The top-rated home insurance agent in Yuba City, California is Oakview Insurance Services, Inc., rated 4.9 stars across 803 reviews. Other highly rated options include Acceptance Insurance, Cost-U-Less Insurance, Angel Reynoso - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Yuba City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oakview Insurance Services, Inc. | 1670 Sierra Ave #303 | (530) 674-5054 |
| 2 | Acceptance Insurance | 708 Colusa Ave #2 | (530) 681-4052 |
| 3 | Cost-U-Less Insurance | 665 N Lawrence Ave | (530) 214-0256 |
| 4 | Angel Reynoso - State Farm Insurance Agent | 1137 Franklin Ave | (530) 671-8400 |
| 5 | Sukh Purewal - State Farm Insurance Agent | 960 Tharp Rd C | (530) 777-2100 |
| 6 | Farmers Insurance - Jillian Justice | 718 Bridge St Unit B | (530) 755-0180 |
| 7 | AAA Yuba City Branch | 1290 Stabler Ln STE 800 | (530) 634-7800 |
| 8 | Ryan Henshaw - State Farm Insurance Agent | 799 Plumas St | (530) 673-2095 |
| 9 | HJM Insurance Services, Inc. | 110 Civic Center Blvd suite 204-C | (888) 871-3315 |
| 10 | All Drivers Insurance Agency | 1222 Colusa Ave suite b | (530) 673-6500 |
Oakview Insurance Services, Inc. serves the Yuba City, California area and surrounding Sutter County region, offering home insurance agent services to local homeowners. Their work includes helping residents find appropriate coverage for their houses and personal property against common risks. The company assists clients in reviewing policy options that can protect dwelling structures and liability. They also handle specific services such as arranging coverage for detached structures and addressing personal property replacement cost options for policyholders in this region.
Acceptance Insurance in Yuba City, California provides residential home insurance services for local homeowners. The agency also offers commercial property coverage for businesses operating in the surrounding area. Policies are tailored to protect against common regional risks, including wildfire and flooding. The agency encourages clients to follow up with a review of their coverage every year to ensure proper protection. Returning customers can schedule a policy check between regular visits to adjust coverage as their property needs change.
Cost-U-Less Insurance is known for providing professional guidance to homeowners in Yuba City, California, helping them navigate coverage options that protect their property and personal assets. Its agents explain essential policy components such as dwelling coverage, liability protection, and personal property insurance, ensuring clients understand what each plan includes and excludes. The company offers policies designed for a range of residential needs, from single-family homes to condominiums. Additionally, Cost-U-Less Insurance can arrange separate flood insurance policies for properties in flood-prone areas of the region.
Angel Reynoso - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Yuba City area, offering home insurance policies that protect against common local risks such as fire, water damage, and liability claims. The agency works with clients to tailor coverage options to individual property needs, ensuring adequate protection for both dwellings and personal belongings. After-hours consultation appointments can be arranged for added convenience regarding policy updates or new quotes. Its services also extend to nearby communities throughout Sutter County.
Serving Yuba City and the surrounding communities in Sutter County, Sukh Purewal - State Farm Insurance Agent handles home insurance policies tailored to individual property needs. It works with homeowners to select appropriate dwelling coverage, personal property protection, and liability options for local residences. Clients can discuss policy adjustments or inquire about bundling options for potential savings. The company approaches each job by conducting a thorough assessment of the property's specific risks and coverage requirements before recommending a suitable plan.
Farmers Insurance - Jillian Justice in Yuba City, CA offers homeowners both one-time policy reviews and recurring annual updates, ensuring coverage adapts to local risks like fire or flood damage. Clients can choose between a single consultation for a new policy or ongoing service for claims assistance and policy adjustments. Coverage includes protection for dwelling, personal property, and liability tailored to regional needs. Service runs on a one-time, scheduled, or as-needed basis depending on client preference.
AAA Yuba City Branch offers a full range of home insurance services, including policy reviews, new coverage applications, and claims assistance. The agency helps clients select appropriate protection levels tailored to individual needs, providing year-round support for policy adjustments and questions. Maintenance plans are not offered, but agents guide homeowners on preventive measures that keep policies active and rate stable. The company services single-family homes, apartments, retail spaces, and restaurants throughout Yuba City, CA.
Ryan Henshaw - State Farm Insurance Agent in Yuba City, CA offers home insurance policies to protect the structure and personal belongings of local residences. The agency also provides general coverage consultations, helping clients understand liability protection and dwelling limits. As seasonal weather patterns shift, it assists homeowners in reviewing their policies to ensure adequate coverage against potential flood damage or wildfire risks common in the region.
All Drivers Insurance Agency serves Yuba City and surrounding Sutter County, offering personalized home insurance guidance. The agency helps local homeowners assess property coverage needs, including dwelling protection and liability options. Policies are tailored to address common regional risks, with agents providing clear explanations of policy terms and claims processes. Clients receive assistance in comparing coverage limits and deductibles to fit their budgets. All Drivers Insurance Agency specializes in reviewing homeowner policies for adequate replacement cost coverage and advising on additional living expense provisions.
What Does a a Home Insurance Agent in Yuba City Cost?
Home insurance costs in Yuba City California vary by home value age and location. Typical annual premiums range from 800 to 2500 dollars for a standard policy. Factors include fire risk flood zone and proximity to fire stations. Earthquake insurance adds 500 to 1500 dollars per year. This is general information and not insurance advice.
About home insurance agents in Yuba City
Home insurance agents in Yuba City California help homeowners find coverage that meets state requirements and protects against local risks. California law does not require home insurance but mortgage lenders usually do. Agents can explain how California FAIR Plan coverage works for high risk properties and how to add flood or earthquake endorsements.
Frequently Asked Questions
What does a home insurance agent in Yuba City do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also help you file claims and adjust coverage as your home value changes.
Do I need earthquake insurance in Yuba City California?
Earthquake insurance is not required by law but is recommended because California has seismic activity. Standard home policies do not cover earthquake damage. You can buy a separate policy through the California Earthquake Authority or a private insurer.
How does the California FAIR Plan work for Yuba City homes?
The California FAIR Plan is a state mandated program for homeowners who cannot get standard insurance. It provides basic fire and smoke coverage. You can then buy a difference in conditions policy for other perils like theft or liability.
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