The top-rated home insurance agent in Stratford, Connecticut is A J Gambardella Insurance and Financial Services, rated 5.0 stars across 472 reviews. Other highly rated options include Omar Juarbe - State Farm Insurance Agent, Portsmouth Atlantic Insurance, Rick LoCicero - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Stratford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A J Gambardella Insurance and Financial Services | 6580 Main St #201 | (203) 377-8455 |
| 2 | Omar Juarbe - State Farm Insurance Agent | 3231 Main St | (203) 377-5167 |
| 3 | Portsmouth Atlantic Insurance | 160 1st Ave | (603) 431-4020 |
| 4 | Rick LoCicero - State Farm Insurance Agent | 1516 Barnum Ave | (203) 610-6939 |
| 5 | Scott Insurance | 3151 Main St | (203) 375-5847 |
| 6 | Rocco Casinelli - State Farm Insurance Agent | 999 Oronoque Ln Ste 206 | (203) 750-1700 |
| 7 | Kevin Lavelle: Allstate Insurance | 3651 Main St Unit 1 | (203) 371-1131 |
| 8 | Carl Baker - State Farm Insurance Agent | 305 Boston Ave #202 | (203) 385-1108 |
| 9 | Dougherty Insurance Agency, Inc. | 2420 Main St | (203) 377-4394 |
| 10 | State Farm Insurance | 3231 Main St | (203) 377-5167 |
A J Gambardella Insurance and Financial Services offers a full range of home insurance policies tailored to property owners in the Stratford area. Its agents work with clients to assess coverage needs, including standard dwelling protection and liability options. Personalized service plans help clients review and update their policies annually. The company regularly assists with claims processing and risk management advice. It provides coverage for single-family homes, apartments, retail spaces, and restaurants.
Omar Juarbe - State Farm Insurance Agent serves Fairfield County and the Stratford, CT area as a home insurance agent. This agency assists local homeowners with protecting their properties and personal belongings against common regional risks. Policies typically cover damage from fire, wind, theft, and liability. The team also helps clients bundle coverage to potentially reduce their overall insurance costs. Specific services handled here include dwelling coverage assessments and providing personal liability protection for local homeowners.
Portsmouth Atlantic Insurance serves local homeowners, businesses, and property managers in Stratford, Connecticut, as a dedicated home insurance agent. The company works to connect clients with appropriate coverage options for protecting real estate investments and personal property. Its role involves explaining policy details, comparing available plans, and assisting with claims guidance when necessary. Understanding that coastal properties carry unique risks, it helps customers assess their specific needs. The agency also provides home insurance services to clients throughout Fairfield County, including neighboring communities such as Bridgeport.
Rick LoCicero - State Farm Insurance Agent serves Stratford, Connecticut, and the surrounding communities. The agency handles a full range of home insurance policies, including coverage for dwelling, personal property, and liability protection. It works with clients to assess their specific property risks and coverage needs based on property type and local conditions. The agency generally evaluates a homeowner’s situation thoroughly before recommending appropriate policy limits and deductibles to create a balanced protection plan.
For customers seeking home insurance coverage, a key distinction exists between securing a single policy for immediate needs and establishing an ongoing relationship for periodic policy reviews and updates. Scott Insurance, located in Stratford, CT, provides professional guidance to local homeowners navigating these coverage options. The agents help clients evaluate standard dwelling protection, liability coverage, and additional endorsements suitable for the regional housing market. This service operates primarily on an as-needed basis, with clients able to request assistance for policy changes, new quotes, or claim support whenever required.
Rocco Casinelli - State Farm Insurance Agent in Stratford, CT specializes in home insurance, offering policies that cover dwelling protection, personal property, and liability. The agency also assists clients with auto, life, and renters insurance needs. Day-to-day work includes policy reviews, claims support, and tailoring coverage to local risks like aging homes and coastal weather. As winter approaches, the agency helps Stratford homeowners review policies for potential damage from snow, ice, and frozen pipes.
As coastal New England storms test the durability of a Stratford home, property owners often turn to Kevin Lavelle: Allstate Insurance for reliable coverage guidance. This local home insurance agent helps residents understand policy options that address wind damage, flooding concerns, and liability protection specific to the area. Homeowners can expect a straightforward discussion about replacement cost versus actual cash value for their dwelling and belongings. The process typically begins with a detailed inspection of the property to assess current condition and identify any immediate coverage needs.
Carl Baker works as a home insurance agent in Stratford, Connecticut, helping local residents protect their properties and personal belongings from common risks like fire, theft, and severe weather. He also offers specialty coverage options such as flood insurance and liability protection to address additional home and landlord needs. Beyond residential policies, his agency serves commercial sectors, providing insurance solutions for small offices, warehouses, and food service operations.
Dougherty Insurance Agency, Inc. provides residential home insurance coverage to property owners in the Stratford area. The agency also supports local business owners with commercial coverage needs. Service extends throughout the surrounding communities in Fairfield County. A licensed agent reviews each client’s dwelling and personal property to help determine suitable policy limits. After the initial policy is set, the agency offers follow-up service between regular annual reviews. This includes assistance with policy changes and claims support to ensure consistent protection over time.
What Does a a Home Insurance Agent in Stratford Cost?
Home insurance costs in Connecticut average around 1,200 to 2,000 dollars per year for a typical single-family home. Rates in Stratford may be higher due to coastal exposure and older housing stock. Your actual premium depends on factors like home value, construction type, deductible, and claims history. This is general information and not insurance advice.
About home insurance agents in Stratford
A home insurance agent in Stratford Connecticut can help you find a policy that protects your property and meets state requirements. Connecticut law does not require homeowners insurance but mortgage lenders typically do. An agent can explain coverage options for coastal areas and winter storm risks common in Fairfield County.
Frequently Asked Questions
What does a home insurance agent in Stratford do?
A home insurance agent helps you compare policies from different insurers and choose the right coverage for your home. They can explain deductibles, liability limits, and add-ons like flood insurance. Agents also assist with claims and policy changes after you buy a policy.
Do I need flood insurance in Stratford Connecticut?
Stratford is near Long Island Sound so flood risk is a concern. Standard home insurance does not cover flood damage. A local agent can help you buy a separate flood policy through the National Flood Insurance Program or a private carrier.
How do I choose a home insurance agent in Stratford?
Look for an agent licensed in Connecticut with experience in your area. Check their reviews and ask about the insurance companies they represent. A good agent will take time to understand your home and needs without pressuring you.
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