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HomeHome Insurance AgentsColorado › Durango

Find Home Insurance Agents Near You in Durango, CO

Browse home insurance agents serving Durango, Colorado. Updated 2026-07-14.

The top-rated home insurance agent in Durango, Colorado is Wendy Most - State Farm Insurance Agent, rated 4.9 stars across 384 reviews. Other highly rated options include Jay Hwang - State Farm Insurance Agent, Wade Agency, LLC American Family Insurance, Wilson Group Insurance®️. This directory lists 20 home insurance agents serving Durango.

Showing 20 home insurance agents in Durango, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Wendy Most - State Farm Insurance Agent1854 Main Ave(970) 259-2550
2Jay Hwang - State Farm Insurance Agent207 E 11th St(970) 247-3105
3Wade Agency, LLC American Family Insurance835 E 2nd Ave #425(970) 259-0091
4Wilson Group Insurance®️1099 Main Ave Ste 310a(970) 682-6700
5Eytchison Insurance Agency450 S Camino Del Rio #102(970) 247-0006
6Denise Elliott - State Farm Insurance Agent25825 US-160(970) 247-4060
7Woolverton Insurance725 E College Dr Unit C-2 UPSTAIRS(970) 259-9332
8Chris Latshaw - State Farm Insurance Agent400 S Camino Del Rio Ste C(970) 259-4500
9Farmers Insurance - Allen Michalak2223 Main Ave #101(970) 247-4302
10Schield Insurance, Inc.450 S Camino Del Rio STE 209(970) 247-7751
WM
1854 Main Ave
Wendy Most - State Farm Insurance Agent
Home Insurance Agent · Durango, CO

Wendy Most - State Farm Insurance Agent serves the Durango, Colorado area by providing home insurance coverage and related financial protection services. The agency helps local homeowners secure policies that guard against property damage and personal liability risks. Clients can consult with the agent to understand coverage options tailored to their homes and budget. Wendy Most - State Farm Insurance Agent handles dwelling coverage and personal property protection for residences in this region.

JH
207 E 11th St
Jay Hwang - State Farm Insurance Agent
Home Insurance Agent · Durango, CO

Jay Hwang - State Farm Insurance Agent provides a range of home insurance coverage services to help protect properties in the Durango area. The agency offers standard policies and discusses optional endorsements to tailor plans to individual needs, including assistance with claims filing and policy reviews. Regular service check-ins help maintain appropriate coverage as conditions change. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the local region.

WA
835 E 2nd Ave #425
Wade Agency, LLC American Family Insurance
Home Insurance Agent · Durango, CO

Wade Agency, LLC American Family Insurance serves Durango, Colorado and the surrounding communities of La Plata County. This agency handles standard home insurance policies for local homeowners, providing coverage that protects structures and personal belongings against common perils like wind, hail, fire, and theft. For a typical job, it reviews a client’s property details and liability concerns to tailor a policy that fits their specific needs and budget while ensuring they understand their coverage limits.

WG
1099 Main Ave Ste 310a
Wilson Group Insurance®️
Home Insurance Agent · Durango, CO

Wilson Group Insurance® in Durango, CO specializes in home insurance agent services, distinguishing between one-time policy purchases and recurring coverage options that adapt to changing property needs. Their consultations help homeowners select appropriate protection for various local dwelling types, considering regional weather risks and property values common in the area. Coverage discussions typically address standard perils like fire, wind, and liability, with policy recommendations based on individual homeowner requirements. Their service operates on a scheduled or as-needed basis, with periodic policy reviews available upon client request.

EI
450 S Camino Del Rio #102
Eytchison Insurance Agency
Home Insurance Agent · Durango, CO

Eytchison Insurance Agency in Durango, Colorado provides specialized home insurance policies tailored to unique property needs, including coverage for high-value homes and seasonal residences. It also assists clients with standard homeowner policies, ensuring protection for dwellings and personal belongings. The agency helps local homeowners navigate coverage options that address the region's distinct risks, such as wildfire damage and heavy snowfall. During the winter months, it specifically advises on policy adjustments to safeguard against ice dam formation and frozen pipe issues common in mountain climates.

DE
25825 US-160
Denise Elliott - State Farm Insurance Agent
Home Insurance Agent · Durango, CO

Denise Elliott - State Farm Insurance Agent in Durango, Colorado, serves homeowners, renters, and property managers with a range of coverage options designed to protect local residences. The agency assists clients in selecting appropriate policies for standard dwellings, personal belongings, and liability protection. Customers receive guidance tailored to regional weather risks and property values common in the area. The office also provides coverage solutions for nearby communities like Bayfield, ensuring residents across the region have access to dependable insurance support for their homes.

WI
725 E College Dr Unit C-2 UPSTAIRS
Woolverton Insurance
Home Insurance Agent · Durango, CO

Woolverton Insurance provides comprehensive home insurance services to property owners throughout the Durango area. The agency offers essential dwelling coverage and can add specialized protections for valuable personal property, such as jewelry, electronics, and fine art. Policies typically include liability protection for accidents on the insured premises. This agent also works with clients who own commercial properties, helping to secure coverage for local offices, warehouses, and food service businesses.

CL
400 S Camino Del Rio Ste C
Chris Latshaw - State Farm Insurance Agent
Home Insurance Agent · Durango, CO

Durango homeowners often contend with wildfire risks and heavy winter snow loads that can stress roofs and structures. Chris Latshaw - State Farm Insurance Agent responds by offering tailored home insurance policies that address these local exposures, helping residents protect their most significant investment. The agency works to explain coverage options clearly, allowing clients to understand deductibles and dwelling limits before committing to a plan. Every new client relationship begins with a detailed consultation and a review of the property, ensuring accurate risk assessment and appropriate coverage.

FI
2223 Main Ave #101
Farmers Insurance - Allen Michalak
Home Insurance Agent · Durango, CO

Farmers Insurance - Allen Michalak in Durango, Colorado offers residential home insurance services tailored to protect local property owners. Commercial coverage options are also available for businesses in the region, serving clients throughout Durango and the surrounding areas. As a local agent, the office helps residents understand their policies and find appropriate coverage for their needs. The agency encourages clients to call for follow-up adjustments or to review coverage between regular visits.

SI
450 S Camino Del Rio STE 209
Schield Insurance, Inc.
Home Insurance Agent · Durango, CO
KM
72 Suttle St unit m
Kysar Millennium Leavitt
Home Insurance Agent · Durango, CO
(970) 259-7966
leavitt.com/kml
FI
1315 Main Ave Ste 105
Farmers Insurance - Ben Frihauf
Home Insurance Agent · Durango, CO
(970) 247-1292
agents.farmers.com/co/durango/ben-frihauf
FI
555 S Camino Del Rio STE A3
Farmers Insurance
Home Insurance Agent · Durango, CO
(970) 403-8018
agents.farmers.com/co/durango
3I
3416 Main Ave #103
360 Insurance Company - Kimberly Winsor Agency
Home Insurance Agent · Durango, CO
(970) 828-5457
GI
1099 Main Ave Ste 316
Goosehead Insurance - Zachary Kirschstein
Home Insurance Agent · Durango, CO
(970) 449-0064
goosehead.com/agents/co/durango/zachary-kirschstein
IA
5 E 18th St
Insurance Agency Durango
Home Insurance Agent · Durango, CO
(719) 203-1118
IA
359 Co Rd 250
Insurance Advisors of Durango
Home Insurance Agent · Durango, CO
(970) 247-9533
advisorsdgo.com
DC
700 Main Ave f
Durango CoWest Insurance
Home Insurance Agent · Durango, CO
(970) 375-0226
durangocowest.com
MM
3750 Main Ave Ste 4
Marcus Muldez: Allstate Insurance
Home Insurance Agent · Durango, CO
(970) 510-7121
agents.allstate.com/marcus-muldez-durango-co.html
MW
135 Burnett Dr Unit 2
Mountain West Insurance & Financial Services, LLC (Durango)
Home Insurance Agent · Durango, CO
(970) 247-1555
mtnwst.com/office/durango-co

What Does a a Home Insurance Agent in Durango Cost?

The average cost of home insurance in Colorado is around 1800 to 2500 dollars per year for a standard single family home. In Durango rates may be higher due to wildfire risk and property values. Costs vary based on home age construction materials and coverage limits. This is general information and not insurance advice.

About home insurance agents in Durango

A home insurance agent in Durango Colorado helps you find coverage for your home against fire hail and winter storms. Colorado law requires insurers to offer specific coverage for water damage from sewer backups. Your agent can explain the standard HO-3 policy and how it applies to homes in La Plata County.

Frequently Asked Questions

What does a home insurance agent in Durango do?

A home insurance agent in Durango helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy after renovations.

Do I need special coverage for a mountain home near Durango?

Yes homes in mountain areas near Durango may need additional coverage for wildfire brush fire and winter storm damage. Some insurers require a separate wind and hail deductible. Your agent can help you find a policy that covers these risks.

How does Colorado law affect home insurance in Durango?

Colorado law requires insurers to offer coverage for water damage from sewer backups and sump pump failures. Insurers must also provide a 30 day notice before nonrenewal. Your agent can explain these legal requirements and how they apply to your policy.

Home Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.