The top-rated home insurance agent in Lawrence, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.6 stars across 280 reviews. Other highly rated options include Silverio Insurance Agency, Mill City Insurance, Ruby Insurance Agency. This directory lists 13 home insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 69 Winthrop Ave Unit B | (978) 686-3455 |
| 2 | Silverio Insurance Agency | 10 S Broadway | (978) 685-0209 |
| 3 | Mill City Insurance | 290 Merrimack St #115 | (978) 686-3400 |
| 4 | Ruby Insurance Agency | 46 Stafford St Ste. 2962 | (978) 655-3208 |
| 5 | Walter Insurance | 86 Broadway | (978) 683-3645 |
| 6 | Elite Insurance Agency | 505 Broadway | (351) 207-1321 |
| 7 | Broadway Plaza Insurance Agency | 310 Broadway | (978) 685-3771 |
| 8 | Essex Insurance Agency | 599 Canal St 1w suite 1 | (978) 377-9666 |
| 9 | PEREZ Insurance and Financial Services, LLC | 17 McKinley Ave | (978) 258-5021 |
| 10 | Greater Lawrence Insurance | 510 Essex St | (978) 683-4177 |
A-Affordable Insurance Agency, Inc. serves the Lawrence, Massachusetts metro area and Essex County with home insurance agent services. It helps local homeowners select policies that protect their property against common regional risks like harsh winter storms and seasonal weather events. The agency also assists with bundling home and auto coverage for potential savings. It handles renter's insurance and policy adjustments for home renovations in the Lawrence region.
Silverio Insurance Agency serves the Greater Lawrence, Massachusetts area as a dedicated home insurance agent. The company helps local homeowners find appropriate property coverage policies to protect their residences. It assists clients in navigating standard dwelling protection, personal liability coverage, and additional living expense options during claims. Typical consultations review structural coverage limits and policy deductibles to suit individual financial needs. Silverio Insurance Agency also handles home insurance for condos and rental properties in the Lawrence metro region.
Mill City Insurance serves Lynn, Massachusetts, and the surrounding North Shore communities, handling a range of personal home insurance policies. The agency works with local homeowners to secure coverage that protects their property from common regional risks, such as winter weather damage and flooding. When managing a typical job, it begins by reviewing a client’s specific property details and coverage needs, then compares available policies to present suitable options.
Ruby Insurance Agency, located in Lawrence, Massachusetts, provides a full range of home insurance services, including policy consultation, coverage selection, and claims assistance for local homeowners. It offers annual policy reviews and helps clients adjust deductibles or endorsements as their needs change. These service plans are designed to align coverage with evolving household circumstances. The agency serves single-family homes, apartments, retail storefronts, and restaurants in the greater Lawrence area.
Walter Insurance serves homeowners in Lawrence, Massachusetts, offering guidance on policies that protect residential property against common regional risks such as storm damage and liability claims. The agency helps clients assess coverage amounts and understand policy terms for their dwellings and personal belongings. It also serves property managers seeking tailored solutions for rental units in the area. Beyond Lawrence, Walter Insurance extends its home insurance services to homeowners in nearby Andover, ensuring broader access to coverage within the Merrimack Valley region.
Unlike some home insurance services that provide a simple one-time policy quote, Elite Insurance Agency in Lawrence, MA offers ongoing policy management and adjustment. They handle coverage modifications as homeowners renovate, acquire new valuables, or update their property’s risk profile. A local agency, it connects clients with standard homeowners policies and supplemental protections common to the region, such as flood or windstorm coverage. Their service runs on an as-needed basis, allowing clients to request reviews when their insurance needs change rather than on a fixed schedule.
Broadway Plaza Insurance Agency serves clients in Lawrence, Massachusetts, and the surrounding Merrimack Valley communities. It handles standard residential coverage for homeowners and renters, along with more specialized policies for condos and seasonal properties typical of the region. The agency works directly with customers to review their specific property needs and existing coverage limits. To complete a typical job, it carefully compares policy options from multiple carriers before presenting the most appropriate selection for each homeowner’s individual situation.
Essex Insurance Agency specializes in matching homeowners with customized dwelling coverage and personal liability protection in Lawrence, MA. It guides clients through selecting appropriate policy limits and understanding deductible options for their properties. The agency also assists with bundling home and auto policies to secure seamless protection. As winter storms and nor’easters approach, it helps local homeowners review their policies for adequate coverage against ice dams, roof leaks, and frozen pipe damage.
Operating throughout Lawrence and the surrounding communities, PEREZ Insurance and Financial Services, LLC helps homeowners protect their properties and belongings. Its agency offers standard hazard and liability coverage, along with valuable specialty add-ons such as flood, earthquake, and personal umbrella policies. Each policy is designed to safeguard against various local weather events and unforeseen accidents. The agency can serve a range of commercial sectors, including professional offices, warehouses, and food service enterprises.
As winter weather approaches in Lawrence, Massachusetts, homeowners often seek reliable protection against ice dams and frozen pipes. Greater Lawrence Insurance, a home insurance agent serving the area, helps residents review existing policies and find coverage that addresses seasonal risks typical to the Merrimack Valley. Their agents discuss how standard flood or storm limits might apply to local properties and assist in adjusting deductibles or policy limits when needed. Any new client process begins with a thorough property inspection to assess specific exposures and recommend appropriate coverage.
What Does a a Home Insurance Agent in Lawrence Cost?
In Massachusetts the average annual home insurance premium is around 1300 to 1800 dollars for a standard policy. Costs in Lawrence can vary based on home value and specific risks. For example a 250000 dollar home may have a premium of 1000 to 1500 per year. This is general information and not insurance advice.
About home insurance agents in Lawrence
A home insurance agent in Lawrence Massachusetts can help you find a policy that protects your home and belongings. Massachusetts law requires homeowners with mortgages to carry a minimum level of coverage. Agents in Lawrence understand local risks such as winter weather damage and older housing stock.
Frequently Asked Questions
What does a home insurance agent in Lawrence do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability insurance. They also help you file claims and adjust your policy as needed.
Is home insurance required in Lawrence Massachusetts?
Massachusetts law does not require home insurance for all homeowners. However most mortgage lenders require a policy. If you have a loan your lender will likely require coverage for the full replacement cost of the home.
What factors affect home insurance cost in Lawrence?
Factors include your homes age and condition the location and your claims history. Lawrence properties near the Merrimack River may have higher flood risk. Older homes with outdated electrical or plumbing systems can also increase premiums.