The top-rated home insurance agent in Grand Junction, Colorado is Farmers Insurance - Jesse Dryer, rated 4.9 stars across 1,149 reviews. Other highly rated options include Sean Brumelle - State Farm Insurance Agent, Eric Lusby - State Farm Insurance Agent, State Farm-Seth Rockey. This directory lists 24 home insurance agents serving Grand Junction.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Jesse Dryer | 2777 Crossroads Blvd #2 | (970) 444-1111 |
| 2 | Sean Brumelle - State Farm Insurance Agent | 2910 I-70BL | (970) 523-9700 |
| 3 | Eric Lusby - State Farm Insurance Agent | 2584 Patterson Rd STE A | (970) 242-0156 |
| 4 | State Farm-Seth Rockey | 1226 N 7th St Ste 100 | (970) 242-3202 |
| 5 | Ken Richards - State Farm Insurance Agent | 2107 N 12th St | (970) 243-1000 |
| 6 | Insurance Advisors Agency, Inc | 1055 Main St | (970) 255-8240 |
| 7 | Sean Steimel - State Farm Insurance Agent | 2486 Patterson Rd Suite 13 | (970) 241-2841 |
| 8 | Sterling Peaks Insurance Llc | 529 25 1/2 Rd suite b111 | (970) 314-9188 |
| 9 | D & D Insurance Inc | 155 W Rood Ave | (970) 242-1415 |
| 10 | Bird Family Insurance Agency | 125 Grand Ave | (970) 549-2500 |
Farmers Insurance - Jesse Dryer serves the Grand Junction, Colorado area as a home insurance agent. The agency provides homeowners with policies designed to protect residential property, personal belongings, and liability exposure. Coverage options help safeguard against risks such as fire, theft, and weather-related damage common to western Colorado. The office works to advise clients on the appropriate protection for their individual homes and circumstances. Among the specific services it handles in this region are policies for owner-occupied homes and optional endorsements for high-value personal property.
Sean Brumelle - State Farm Insurance Agent in Grand Junction, CO provides a full range of home insurance policies, covering damage protection for your dwelling from fire, theft, or severe weather. The agency also offers customizable personal liability coverage and optional endorsements for valuable items like jewelry or electronics. Service plans include regular policy reviews to ensure coverage keeps pace with changing home values or renovations. This home insurance agent services single-family homes, vacation properties, apartments, and local retail and restaurant properties.
Eric Lusby - State Farm Insurance Agent serves homeowners, property managers, and small businesses in the Grand Junction area with customized home insurance policies and risk management guidance. Clients receive coverage options designed to protect their property against common regional hazards, including hail and wildfire. The agency also assists with policy reviews and claims support to help ensure adequate protection. Additionally, Eric Lusby - State Farm Insurance Agent provides services to residents and property owners in the nearby community of Fruita.
Serving Grand Junction and the surrounding communities of western Colorado, State Farm-Seth Rockey handles home insurance needs for local residents. The agency works with homeowners to find suitable coverage that protects their property and belongings. For a typical job, the general approach involves discussing individual requirements and then comparing available policy options to recommend a plan that fits the specific situation.
Ken Richards - State Farm Insurance Agent in Grand Junction, Colorado, offers both a one-time policy purchase for single property coverage and ongoing annual renewals that can adjust a home insurance plan as needs change. Coverage typically protects a dwelling from perils like fire or wind, along with personal belongings and liability for accidents on the property. Service runs on a scheduled basis, with policy reviews and updates occurring at each renewal period, though immediate assistance is available as needed for claims or endorsements.
Insurance Advisors Agency, Inc. in Grand Junction, CO offers specialized home insurance policies tailored to protect homeowners against property damage and liability. It also handles general insurance needs such as adjusting coverage limits and deductibles to match local housing values. The agency provides guidance on adding extra protection for common risks like wind or hail storms that frequently impact the region. During the spring melt and runoff season, it helps clients review flood exclusions and update their policies to ensure adequate coverage against water damage.
Sean Steimel - State Farm Insurance Agent in Grand Junction, CO assists residents with protecting their homes through standard property coverage. The agency can help clients add specialty endorsements for valuable personal items, water backup protection, or identity restoration services. Different deductible options are available to align with individual financial situations and risk tolerance. Commercial sectors served include professional offices, warehouses, and food service operations.
Sterling Peaks Insurance Llc provides residential home insurance services to property owners in the Grand Junction area. Commercial coverage is also available for local business properties. The agency serves clients throughout the Grand Junction region and surrounding communities. Policies are tailored to protect homes, personal belongings, and liability exposure. Customers can expect continued support when policy needs change or after filing claims. Follow-up service is offered between regular policy reviews to address any coverage questions or adjustments.
When wildfire season or a sudden hailstorm threatens homes across the Grand Junction area, securing reliable coverage becomes urgent. D & D Insurance Inc provides home insurance agent services to property owners navigating these specific regional risks. The company helps residents review policy options that address typical Colorado perils, including wind damage and seasonal fire hazards. By guiding clients through the process of documenting existing home conditions, the agency initiates each new account with a thorough property inspection to ensure accurate coverage and risk assessment.
Bird Family Insurance Agency in Grand Junction, CO is known for helping local homeowners secure personal property coverage. The agency provides policies that protect dwellings, personal belongings, and liability from common regional risks, including hail and wildfire threats. Each policy is tailored to match a home’s specific rebuild cost and contents value. As a local specialist, the firm regularly advises on coverage gaps that standard policies may overlook. For added protection, the agency can endorse a scheduled personal property rider covering high-value items like jewelry or fine art.
What Does a a Home Insurance Agent in Grand Junction Cost?
Home insurance costs in Grand Junction Colorado vary widely. A typical policy for a single family home might range from 1200 to 3000 dollars per year. Factors include the homes replacement cost your deductible amount and the presence of wildfire risk. Policies with higher deductibles usually have lower premiums. This is general information and not insurance advice.
About home insurance agents in Grand Junction
A home insurance agent in Grand Junction Colorado helps you find coverage for your house and belongings. Colorado law requires insurers to offer coverage for wind and hail damage. Local agents understand the risks of wildfires and flash floods in the Grand Valley area.
Frequently Asked Questions
What does a home insurance agent in Grand Junction do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal property coverage. They also assist with claims and policy changes.
Is home insurance required in Colorado?
Colorado state law does not require home insurance. However your mortgage lender will require it. Most homeowners choose to buy a policy to protect their investment.
What is the typical cost of home insurance in Grand Junction?
The average cost in Colorado is around 1500 to 2500 dollars per year for a standard policy. Your rate depends on your homes age location and the coverage limits you choose.
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