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Looking for a home insurance agent in Gardner? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Gardner, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kansas before hiring.
Showing 11 home insurance agents in Gardner, KS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Oldham - State Farm Insurance Agent
224 E Main St, Gardner, KS 66030
(913) 856-6124
joeoldhamagency.com
MJH Insurance
345 N Moonlight Rd, Gardner, KS 66030
(913) 856-0002
mjhins.com
Farmers Insurance - Robert Kelly Insurance Agency, Inc
235 E Main St, Gardner, KS 66030
(913) 856-3816
robertkellyinsurance.com
T Miller and Associates Inc American Family Insurance
213 E Main St, Gardner, KS 66030
(913) 856-6177
amfam.com
Ample Green Insurance
526 E Main St, Gardner, KS 66030
(913) 372-7979
amplegreeninsurance.com
Shelter Insurance - Sharla Neis
950 E Lincoln Ln b, Gardner, KS 66030
(913) 938-5030
shelterinsurance.com
Farm Bureau Financial Services
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
ALFT Insurance Agency Inc
230 E Main St B, Gardner, KS 66030
(913) 856-8050
alftinsurance.com
Russell Otte
112 S Elm St, Gardner, KS 66030
(913) 268-4222
russellotte.fbfsagents.com
Sean Snyder
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
M.D.S.I.S MD Serving Insurance Solution
747 E Lincoln Ln unit D, Gardner, KS 66030
(913) 938-5017
Home insurance agents in Gardner Kansas help you find a policy that meets your needs and complies with state law. Kansas requires insurers to offer replacement cost coverage for dwelling losses. Agents can explain how local weather risks like hail and tornadoes affect your premium.
What Does a Home Insurance Agent in Gardner Cost?
The average annual home insurance premium in Kansas is around $2,000 to $3,000 for a standard policy. Costs vary by home value location construction type and coverage level. A policy with higher deductibles usually has lower premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Gardner do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes.
Is home insurance required in Kansas?
Kansas law does not require home insurance. However your mortgage lender will require it. Most homeowners choose to buy a policy to protect their investment.
How do Kansas weather risks affect home insurance?
Kansas has frequent hail storms tornadoes and wind events. These risks can raise premiums and may require separate deductibles for wind or hail damage. An agent can help you understand your policy.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kansas.