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HomeHome Insurance AgentsColorado › Lafayette

Find Home Insurance Agents Near You in Lafayette, CO

Browse home insurance agents serving Lafayette, Colorado. Updated 2026-07-14.

The top-rated home insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, Josh Chase - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Lafayette.

Showing 19 home insurance agents in Lafayette, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Inszone Insurance Services806 S Public Rd #102(303) 660-0470
2Shawn Hughes - State Farm Insurance Agent2676 Northpark Dr STE 100(303) 665-4600
3Jim Plane - State Farm Insurance Agent1319 W Baseline Rd #201b(720) 890-5916
4Josh Chase - State Farm Insurance Agent1200 W South Boulder Rd Ste 202(303) 450-8100
5The Woods Insurance Group: Allstate Insurance100 E Chester St(303) 443-9988
6Shelter Insurance - Jo Peters808 S Public Rd # 203(303) 666-0828
7Marc Sisler - State Farm Insurance Agent1345 Plaza Ct N #1a(303) 993-6067
8Rocky Mountain Insurance Center1361 Forest Park Cir #105(720) 335-6872
9Farmers Insurance - Daniel Coons1225 Cimarron Dr Unit 201(303) 665-2752
10Farmers Insurance - Jason Tichota2590 Trailridge Dr E Ste 100(720) 438-7878
II
806 S Public Rd #102
Inszone Insurance Services
Home Insurance Agent · Lafayette, CO

As a home insurance agent in Lafayette, Colorado, Inszone Insurance Services specializes in offering tailored property coverage options for local residences. The company works with homeowners to structure policies that address standard dwelling protection and personal liability needs. It regularly advises clients on adapting coverage for common regional concerns, such as hailstorms that occur frequently during spring and summer months. Inszone Insurance Services helps ensure homeowners are prepared for potential roof and siding damage from severe seasonal weather events.

SH
2676 Northpark Dr STE 100
Shawn Hughes - State Farm Insurance Agent
Home Insurance Agent · Lafayette, CO

Shawn Hughes - State Farm Insurance Agent serves the Lafayette, Colorado area with home insurance services. As a local agent, this office provides standard homeowners policies that protect dwellings and personal belongings. It also works with clients to structure liability coverage for accidents that may occur on their property. Tailored options such as coverage for detached structures or personal property replacement cost are available to meet individual needs. The agency handles the process of filing claims and adjusting coverage limits as property values change.

JP
1319 W Baseline Rd #201b
Jim Plane - State Farm Insurance Agent
Home Insurance Agent · Lafayette, CO

As snow and wind damage become common concerns for Lafayette homeowners, Jim Plane - State Farm Insurance Agent addresses these risks by offering tailored Home Insurance Agent services. The company works to help local residents understand their coverage options as property values and weather patterns shift in the area. Policies from this provider can include protection for the structure, personal belongings, and liability. A typical first step for new clients is scheduling a free, no-obligation home insurance review to assess individual needs.

JC
1200 W South Boulder Rd Ste 202
Josh Chase - State Farm Insurance Agent
Home Insurance Agent · Lafayette, CO

Josh Chase - State Farm Insurance Agent in Lafayette, CO, provides home insurance policies that protect against property damage and liability, plus additional coverages for valuables and identity theft. The agency offers routine policy reviews and can adjust coverage limits or deductibles as a homeowner’s needs change. It also assists clients in filing claims and provides guidance on preventive measures. This agency serves a variety of properties in the area, including single-family homes, apartments, retail spaces, and restaurants.

WI
100 E Chester St
The Woods Insurance Group: Allstate Insurance
Home Insurance Agent · Lafayette, CO

The Woods Insurance Group: Allstate Insurance serves homeowners, businesses, and property managers in Lafayette, Colorado, by offering home insurance policies tailored to protect local properties. Their agents assist clients with coverage evaluations for dwelling structures, personal belongings, and liability protection. They help navigate policy options that address common regional risks, such as hailstorms and seasonal weather changes. This agency also extends its services to nearby communities within Boulder County, including the Erie area.

SI
808 S Public Rd # 203
Shelter Insurance - Jo Peters
Home Insurance Agent · Lafayette, CO

Shelter Insurance - Jo Peters, located in Lafayette, CO, serves clients seeking either a one-time policy for specific property protection or an ongoing relationship with regular service adjustments for changing coverage needs. As a home insurance agent, the work involves explaining dwelling, liability, and personal property coverage options that align with the local area. This agent performs services on an as-needed basis, handling inquiries, claims assistance, and policy updates as each customer situation arises.

MS
1345 Plaza Ct N #1a
Marc Sisler - State Farm Insurance Agent
Home Insurance Agent · Lafayette, CO

Marc Sisler - State Farm Insurance Agent serves the Lafayette, Colorado area and the surrounding Boulder County communities. The agency handles home insurance policies, including coverage for a dwelling and personal property. They also work with clients to secure liability protection and other typical endorsements. Before writing any policy, the agent conducts a detailed review of a home's specifics and the local market to recommend a suitable coverage level and deductible.

RM
1361 Forest Park Cir #105
Rocky Mountain Insurance Center
Home Insurance Agent · Lafayette, CO

Rocky Mountain Insurance Center specializes in homeowner policies tailored to properties in Lafayette, Colorado. The agency provides routine guidance on coverage options and claim assistance for local residents. It helps clients assess risks such as hailstorms and wildfires common to the region. Seasonal concerns like spring runoff damage from melting snow or frozen pipe bursts during winter are addressed through policy reviews and coverage adjustments.

FI
1225 Cimarron Dr Unit 201
Farmers Insurance - Daniel Coons
Home Insurance Agent · Lafayette, CO

Farmers Insurance - Daniel Coons helps Lafayette homeowners secure appropriate coverage for their dwellings and personal property. The agency specializes in add-ons such as sewer backup protection, liability coverage, and identity theft resolution services. Policies are customized to meet local risks, including hail and wind damage common to the Front Range. Commercial sector options include coverage for small offices, warehouses in business parks, and food service establishments.

FI
2590 Trailridge Dr E Ste 100
Farmers Insurance - Jason Tichota
Home Insurance Agent · Lafayette, CO

When snowmelt or spring thunderstorms threaten Lafayette homes, property owners often seek coverage that addresses regional weather risks. Farmers Insurance agent Jason Tichota provides personalized home insurance consultations, helping residents tailor policies to protect against hail, freeze, and other common Colorado perils. Each consultation assesses the homeowner’s specific structure, contents, liability needs, and potential deductible preferences. Clients can expect a thorough, in-person inspection of their property to identify vulnerabilities and discuss appropriate coverage limits before any policy is finalized.

IS
2676 Northpark Dr Suite 200
Isaac Sotelo - State Farm Insurance Agent
Home Insurance Agent · Lafayette, CO
(720) 891-4917
statefarm.com/agent/us/co/lafayette/isaac-sotelo-c4snh9562gf
FI
1408 Horizon Ave Ste 203
Farmers Insurance - Ricardo Chavez-Balmaceda
Home Insurance Agent · Lafayette, CO
(720) 399-9909
agents.farmers.com/co/lafayette/ricardo-chavez-balmaceda
FI
400 W South Boulder Rd Ste 2500
Farmers Insurance - Lori Sorenson
Home Insurance Agent · Lafayette, CO
(720) 506-1028
agents.farmers.com/co/lafayette/lori-sorenson
MS
588 US-287 #206
Mary Stauffer American Family Insurance
Home Insurance Agent · Lafayette, CO
(303) 542-0323
amfam.com/agents/colorado/lafayette/mary-stauffer
MI
100 S Public Rd Ste A
Monark Insurance
Home Insurance Agent · Lafayette, CO
(303) 997-6255
monarkinsurance.net
PI
325 Crossing Dr
Prosper Insurance Company Lafayette
Home Insurance Agent · Lafayette, CO
(720) 868-9236
PH
1345 Plaza Ct N #2b
Paul Hultgren - State Farm Insurance Agent
Home Insurance Agent · Lafayette, CO
(303) 665-9465
paulhultgren.com
FI
1345 Plaza Ct N
Farmers Insurance - Victor Cafaro
Home Insurance Agent · Lafayette, CO
(720) 731-2015
agents.farmers.com/co/lafayette/victor-cafaro
MI
567 W South Boulder Rd
Majestic Insurance Company
Home Insurance Agent · Lafayette, CO
(719) 394-8304

What Does a a Home Insurance Agent in Lafayette Cost?

Typical home insurance costs in Lafayette Colorado range from 1200 to 3500 dollars per year for a single family home. Factors include the homes replacement cost deductible amount and claims history. Colorado has a high risk of hail and wildfire which can increase premiums. This is general information and not insurance advice.

About home insurance agents in Lafayette

Home insurance agents in Lafayette Colorado help homeowners find policies that meet state requirements and protect against local risks. Colorado law does not require homeowners insurance but mortgage lenders usually do. Agents can explain coverages for hail damage and wildfire risks common in Boulder County.

Frequently Asked Questions

What does a home insurance agent in Lafayette do?

A home insurance agent helps you compare policies from different companies to find coverage for your home. They explain deductibles and limits for perils like fire and theft. Agents also assist with filing claims after a loss.

Do I need home insurance in Lafayette Colorado?

Colorado state law does not require homeowners insurance. However your mortgage lender will require it to protect their investment. An agent can help you meet lender requirements and protect your assets.

What is the typical cost for home insurance in Lafayette?

Home insurance costs in Lafayette average around 1500 to 3000 dollars per year for a standard policy. Rates depend on your homes age location and coverage limits. Hail damage claims in Colorado can affect your premium.

Home Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.