The top-rated home insurance agent in Urbandale, Iowa is James Walford - State Farm Insurance Agent, rated 5.0 stars across 205 reviews. Other highly rated options include Buenzow Insurance Group, Margo Kromminga - State Farm Insurance Agent, Ryan Clausen - State Farm Insurance Agent. This directory lists 17 home insurance agents serving Urbandale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Walford - State Farm Insurance Agent | 2781 100th St | (515) 256-9159 |
| 2 | Buenzow Insurance Group | 3273 100th St | (515) 270-8870 |
| 3 | Margo Kromminga - State Farm Insurance Agent | 4541 86th St | (515) 270-9090 |
| 4 | Ryan Clausen - State Farm Insurance Agent | 8541 Hickman Rd | (515) 278-4618 |
| 5 | Jones Insurance & Associates | 2924 104th St | (515) 868-0040 |
| 6 | Cupp Insurance Inc. | 3815 109th St | (515) 334-5286 |
| 7 | Matt Rainey: Allstate Insurance | 11131 Plum Dr | (515) 259-1186 |
| 8 | Farmers Insurance - Jerry Jenkins | 8525 Douglas Ave Apt 35 | (515) 253-9970 |
| 9 | Phillips Stafford Insurance Group | 4566 114th St | (515) 978-9010 |
| 10 | Jim Bagbey - State Farm Insurance Agent | 3885 121st St | (515) 278-2100 |
James Walford - State Farm Insurance Agent serves the Urbandale, Iowa area and provides home insurance coverage to local homeowners. The agency works with clients to develop policies that protect residential properties and personal belongings from common risks. It also offers guidance on liability protection to help safeguard homeowners against financial loss from accidents on their property. Policies can be tailored to include specific endorsements such as coverage for water backup from sewers or drains, which is a frequent concern for residences in this region.
Buenzow Insurance Group provides home insurance policies for property owners in Urbandale, Iowa, focusing on risk management and asset protection. The agency assists clients in selecting coverage that addresses dwelling, personal property, and liability concerns. Ongoing service includes policy reviews to adapt to changing needs and assistance with claims filing when necessary. The company also adjusts deductibles and endorsements through periodic maintenance of each plan. Buenzow Insurance Group services single-family homes, apartments, retail spaces, and restaurants.
Margot Kromminga - State Farm Insurance Agent in Urbandale, IA serves homeowners, businesses, and property managers in the area. The agency provides standard home insurance policies that cover dwelling protection and personal liability. Customers can also discuss additional coverage options for personal property or specialized needs. Policy reviews help ensure each client has appropriate limits for their specific property and situation. The agency works with both new buyers and current homeowners seeking to update existing coverage. It also serves clients in neighboring West Des Moines and the surrounding metro communities.
Ryan Clausen - State Farm Insurance Agent serves Urbandale, Iowa, and the surrounding Des Moines metro communities. The company handles residential insurance policies, helping homeowners protect their properties and personal belongings against common risks like fire, theft, and weather damage. It also addresses related coverage needs such as liability protection and additional living expenses after a covered loss. For each client, the agent typically reviews current coverage limits, discusses potential gaps, and then presents policy options that fit individual circumstances.
For those needing a single property protected or ongoing coverage for multiple homes, Jones Insurance & Associates in Urbandale, IA provides home insurance agent services. The agency helps clients select policies that guard against damages from storms or fire and covers liability from accidents on the property. They assist with comparing deductibles and policy limits to match individual needs. Service is available on a one-time or as-needed basis, allowing clients to book a consultation only when they require a new policy or a coverage review.
After a harsh Iowa winter, homeowners in Urbandale often need to review their coverage for potential damage from ice dams or wind. Cupp Insurance Inc. responds by offering guidance on home insurance policies tailored to the local climate and housing stock. The agent helps residents assess common risks like hail and tree damage, then identifies appropriate protection levels for each unique property. A thorough inspection of the home’s age, roof condition, and safety features is the first step toward securing a proper policy.
Matt Rainey: Allstate Insurance in Urbandale, IA, specializes in offering tailored homeowners coverage that protects property structures and personal belongings. This agency also provides general services such as liability protection and policy reviews to ensure adequate coverage limits for local residences. For clients facing Iowa’s severe seasonal weather, it assists with claims related to hail damage, fallen trees, and roof repairs following summer storms.
Farmers Insurance - Jerry Jenkins provides home insurance agent services in Urbandale, IA, helping local homeowners protect their properties with standard coverage. Specialty add-ons may include liability protection for personal injuries and contents coverage for personal belongings. Policies can be tailored to safeguard structures against common regional weather-related risks. The agency can serve commercial sectors such as offices, warehouses, and food service establishments with appropriate business insurance options.
Phillips Stafford Insurance Group serves Urbandale, IA, with residential policies for homeowners and renters, protecting local properties from common regional risks like storm damage. Commercial coverage is also available for small businesses and landlords seeking liability or property protection, extending service to the greater Des Moines metro area. Their local team facilitates annual policy reviews and quick claims reporting, ensuring clients receive ongoing support between regular service visits for updated coverage needs.
What Does a a Home Insurance Agent in Urbandale Cost?
The average cost of home insurance in Iowa is around 1200 to 1800 per year for a standard policy. Factors like home age location and coverage limits affect the premium. Urbandale rates may vary based on proximity to fire stations and historical claim data. This is general information not insurance advice.
About home insurance agents in Urbandale
Home insurance agents in Urbandale Iowa help homeowners find policies that meet state requirements and protect against risks like severe weather. Iowa law does not require home insurance but mortgage lenders typically do. Agents can explain coverage for wind hail and other common Iowa perils.
Frequently Asked Questions
What does a home insurance agent in Urbandale do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They can explain Iowa specific risks like tornado and hail damage. Agents also assist with policy changes and claims guidance.
Is home insurance required by law in Iowa?
Iowa does not have a state law requiring home insurance. However most mortgage lenders require it as a condition of the loan. Even without a mortgage having insurance protects your investment from fire storm damage and liability.
How do I choose a home insurance agent in Urbandale?
Look for an agent licensed in Iowa with experience in your type of home. Ask about their knowledge of local risks like derecho storms and snow load damage. You can verify an agents license through the Iowa Insurance Division.
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