The top-rated home insurance agent in Overland Park, Kansas is KMO Insurance Agency, rated 5.0 stars across 725 reviews. Other highly rated options include Liam Porter - State Farm Insurance Agent, Farmers Insurance - Patrick Wertzberger, Flury-Hinderks Insurance Agency. This directory lists 25 home insurance agents serving Overland Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | KMO Insurance Agency | 10551 Barkley St suite 325 | (913) 261-9789 |
| 2 | Liam Porter - State Farm Insurance Agent | 6701 W 64th St Ste 322 | (816) 753-4334 |
| 3 | Farmers Insurance - Patrick Wertzberger | 8005 W 110th St #150 | (913) 383-3276 |
| 4 | Flury-Hinderks Insurance Agency | 12022 Blue Valley Pkwy | (913) 345-9900 |
| 5 | 180 Insurance, LLC | 12920 Metcalf Ave #120 | (913) 800-6311 |
| 6 | Agency Insurance | 5440 W 110th St Suite 300 | (913) 386-8298 |
| 7 | HighPointe Insurance Services, LLC | 7304 W 130th St Suite 240 | (913) 905-1486 |
| 8 | Marla Williams Agency Inc | 7180 W 107th St #11 | (913) 815-1725 |
| 9 | Goosehead Insurance - Megan Considine | 8100 Marty St Suite 116 | (913) 888-8787 |
| 10 | Aspire Insurance Agency | 6300 W 143rd St #120 | (913) 904-1020 |
KMO Insurance Agency serves the Overland Park area and the broader Johnson County region. As a home insurance agent, it helps homeowners obtain residential property coverage that protects against common risks. The agency guides clients through policy selection. This allows them to customize coverage for their specific dwelling needs. The company manages the process of acquiring standard policies as well as endorsements for additional living expenses.
Liam Porter - State Farm Insurance Agent provides comprehensive home insurance solutions, including coverage for dwelling protection and personal property. Its services also extend to liability coverage and additional living expenses in the event of a claim. The agency offers regular policy reviews to help ensure coverage aligns with changing needs. Customers can contact the Overland Park, Kansas office directly for policy adjustments or inquiries. This agent services single-family homes, apartments, retail storefronts, and local restaurants.
Farmers Insurance - Patrick Wertzberger serves homeowners, property managers, and local businesses in Overland Park, Kansas, by helping them secure coverage for their properties and assets. As a home insurance agent, the agency works with clients to assess risks and find appropriate policies for dwellings and personal belongings. The office provides guidance on protecting homes from common regional weather concerns, such as storms and hail. It also extends its services to residents in nearby Leawood and throughout the greater Johnson County metro area.
Flury-Hinderks Insurance Agency serves Overland Park, Kansas, and the surrounding Johnson County communities. The agency handles home insurance policies that protect a homeowner's dwelling, personal property, and liability exposures. It also assists clients in structuring coverage to address risks common to residential properties in the Midwest, such as severe weather damage. For a typical job, it reviews the homeowner's current coverage, identifies potential gaps, and customizes a policy to provide balanced protection without unnecessary extras.
Unlike a one‑time transaction, working with 180 Insurance, LLC involves ongoing service to ensure coverage adapts as conditions change in Overland Park, KS. Their home insurance agents provide tailored protection for dwellings, personal property, and liability. Clients receive annual policy reviews and claims advice as needed. Service runs on a scheduled basis, with agents proactively reaching out before renewal periods to adjust coverage limits and deductibles.
Agency Insurance specializes in homeowner, condo, and renters insurance policies tailored to properties in Overland Park. It works with clients to find appropriate coverage that can protect against common risks such as storm damage, theft, or liability from accidents on the property. The agency assists local residents in reviewing their existing policies and updating them when needed. In the spring season, it provides guidance on securing coverage for potential hail damage or heavy winds that frequently affect the Kansas City metro area.
After a storm or sudden temperature shift can damage an Overland Park home, homeowners need a reliable agent to review their coverage and identify potential gaps. HighPointe Insurance Services, LLC serves local property owners by evaluating common regional risks like hail or freeze damage within standard policies. The company helps clients understand their deductibles and limits so they can make informed decisions. A typical first step involves scheduling a property inspection to assess the dwelling value accurately.
Marla Williams Agency Inc provides residential home insurance services to homeowners throughout Overland Park, Kansas. The agency also offers commercial coverage options for local businesses seeking property protection in the area. Their daily work involves reviewing existing policies and recommending appropriate coverage adjustments based on each client’s changing circumstances. After an initial policy is placed, they routinely follow up with clients to ensure continued suitability and arrange for repeat service between regular annual visits.
Aspire Insurance Agency in Overland Park, Kansas, is recognized for offering personalized home insurance solutions that protect local residences against common regional risks. The agency assists homeowners in navigating standard policies, covering structural damage, personal liability, and replacement costs. Clients can also explore complementary coverage options tailored to their property’s specific needs. A specialty service the agency can add on is extended flood or earthquake protection for homes in vulnerable areas.
What Does a a Home Insurance Agent in Overland Park Cost?
Typical home insurance costs in Kansas range from 1,200 to 2,500 dollars per year for a standard policy. Overland Park rates may be slightly higher due to property values and storm exposure. Actual costs vary based on your homes characteristics coverage limits and deductible choices. This is general information not insurance advice.
About home insurance agents in Overland Park
Home insurance agents in Overland Park Kansas help residents find coverage for their homes and personal property. Kansas law requires insurers to offer replacement cost coverage for dwelling policies. Local agents understand the risks specific to the area including tornadoes and hail storms common in Johnson County.
Frequently Asked Questions
What does a home insurance agent in Overland Park do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms coverage limits and deductibles. Agents also assist with filing claims and updating your policy after major life events.
Is home insurance required in Kansas?
Kansas law does not require homeowners to carry home insurance. However mortgage lenders almost always require it as a condition of the loan. Without insurance you risk financial loss from fire storm damage or liability claims.
What factors affect home insurance costs in Overland Park?
Costs depend on your homes age construction type location and proximity to fire stations. Your claims history credit score and chosen deductible also influence premiums. Kansas weather risks like tornadoes and hail can increase rates.
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