The top-rated home insurance agent in Framingham, Massachusetts is Breezy Seguros, rated 4.9 stars across 4,293 reviews. Other highly rated options include PTI Insurance Agency, Inc., A-Affordable Insurance Agency, Inc., Point Insurance - Framingham. This directory lists 20 home insurance agents serving Framingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Breezy Seguros | 107 Concord St | (508) 603-6777 |
| 2 | PTI Insurance Agency, Inc. | 2 Bishop St | (508) 309-7343 |
| 3 | A-Affordable Insurance Agency, Inc. | 1237 Worcester Rd | (508) 875-7007 |
| 4 | Point Insurance - Framingham | 191 Concord St | (508) 875-5600 |
| 5 | Amazonia Insurance | 490 Union Ave | (617) 625-1900 |
| 6 | Tania Blanco Home & Auto Agency | 945 Concord St | (508) 532-8695 |
| 7 | Charles River Insurance | 5 Whittier St 4th floor | (508) 656-1400 |
| 8 | A-Costa Insurance Agency | 2 Franklin Cmns | (877) 257-8586 |
| 9 | Clarke & Frost Ins. Agency | 51 Beacon St | (508) 620-1336 |
| 10 | Zemack Insurance | 187 Oaks Rd | (508) 872-9999 |
Breezy Seguros serves the Framingham metro area in Massachusetts, offering home insurance agent services that help residents secure policies for their properties. This agency works with clients to assess structural and liability coverage needs, ensuring protection against common regional risks such as severe winter storms and fire damage. Breezy Seguros also assists with policy adjustments and claims guidance. These services include helping homeowners understand wind and hail coverage in the area.
PTI Insurance Agency, Inc. serves homeowners throughout Middlesex County and the surrounding metro area, offering tailored protection policies for residential properties in Framingham and nearby communities. The agency helps clients evaluate coverage limits to safeguard their homes and personal assets against common regional risks. Its specialists guide customers through policy details, ensuring appropriate protection for a variety of dwelling types. PTI Insurance Agency, Inc. particularly assists with securing standard homeowners insurance for single-family homes and arranging additional umbrella liability coverage for enhanced financial security.
A-Affordable Insurance Agency, Inc. provides comprehensive home insurance coverage for properties in Framingham, Massachusetts. Its service plans help clients assess their personal property needs, liability risks, and dwelling structure limits. The agency explains policy exclusions, deductibles, and replacement cost options clearly during consultations. Available coverages typically protect against damage from fire, theft, vandalism, and weather events. Regular policy reviews are offered to adjust coverage as needs change. A-Affordable Insurance Agency works with owners of single-family homes, apartments, retail spaces, and restaurants in the local area.
Point Insurance in Framingham provides guidance on home insurance policies to help protect residential properties, offering coverage options for various needs and structures. Its service includes evaluating policies during regular maintenance cycles to ensure coverage remains current with changing home values. It also consults on plan adjustments for renovations or additions. The agency services single-family homes, apartments, retail spaces, and restaurants.
Amazonia Insurance serves the Framingham area and surrounding communities, handling homeowners and renters policies for local residences. It covers common single-family homes, condominiums, and seasonal properties in the region. The agency helps clients match coverage to their property value and personal needs. For a typical job, it first reviews the home's structure and contents, then compares multiple carriers to find suitable protection. It closes each assignment by confirming the selected policy's deductibles and liability limits with the customer.
Home insurance agents typically offer both a one-time policy purchase and ongoing service for claims and updates, while comprehensive coverage protects a home’s structure, contents, and liability. Tania Blanco Home & Auto Agency in Framingham, MA, provides professional advice to match homeowners with appropriate coverage levels for their property’s specific risks. Policyholders may adjust their plan as needs change throughout the year. This service runs on an as-needed basis, with clients reaching out for new quotes, policy modifications, or assistance filing a claim after an incident occurs.
Charles River Insurance provides homeowners with standard hazard and liability protection as a home insurance agent in Framingham, Massachusetts. It also offers coverage for personal property, additional living expenses, and other endorsements common to residential policies. The agency serves local homeowners seeking to protect their single-family houses, condominiums, and rental properties. It can assist with adjusting deductibles and reviewing policy limits to match property values. It particularly helps homeowners assess their coverage needs after major New England storms or during the annual renewal period.
A-Costa Insurance Agency serves homeowners in Framingham, Massachusetts, providing tailored coverage for single-family houses, condominiums, and rental properties. Standard home insurance policies protect against property damage, liability, and additional living expenses after a covered loss. The agency helps clients evaluate dwelling limits and deductibles to match individual needs and local rebuilding costs. Its service area also extends to surrounding communities such as Natick, ensuring comprehensive protection for property owners across the greater MetroWest region.
Clarke & Frost Ins. Agency in Framingham, MA, provides home insurance policies that protect residential properties against common risks such as fire, theft, and weather damage. This local agent can also arrange specialty add-ons like flood or umbrella liability coverage to address specific client needs. They work with property owners to understand unique coverage requirements for their dwellings and personal belongings. Beyond residences, the agency can serve commercial sectors including offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Framingham Cost?
The average cost of home insurance in Massachusetts is about $1,200 to $1,500 per year for a typical single-family home. Framingham rates may vary based on factors like home age location and coverage limits. This is general information and not insurance advice.
About home insurance agents in Framingham
Home insurance agents in Framingham help homeowners find policies that meet Massachusetts state requirements. Massachusetts law does not mandate home insurance but mortgage lenders typically require it. Agents can explain coverage for common local risks like nor'easters and flooding.
Frequently Asked Questions
Do I need home insurance to buy a house in Framingham Massachusetts?
Massachusetts law does not require home insurance by statute. However most mortgage lenders require a policy before closing. An agent can help you find a policy that satisfies lender requirements.
What does a standard Massachusetts home insurance policy cover?
A standard HO-3 policy covers damage from fire wind and theft. It also provides liability protection. Flood damage is not covered and requires a separate policy from the National Flood Insurance Program.
How do I choose a home insurance agent in Framingham?
Look for an agent licensed in Massachusetts who knows local risks like winter storms. Check their experience with claims and ask about policy options. You can verify a license through the Massachusetts Division of Insurance.