The top-rated home insurance agent in Manhattan, Kansas is State Farm Insurance: Josh Salmans, rated 4.9 stars across 403 reviews. Other highly rated options include Copeland Insurance Agency, Pray Family Agency: Allstate Insurance, Kevin Bryant - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Manhattan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm Insurance: Josh Salmans | 511 Leavenworth St | (785) 776-8754 |
| 2 | Copeland Insurance Agency | 601 S 5th St STE B | (785) 776-0089 |
| 3 | Pray Family Agency: Allstate Insurance | 409 Poyntz Ave Ste A | (785) 537-4101 |
| 4 | Kevin Bryant - State Farm Insurance Agent | 1115 Westport Dr suite a | (785) 537-1809 |
| 5 | Shelter Insurance - Joe McCarthy | 2048 Tuttle Creek Blvd Ste B1 | (785) 537-1122 |
| 6 | Tim Engle Agency, Inc. American Family Insurance | 3320 Anderson Ave | (785) 539-9200 |
| 7 | Kramer Agency & Associates LLC American Family Insurance | 5410 Ledge Stone Dr #110 | (785) 776-4518 |
| 8 | Wild & Associates LLC American Family Insurance | 1601 Poyntz Ave | (785) 560-3004 |
| 9 | Karl Kunz - State Farm Insurance Agent | 1325 Poyntz Ave | (785) 776-3800 |
| 10 | Shelter Insurance - Mike Bean | 2308 Anderson Ave | (785) 537-1718 |
State Farm Insurance--Josh Salmans serves the Manhattan, Kansas, area as a home insurance agent. It provides homeowners policies that protect residential property and personal belongings from common perils such as fire, theft, and weather damage. The agency also offers liability coverage to help safeguard homeowners against accidents on their property. Clients can obtain customized quotes to match their specific home and coverage needs. The company additionally handles renters insurance for tenants and landlord policies for rental property owners in this region.
Copeland Insurance Agency in Manhattan, KS provides a comprehensive range of home insurance solutions tailored to local property owners. It offers standard homeowners policies as well as options for additional liability or personal property coverage. For ongoing service, the agency reviews current plans annually to ensure policies remain aligned with changing home values and needs. It services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Pray Family Agency: Allstate Insurance serves local homeowners in Manhattan, Kansas, helping them secure coverage that protects their properties and personal belongings. The agency also assists businesses and property managers in the area with their risk management needs. Its agents work with clients to find appropriate policies for dwellings, detached structures, and liability concerns. For those in the surrounding region, the agency additionally offers its services to residents in the nearby community of Junction City, expanding its reach across Geary County.
As a home insurance agent, Kevin Bryant – State Farm Insurance Agent in Manhattan, KS offers policies that cover dwelling protection, personal property, and liability coverage. The agency assists local homeowners and renters in finding suitable plans that fit their budget and individual needs. Day-to-day work involves reviewing existing policies, answering coverage questions, and processing claims for residential clients. For those living near Kansas State University or in older historic homes, the agent helps address specific gaps in coverage for rental properties or unique construction features common in the area.
Shelter Insurance - Joe McCarthy serves the Manhattan, Kansas area and the surrounding communities throughout Riley County. This agency handles home insurance policies designed to protect single-family homes, condominiums, and rental properties against common risks such as fire, theft, and weather damage. It offers standard coverage options including dwelling protection, personal property coverage, and liability insurance. To handle a typical job, the agent first reviews the customer's current policy and property details, then walks through specific coverage levels in a clear, face-to-face consultation to recommend an appropriate package.
In home insurance, clients can choose between a single policy purchase for basic coverage or an ongoing relationship that allows for periodic adjustments as needs change. Tim Engle Agency, Inc. American Family Insurance in Manhattan, KS, helps homeowners by explaining coverage options like dwelling and liability protection, then customizing a policy to fit individual property risks. Policy service runs on an annual renewal schedule with the option for as-needed consultations throughout the year for updates or claims.
Spring storms can bring hail and wind damage to Manhattan, KS homes, but Kramer Agency & Associates LLC American Family Insurance helps homeowners understand their coverage and file claims when needed. The agency provides local guidance on protecting residential properties against tornadoes or severe thunderstorms common in the Flint Hills region. Homeowners can rely on this insurance agent to explain policy options and risk management. An initial assessment of the property and existing coverage drives the consultation and lets the agent inspect the home’s current condition in person.
Wild & Associates LLC American Family Insurance assists homeowners in Manhattan, KS, with standard property policies and then helps clients add specialty coverages like flood or earthquake protection. Every homeowner policy can be customized with precise dwelling limits, personal property endorsements, and liability options. The agency also provides necessary liability insurance for small commercial sectors such as professional offices, warehouses, and food service operations.
As a home insurance agent in Manhattan, KS, Karl Kunz at State Farm works with local homeowners to structure coverage that protects residential property and personal possessions. Commercial insurance policies are also available for area small businesses seeking similar protection. The agency provides service to clients throughout the surrounding region, ensuring they understand their policy terms for dwellings, liability, and additional structures. Homeowner follow-up can be arranged between regular visits to adjust coverage as personal circumstances or local conditions change.
Shelter Insurance - Mike Bean serves the Manhattan, Kansas area as a home insurance agent, providing policies that protect residential properties from common perils like fire, theft, and weather damage. The agency assists local homeowners in selecting appropriate coverage limits and deductibles to fit their individual needs. An additional specialty service available is the option to bundle home insurance with an auto policy for streamlined billing and potential savings on premiums.
What Does a a Home Insurance Agent in Manhattan Cost?
Home insurance premiums in Manhattan Kansas typically range from 1000 to 2500 per year for a standard homeowners policy. Factors that affect cost include the homes replacement cost age and proximity to fire stations. Kansas law allows separate deductibles for wind and hail damage which can lower the base premium. This is general information and not insurance advice.
About home insurance agents in Manhattan
Home insurance agents in Manhattan Kansas help homeowners find policies that protect against common risks like wind hail and fire. Kansas law requires insurers to offer coverage for wind and hail damage but homeowners can reject it in writing. Agents can explain local replacement cost rules and help you compare quotes from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Manhattan do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage options like dwelling protection liability and personal property. Agents also assist with claims and policy changes after you buy.
Do I need a local agent in Manhattan Kansas?
Using a local agent can be helpful because they understand Kansas weather risks and local building costs. They can also recommend insurers that serve the Manhattan area well. Many agents offer free quotes and annual policy reviews.
What is the typical cost of home insurance in Manhattan Kansas?
Average home insurance costs in Kansas range from about 1200 to 2200 per year for a standard policy. Your actual rate depends on your homes age location and coverage limits. Wind and hail deductibles may be separate in Kansas.
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