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HomeHome Insurance AgentsColorado › Wheat Ridge

Find Home Insurance Agents Near You in Wheat Ridge, CO

Browse home insurance agents serving Wheat Ridge, Colorado. Updated 2026-07-14.

The top-rated home insurance agent in Wheat Ridge, Colorado is Risk Management Partners Insurance Agency, rated 4.9 stars across 352 reviews. Other highly rated options include Steve Basler - State Farm Insurance Agent, Mountain Insurance, CO Insurance Specialist. This directory lists 18 home insurance agents serving Wheat Ridge.

Showing 18 home insurance agents in Wheat Ridge, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Risk Management Partners Insurance Agency4860 N Robb St Suite 101(303) 463-9800
2Steve Basler - State Farm Insurance Agent12600 W 32nd Ave(303) 421-8300
3Mountain Insurance3705 Kipling St Unit 104(303) 420-4774
4CO Insurance Specialist6990 W 38th Ave #200(720) 638-0850
5Kaitlin Bagley - State Farm Insurance Agent5001 Ward Rd(303) 233-2626
6Farmers Insurance - Bill Samudio4891 Independence St Ste 160(303) 757-5651
7Prince Insurance Group4350 Wadsworth Blvd #201(720) 802-0759
8The Cunningham Agency - Allstate Insurance4891 Independence St ste 255(303) 282-7111
9Vance Yoshikawa - State Farm Insurance Agent4350 Wadsworth Blvd #420(303) 421-6888
10Smith & Company of Colorado - Everything Insurance7867 W 38th Ave(303) 860-8900
RM
4860 N Robb St Suite 101
Risk Management Partners Insurance Agency
Home Insurance Agent · Wheat Ridge, CO

Risk Management Partners Insurance Agency serves the Jefferson County area surrounding Wheat Ridge, Colorado, as a local home insurance agent. The company works with clients to review standard homeowners policies and evaluate additional coverage options for personal property and liability protection. They assist customers in understanding policy details related to wind and hail damage in this region. Their services include structuring dwelling coverage and arranging protection for personal belongings in Wheat Ridge.

SB
12600 W 32nd Ave
Steve Basler - State Farm Insurance Agent
Home Insurance Agent · Wheat Ridge, CO

Steve Basler - State Farm Insurance Agent in Wheat Ridge, Colorado provides a full range of home insurance options tailored to protect residential property. Coverage plans often include dwelling protection, personal liability, and reimbursement for additional living expenses due to covered loss. The agency assists clients in reviewing their policies regularly to adjust for changes in home value or improvements. It services various property types including single-family homes, condominiums, apartments, and select mixed-use retail and restaurant spaces.

MI
3705 Kipling St Unit 104
Mountain Insurance
Home Insurance Agent · Wheat Ridge, CO

Mountain Insurance serves homeowners, businesses, and property managers in Wheat Ridge, Colorado, providing home insurance agent services. It helps clients secure coverage for their properties, protecting against common regional risks. The agency assists customers in selecting policies suited to individual needs and budgets. It guides clients through claims processes and policy adjustments to ensure ongoing protection. Its service area also extends to the neighboring community of Lakewood and other parts of the Denver metro region.

CI
6990 W 38th Ave #200
CO Insurance Specialist
Home Insurance Agent · Wheat Ridge, CO

CO Insurance Specialist serves homeowners in Wheat Ridge and the surrounding Denver metro communities, handling standard residential insurance policies and coverage for common perils like fire, theft, and weather damage. The agency works with local carriers to match clients with appropriate protection levels for their property and budget. For a typical job, the agent assesses the home's specific risks and structure details, then compares multiple policy options to recommend a suitable plan.

KB
5001 Ward Rd
Kaitlin Bagley - State Farm Insurance Agent
Home Insurance Agent · Wheat Ridge, CO

When seeking home insurance, customers choose between a one-time policy quote and an ongoing service relationship that adapts coverage over time. Kaitlin Bagley - State Farm Insurance Agent in Wheat Ridge, CO offers homeowners policies that protect dwellings, personal property, and liability against common local risks. Yearly reviews help adjust deductibles and endorsements as property values or life circumstances change. Ongoing support includes claims assistance and policy updates throughout the policy term. This service runs on a scheduled basis, with consultations available as needed throughout the year.

FI
4891 Independence St Ste 160
Farmers Insurance - Bill Samudio
Home Insurance Agent · Wheat Ridge, CO

Farmers Insurance - Bill Samudio specializes in helping homeowners in Wheat Ridge, CO find coverage tailored to their property needs. It offers standard home insurance policies alongside optional endorsements for valuable personal items. The agency provides general service work including policy reviews, claims assistance, and coverage updates as circumstances change. Bill Samudio’s team also advises clients on risk management for the local area’s frequent hailstorms and winter freeze events that can damage roofs and plumbing.

PI
4350 Wadsworth Blvd #201
Prince Insurance Group
Home Insurance Agent · Wheat Ridge, CO

Prince Insurance Group in Wheat Ridge, CO, provides residential home insurance services to local homeowners, helping protect their properties and personal belongings. The agency extends commercial coverage as well, serving business clients throughout the greater Denver metro area. Policies are reviewed thoroughly to match individual needs and budgets. Routine check-ins are offered to adjust coverage as life changes occur, ensuring clients have support between regular visits.

CA
4891 Independence St ste 255
The Cunningham Agency - Allstate Insurance
Home Insurance Agent · Wheat Ridge, CO

The Cunningham Agency - Allstate Insurance in Wheat Ridge, CO assists local homeowners with standard property policies. It specializes in adding valuable endorsements, such as coverage for water backup or identity theft. The agency aims to help families protect their personal belongings and liability. For commercial clients in the Wheat Ridge area, it can arrange property coverage tailored to specific business needs. This includes policies for local offices, warehouses, and food service establishments.

VY
4350 Wadsworth Blvd #420
Vance Yoshikawa - State Farm Insurance Agent
Home Insurance Agent · Wheat Ridge, CO

After a Colorado hailstorm or spring thaw threatens a Wheat Ridge home, Vance Yoshikawa - State Farm Insurance Agent helps homeowners review their policies and assess potential gaps in coverage. The agency assists families in finding protection tailored to their property’s specific risks, from roof damage to basement flooding. Local clients can schedule a convenient walk-through or virtual consultation to identify necessary updates and ensure their dwelling, personal belongings, and liability limits are adequate before the next storm arrives.

SC
7867 W 38th Ave
Smith & Company of Colorado - Everything Insurance
Home Insurance Agent · Wheat Ridge, CO

Smith & Company of Colorado - Everything Insurance is known for providing comprehensive home insurance solutions tailored to the unique needs of homeowners in Wheat Ridge and the surrounding Colorado area. The agency works with clients to secure policies that protect against common local risks, such as hailstorms and wildfires, including full replacement cost coverage. An additional specialty service it can arrange is scheduled personal property coverage for high-value items like jewelry or art collections.

FI
6810 W 38th Ave
Farmers Insurance - Shelly Harsh
Home Insurance Agent · Wheat Ridge, CO
(303) 428-0108
agents.farmers.com/co/wheat-ridge/shelly-harsh
GR
9195 W 44th Ave
GIA Risk Management, LLC
Home Insurance Agent · Wheat Ridge, CO
(303) 423-0162
e-gia.com
AI
4390 Hoyt Ct
Adams Insurance Solutions
Home Insurance Agent · Wheat Ridge, CO
(303) 980-0303
adamsinsurance.biz
RI
11180 W 44th Ave
Reliable Insurance CO
Home Insurance Agent · Wheat Ridge, CO
(719) 435-0856
AI
4175 N Harlan St #130
Active Insurance Agency, Inc.
Home Insurance Agent · Wheat Ridge, CO
(303) 422-1685
activeinsuranceoffice.com
GI
4895 Ward Rd
Growing Insurance Coverage CO
Home Insurance Agent · Wheat Ridge, CO
(719) 225-4682
FI
10250 W 44th Ave # A
Frontier Insurance
Home Insurance Agent · Wheat Ridge, CO
(303) 456-9900
EI
4485 Wadsworth Blvd
Elite Insurance Group, Inc.
Home Insurance Agent · Wheat Ridge, CO
(303) 431-0379
eliteinsgrp.com

What Does a a Home Insurance Agent in Wheat Ridge Cost?

The average cost of home insurance in Colorado is around $1,800 to $2,500 per year for a standard policy. Costs in Wheat Ridge may vary based on your homes age, construction type, and location. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.

About home insurance agents in Wheat Ridge

Home insurance agents in Wheat Ridge Colorado help you protect your property against risks like hail and wildfire. Colorado law requires insurers to offer specific disclosures about coverage limits and exclusions. An agent can explain these requirements and help you choose the right policy for your home.

Frequently Asked Questions

What does a home insurance agent in Wheat Ridge do?

A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain policy terms and assist with claims. They also advise on Colorado specific risks like hail damage and roof replacement.

Do I need special coverage for hail damage in Colorado?

Yes, Colorado experiences frequent hailstorms that can damage roofs and siding. Standard home insurance policies usually cover hail damage, but you should check your deductible and coverage limits. An agent can help you understand if you need additional endorsements.

How does Colorado law affect my home insurance policy?

Colorado law requires insurers to provide a written notice if they deny a claim or cancel your policy. You have the right to request a review of a denied claim. An agent can explain these legal protections and help you navigate the process.

Home Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.