The top-rated home insurance agent in Opelousas, Louisiana is Mike Candella - State Farm Insurance Agent, rated 4.9 stars across 177 reviews. Other highly rated options include Dupre Carrier Godchaux Agency, Direct Auto Insurance, Freeway Insurance. This directory lists 20 home insurance agents serving Opelousas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Candella - State Farm Insurance Agent | 5317 Interstate 49 South Service Rd | (337) 942-3585 |
| 2 | Dupre Carrier Godchaux Agency | 4670 I-49 Frontage Rd | (337) 948-8186 |
| 3 | Direct Auto Insurance | 5585 49 South Service Road #24 | (337) 942-6189 |
| 4 | Freeway Insurance | 1723 Creswell Ln A4 | (337) 418-9948 |
| 5 | ABC lnsurance Agencies | 1107 Heather Dr | (337) 948-1117 |
| 6 | TCB Group Insurance | 420 E Grolee St | (337) 678-7180 |
| 7 | GoAuto Insurance | 1237 Heather Dr | (337) 407-2200 |
| 8 | Junior Snyder: Allstate Insurance | 1717 S Union St STE 1 | (337) 948-1907 |
| 9 | Cravins Insurance Inc | 223 N Market St | (337) 942-8784 |
| 10 | Douglas Pellerin: Allstate Insurance | 129 S Main St | (337) 594-0122 |
Mike Candella - State Farm Insurance Agent in Opelousas, LA provides a range of home insurance services, including coverage for property damage, personal liability, and additional living expenses. Personalized plans are offered to protect homeowners against common risks such as fire, theft, and weather-related events. The company also assists clients in reviewing and updating their policies to ensure adequate protection over time. Standard maintenance advice and coverage adjustments are available for various property types, including single-family homes, apartments, retail, and restaurants.
Dupre Carrier Godchaux Agency serves homeowners throughout the Opelousas, Louisiana, area with residential insurance policies. As a local home insurance agent, it helps clients select coverage that protects property against regional weather risks. The agency evaluates dwelling value, personal property, and liability needs to customize each policy. It handles standard homeowners policies as well as specialized wind and hail coverage for homes in this community.
After seasonal storms threaten homes in the Opelousas area, Direct Auto Insurance provides essential property coverage to local homeowners. The company helps residents protect their dwellings from common regional risks, including wind and flood damage. As a home insurance agent, the business guides clients through policy options that meet typical household needs. The initial step for any new customer involves a thorough on-site inspection of the property to assess its unique characteristics and potential vulnerabilities.
Freeway Insurance assists homeowners in Opelousas, Louisiana, by offering standard policies that protect dwellings and personal property from common regional risks. For additional peace of mind, the agency provides specialized endorsements, such as coverage for valuable personal items and liability protection beyond basic limits. This allows clients to tailor their insurance to meet individual needs. Their services extend to commercial clients, including local offices, warehouses, and food service establishments.
Serving Opelousas and the surrounding communities of St. Landry Parish, ABC Insurance Agencies provides coverage for homeowners. The agency handles policies for standard single-family residences, addressing risks like fire, wind, and liability. A dedicated agent works with each client to match available coverage options with the property’s specific needs. To handle a typical job, the agent first inspects the property, then reviews policy details and deductibles before finalizing the homeowner’s paperwork.
TCB Group Insurance offers both one-time consultations and ongoing service options for homeowners in Opelousas, LA, typically focused on selecting appropriate coverage for property protection. Their policy reviews address standard dwelling, liability, and contents needs, helping clients understand local weather risks. While some homeowners require only a single guidance session, others prefer continuous adjustments as their circumstances change. Service arrangements are flexible, operating on either a one-time or an as-needed basis depending on the client’s preference for periodic check-ins versus a single policy setup.
GoAuto Insurance helps homeowners in the Opelousas area find coverage to protect their residences and personal property. The agency also serves local businesses and property managers seeking insurance for their structures and liabilities. With a focus on explaining policy options clearly, the team assists clients in understanding deductibles, dwelling coverage, and liability limits. Guidance concerning replacement cost versus actual cash value is also provided to help informed decisions. Service extends to homeowners in surrounding communities such as Sunset or Port Barre, ensuring thorough regional support.
Junior Snyder: Allstate Insurance specializes in tailoring homeowners insurance policies to protect property in Opelousas, Louisiana. Beyond standard coverage for dwelling and personal belongings, the agency offers liability protection and optional endorsements for valuable items. It works with residents to assess their specific insurance needs and navigate coverage options. This local agent particularly helps homeowners prepare for hurricane season by reviewing windstorm deductibles and flood insurance requirements.
As hurricane season brings heavy rains and strong winds to the Opelousas area, Cravins Insurance Inc helps local homeowners protect their property. The agency assists clients in reviewing standard coverage for wind damage and flood risks common to Acadiana. Each customer receives guidance on policy details to ensure their home and belongings are adequately covered. An agent discusses deductibles and liability limits tailored to individual needs before scheduling a thorough on-site inspection of the property to assess its specific exposures.
Douglas Pellerin: Allstate Insurance provides home insurance policies to property owners in the Opelousas area. Typical services include coverage for dwelling structures, personal belongings, and liability protection. Optional add-ons can address specific risks, such as flood damage from heavy rains or wind damage common to the region. The agency helps clients protect single-family homes, condominiums, and rental properties. It also structures insurance packages for various local commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Opelousas Cost?
Home insurance costs in Louisiana vary widely. The average annual premium in Louisiana is around 2000 to 3000 dollars. Factors that affect cost include the age of your home its location and your claims history. This is general information and not insurance advice.
About home insurance agents in Opelousas
Home insurance agents in Opelousas Louisiana help residents find coverage for their homes and belongings. Louisiana law requires insurers to offer wind and hail coverage for properties in certain areas. An agent can explain local flood risks and help you choose a policy that meets state requirements.
Frequently Asked Questions
What does a home insurance agent in Opelousas do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes.
Is flood insurance required in Opelousas Louisiana?
Flood insurance is not required by state law but may be required by your mortgage lender if you live in a flood zone. Opelousas is in St. Landry Parish which has areas with flood risk. An agent can help you purchase a separate flood policy through the National Flood Insurance Program.
What is the Louisiana Homeowner Assistance Program?
This program helps homeowners who have unpaid insurance claims from hurricanes or other disasters. It is run by the Louisiana Office of Community Development. An agent can guide you on how this program interacts with your insurance coverage.
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