their agents review coverage for roof damage, foundation seepage, and sudden wildfire risks common to mountain living. They work to match policies with the specific needs of each residence. An initial inspection of the home’s exterior and interior structures is always the first step they take before discussing policy options.
Peter Trummer Insurance provides home insurance coverage to residents in Truckee, California, helping them protect their personal property and liability. The agency also structures commercial policies for local business owners who need property and general liability protection. Serving the greater Truckee area, the agency works closely with each client to match coverage limits with current home values and local rebuild costs. After an initial policy is set, the agency follows up as needed and supports repeat service for annual reviews or coverage adjustments between regular visits.
Heffernan Insurance Brokers is known for its focus on helping Truckee homeowners find policies that match their property risks and coverage needs. Its service range includes evaluating dwelling protection and personal liability coverage for local residences. The agency assists clients in comparing options from multiple carriers to secure appropriate limits and deductibles. For an added specialty, it can also arrange coverage for vacation homes or seasonal properties common in the Truckee region.
What Does a a Home Insurance Agent in Truckee Cost?
Home insurance costs in Truckee vary widely based on home value, age, construction type, and wildfire risk. Average annual premiums in California range from 1,200 to 3,000 dollars for standard homes, but mountain properties can cost 4,000 to 8,000 dollars or more. Factors like proximity to fire hydrants and defensible space can lower your rate. This is general information, not insurance advice.
About home insurance agents in Truckee
Home insurance agents in Truckee, California help residents protect their properties from wildfire, snow damage, and other local risks. California law requires insurers to offer a one-year moratorium on non-renewals after a declared wildfire emergency. Agents in Truckee can explain how this rule applies to your home and help you compare policies from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Truckee do?
A home insurance agent in Truckee helps you find a policy that covers your home, personal property, and liability. They can explain coverage for wildfire, roof snow load, and other Truckee-specific risks. Agents also assist with claims and policy changes.
Do I need special coverage for a mountain home in Truckee?
Yes, mountain homes in Truckee often need extra coverage for wildfire, snow damage, and frozen pipes. Many standard policies exclude certain perils like earthquake or mudslide. An agent can help you add endorsements for these risks.
How do California wildfire laws affect my home insurance in Truckee?
California law prohibits insurers from non-renewing a policy for one year after a declared wildfire emergency in your area. This rule applies to properties in or near a wildfire perimeter. An agent can explain how this moratorium works for your Truckee home.
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