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Looking for a home insurance agent in Highlands Ranch? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Highlands Ranch, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 19 home insurance agents in Highlands Ranch, CO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sean Morton - State Farm Insurance Agent
8871 Ridgeline Blvd #250, Highlands Ranch, CO 80129
(303) 683-8799
sfhighlandsranch.com
Jodi Stoker - State Farm Insurance Agent
8796 S Colorado Blvd B, Highlands Ranch, CO 80126
(303) 801-0615
jodistoker.com
Danny Barrera - State Farm Insurance Agent
6660 Timberline Rd Suite 150, Highlands Ranch, CO 80130
(303) 234-0473
dannyb303.com
Mike Brainard: Allstate Insurance
1745 Shea Center Dr ste 400, Highlands Ranch, CO 80129
(720) 344-5135
agents.allstate.com
MountainStorm Insurance Agency
1745 Shea Center Dr #400, Highlands Ranch, CO 80129
(720) 344-3536
mountainstorminsurance.com
Nikki Dyer - State Farm Insurance Agent
4185 E Wildcat Reserve Pkwy STE 200, Highlands Ranch, CO 80126
(303) 773-2200
nikkidyer.com
Farmers Insurance - Jonathan Dodd
66 Springer Dr STE 102, Highlands Ranch, CO 80129
(303) 922-1001
agents.farmers.com
Laura Leier - State Farm Insurance Agent
66 Springer Dr Ste 104, Highlands Ranch, CO 80129
(720) 306-6151
lauraleier.com
Custom Insurance Solutions
1745 Shea Center Dr 4th Floor, Highlands Ranch, CO 80129
(303) 997-2436
custominsurancesolution.com
Farmers Insurance - Julia Bryant
549 W Highlands Ranch Pkwy #106, Highlands Ranch, CO 80129
(303) 421-4550
agents.farmers.com
Jim McInnes: Allstate Insurance
9090 Ridgeline Blvd Ste 240, Highlands Ranch, CO 80129
(303) 471-2999
agents.allstate.com
TPG Insurance
1745 Shea Center Dr, Highlands Ranch, CO 80129
(720) 607-0007
insuretpg.com
Randy E Johnson Ins Agcy Inc
8925 Ridgeline Blvd STE 101, Highlands Ranch, CO 80129
(303) 791-8883
randyejohnson.com
SCP Insurance Group
9457 S University Blvd #338, Highlands Ranch, CO 80126
(720) 900-7822
scpinsurance.com
Optimize Insurance Agency
2781 Classic Dr, Highlands Ranch, CO 80126
(720) 500-5176
Scott Cohen Agency, Inc.
1745 Shea Center Dr ste 400, Highlands Ranch, CO 80129
(303) 471-4565
scottcohenagency.com
Scott Gallagher American Family Insurance
66 Springer Dr # 309, Highlands Ranch, CO 80129
(303) 471-9626
amfam.com
Shelter Insurance - Chris Maupin
1745 Shea Center Dr, Highlands Ranch, CO 80129
(720) 344-4934
shelterinsurance.com
Insurance Service CO
9557 S University Blvd, Highlands Ranch, CO 80126
(719) 304-8360
Home insurance agents in Highlands Ranch Colorado help residents protect their homes against common risks like hail storms and wildfires. Colorado law requires insurers to offer specific coverage for roof damage from hail which is a frequent issue in the Front Range. A local agent can guide you through policy options that meet state requirements and your personal needs.
What Does a Home Insurance Agent in Highlands Ranch Cost?
The average cost of home insurance in Colorado is around 1800 to 2500 dollars per year for a standard policy. In Highlands Ranch rates may be slightly higher due to hail and wildfire risk. Your actual premium depends on home value deductible coverage limits and claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does home insurance in Highlands Ranch typically cover?
Standard policies cover dwelling damage personal property liability and additional living expenses. In Colorado many policies also include coverage for hail and wind damage which are common in the region.
Do I need flood insurance in Highlands Ranch?
Standard home insurance does not cover flood damage. Highlands Ranch is not in a high risk flood zone but heavy rain or snowmelt can cause issues. You may want to consider a separate flood policy through the National Flood Insurance Program.
How can a local agent help with Colorado insurance laws?
Colorado law requires insurers to offer roof replacement coverage for hail damage without depreciation. A local agent knows these rules and can explain how they apply to your policy. They also understand local building codes and replacement costs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Colorado.