The top-rated home insurance agent in Madison, Connecticut is Farmers Insurance - Carmelo Pistritto, rated 5.0 stars across 30 reviews. Other highly rated options include Lauren LaTorre-Osterling - State Farm Insurance Agent, Carl Jeppesen: Allstate Insurance, Nationwide Insurance: Michael Silberberg. This directory lists 11 home insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Carmelo Pistritto | 724 Boston Post Rd Ste 302a-B | (860) 665-1204 |
| 2 | Lauren LaTorre-Osterling - State Farm Insurance Agent | 38 Academy St | (203) 245-4555 |
| 3 | Carl Jeppesen: Allstate Insurance | 1 Orchard Park Rd Ste 12 | (203) 245-7794 |
| 4 | Nationwide Insurance: Michael Silberberg | 145 Durham Rd STE 5 | (203) 245-4311 |
| 5 | Senior Health and Retirement Services | 71 Bradley Rd UNIT 11 | (860) 664-5596 |
| 6 | Kearney Insurance Agency LLC | 78 Bradley Rd 2nd floor | (203) 245-1238 |
| 7 | McLaughlin Associates Insurance Agency | 106 Wall St | (203) 245-8287 |
| 8 | MetLife Auto & Home , part of The Farmers Insurance Group | 60 Wildcat Springs Dr | (860) 665-1204 |
| 9 | Karen E Buck - Aflac Insurance Agent | 71 Deepwood Dr | (203) 687-7943 |
| 10 | Cretella & Belowsky Insurance | 2 Samson Rock Dr | (203) 245-4107 |
Farmers Insurance - Carmelo Pistritto serves the Madison, Connecticut area as a local home insurance agent. This agency helps homeowners find coverage to protect their property and personal belongings from common risks like fire, theft, and weather damage. Evaluating a home’s unique characteristics allows the agent to recommend appropriate policy limits and deductible options. The office also assists clients in understanding the specifics of dwelling coverage and personal liability protection for their residences in Madison.
Lauren LaTorre-Osterling’s State Farm agency provides personalized home insurance policies, including coverage for dwelling protection, personal property, and liability. The agent offers routine policy reviews to adjust coverage as client needs evolve and assists with claims filing for damaged or stolen items. This Madison-based office serves homeowners with single-family residences and also writes coverage for apartment units, retail stores, and local restaurants requiring property and liability protection.
Carl Jeppesen: Allstate Insurance serves homeowners, property managers, and small businesses in the Madison, Connecticut area, offering home insurance policies that protect against common local risks. The agency helps clients customize coverage for their properties, including options for additional riders. It assists with claims guidance and policy reviews to ensure adequate protection. The agency also covers neighboring communities such as Guilford, Clinton, and other shoreline towns along the Connecticut coast.
Serving Madison and the surrounding Connecticut shoreline communities, Nationwide Insurance: Michael Silberberg provides personalized home insurance agent services. The agency handles coverage for houses, condominiums, and rental properties, helping clients protect their residential investments. To evaluate a typical job, the agent assesses the property’s location and individual coverage needs, then explains available policy options to match the homeowner's requirements. The approach involves a straightforward consultation that compares different plans before recommending a specific solution.
Senior Health and Retirement Services in Madison, CT understands the difference between one-time coverage for a single property and recurring service options for multiple homes. As a local home insurance agent, the company assists clients in finding policies that protect against common risks such as fire, theft, and weather damage. Their service runs on a scheduled basis to accommodate annual policy reviews and updates for renewals.
Kearney Insurance Agency LLC provides guidance on standard homeowners policies, along with specialized coverage for high-value properties and waterfront homes common to the shoreline area of Madison, CT. It advises clients on liability protection and ensures adequate rebuilding cost estimates are in place. The agency assists with policy adjustments addressing seasonal concerns like hurricane wind damage or ice dam formation on roofs during winter storms.
As coastal storms and seasonal weather shifts in Madison often test area homes, McLaughlin Associates Insurance Agency helps homeowners locate coverage that addresses both common risks and property-specific exposure. The agency works with residents to compare policy options including dwelling protection, personal liability, and contents coverage for older or newly updated homes. An initial consultation includes a review of the home’s construction, age, and safety features, followed by a property inspection to confirm condition and replacement-cost estimates.
MetLife Auto & Home, part of The Farmers Insurance Group, provides home insurance policies for residents in Madison, CT, focusing on standard coverage for single-family dwellings and condominiums. Additional specialty add-ons can include extended replacement cost and water backup protection. The agency assists property owners with policies tailored for exposures common in the region’s coastal climate. Its commercial sectors served include local offices, warehouses, and food service establishments.
Karen E Buck - Aflac Insurance Agent in Madison, CT, provides residential home insurance services to protect local homeowners. Commercial coverage is also available for small businesses in the area. The agency serves Madison and the surrounding shoreline communities. Each homeowner’s policy is tailored to their individual property needs. After a policy is issued, follow-up service is offered between regular visits to address any changes in coverage or answer customer questions.
Cretella & Belowsky Insurance is a home insurance agency serving the Madison, CT area. The firm is known for guiding homeowners through property coverage options, including policies for single-family homes and condominiums. It helps clients assess their insurance needs based on property value, location, and personal liability concerns. The agency works with carriers to bundle home and auto insurance for potential savings. As a specialty service, it can arrange separate flood insurance policies to protect properties in flood-prone zones.
What Does a a Home Insurance Agent in Madison Cost?
The average cost of homeowners insurance in Connecticut is about 1,200 to 1,800 dollars per year for a standard policy. In Madison costs may be higher due to coastal location and higher property values. Factors like home age construction type and deductible amount also affect the price. This is general information not insurance advice.
About home insurance agents in Madison
Home insurance agents in Madison Connecticut help you find coverage that meets state requirements and protects your property. Connecticut law does not require homeowners insurance but mortgage lenders usually do. Agents can explain how local factors like coastal weather and flood zones affect your policy.
Frequently Asked Questions
What does a home insurance agent in Madison do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options like dwelling protection and liability. They also advise on Connecticut specific needs such as windstorm coverage.
Do I need flood insurance in Madison Connecticut?
Flood insurance is not required by state law but is often needed in coastal areas. Madison is near Long Island Sound so flood risk is higher. Standard home policies do not cover flood damage so you may need a separate policy from the National Flood Insurance Program.
How do I choose a home insurance agent in Madison?
Look for an agent licensed in Connecticut who has experience with coastal properties. Check their knowledge of local risks like hurricanes and nor easters. Ask about their process for handling claims and policy changes.
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