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Find Home Insurance Agents Near You in Lowell, MA

Browse home insurance agents serving Lowell, Massachusetts. Updated 2026-07-14.

The top-rated home insurance agent in Lowell, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 225 reviews. Other highly rated options include Monica Insurance Agency Inc, Mill City Insurance Inc, Paul A. Balakin Insurance. This directory lists 22 home insurance agents serving Lowell.

Showing 22 home insurance agents in Lowell, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1A-Affordable Insurance Agency, Inc.850 Chelmsford St(978) 970-1500
2Monica Insurance Agency Inc11 Mill St(978) 454-2577
3Mill City Insurance Inc493 Westford St(978) 441-0005
4Paul A. Balakin Insurance81 Plain St #1(978) 441-3003
5Sharlene Wulleman: Allstate Insurance1235 Bridge St(978) 455-4556
6Francis E. Provencher Insurance530 Rogers St(978) 459-8681
7KK Insurance Agency, Inc.508 Westford St(978) 970-2212
8Action Auto Insurance Agency703 Chelmsford St(978) 441-2800
9Alpha Insurance648 Central St(978) 459-4547
10Angela Westen Insurance543 Rogers St(978) 735-4094
AI
850 Chelmsford St
A-Affordable Insurance Agency, Inc.
Home Insurance Agent · Lowell, MA

A-Affordable Insurance Agency, Inc. serves homeowners, landlords, and property managers throughout the Lowell, Massachusetts area. It helps clients find suitable policies to protect their dwellings and personal belongings from common risks like fire, theft, and weather damage. The agency works to understand each customer’s coverage needs and offers guidance on liability protection and additional living expenses. Deductible options and policy limits are explained clearly to local residents. Its services also reach families and investors in the neighboring community of Chelmsford within the greater Lowell metro.

MI
11 Mill St
Monica Insurance Agency Inc
Home Insurance Agent · Lowell, MA

Monica Insurance Agency Inc serves Lowell, Massachusetts, and the surrounding communities, handling policies for homeowners. Its work includes standard dwelling coverage, liability protection for residential properties, and additional options for personal belongings. The agency customizes each plan to account for the specific risks in the local area. It begins every new job by evaluating the client’s property and particular coverage needs.

MC
493 Westford St
Mill City Insurance Inc
Home Insurance Agent · Lowell, MA

Mill City Insurance Inc serves homeowners, businesses, and property managers in Lowell, Massachusetts by offering tailored home insurance policies that protect against common regional risks such as winter storms and flooding. The agency works with clients to evaluate coverage needs for dwelling, personal property, and liability. It also provides guidance on policy adjustments to reflect property improvements or changes in asset value. Its service area extends into the neighboring community of Chelmsford.

PB
81 Plain St #1
Paul A. Balakin Insurance
Home Insurance Agent · Lowell, MA

As winter approaches, homeowners in Lowell face the risk of ice dams and roof leaks. Paul A. Balakin Insurance helps local residents protect their largest asset with tailored home insurance policies. The agency works to find coverage that fits each unique property and budget. They guide clients through policy details, ensuring clear understanding of deductibles and limits. For a proper assessment, a representative visits the home to inspect its condition and identify specific coverage needs before offering a plan.

SW
1235 Bridge St
Sharlene Wulleman: Allstate Insurance
Home Insurance Agent · Lowell, MA

Based in Lowell, Massachusetts, the agency also assists clients in surrounding communities throughout the region. It handles all aspects of home insurance, including coverage for the dwelling itself, personal belongings, and liability protection. The typical homeowner receives a thorough review of their specific property and individual risk factors. The agency then customizes a policy accordingly, ensuring each plan addresses the particular needs of the residence.

FE
530 Rogers St
Francis E. Provencher Insurance
Home Insurance Agent · Lowell, MA

Francis E. Provencher Insurance in Lowell, Massachusetts, focuses on home insurance, which can involve either a one-time policy for a single dwelling or recurring coverage for ongoing property protection. The agency provides the standard types of policies that safeguard against common regional perils like fire, theft, and weather damage, as well as liability and additional living expenses. Claims handling and premium adjustments are part of the continuous service model. Coverage for clients in this Merrimack Valley community operates on a scheduled, recurring basis rather than as-needed.

KI
508 Westford St
KK Insurance Agency, Inc.
Home Insurance Agent · Lowell, MA

KK Insurance Agency, Inc. in Lowell helps homeowners protect their most valuable asset against fire, theft, and weather-related damage. For more comprehensive protection, it offers policy add-ons for valuable personal property such as jewelry, fine art, and collectibles, along with increased coverage for high-end electronics. The agency can also write policies tailored for local commercial properties, including offices, warehouses, and food service operations.

AA
703 Chelmsford St
Action Auto Insurance Agency
Home Insurance Agent · Lowell, MA

Action Auto Insurance Agency in Lowell, Massachusetts provides specialty services for individual home insurance policies covering single-family dwellings while also performing general agent work for condominium and rental properties. Its comprehensive local advising ensures alignment with regional building codes and community-specific risk factors. The agency assists policyholders with adjusting coverage following severe seasonal storms that commonly affect the Merrimack Valley area.

AI
648 Central St
Alpha Insurance
Home Insurance Agent · Lowell, MA

Alpha Insurance provides residential home insurance services in and around Lowell, Massachusetts, with commercial coverage also available for local business properties. Their service area covers the greater Lowell region, ensuring properties are protected against common regional risks. Clients can expect a process designed to address standard homeowner needs, followed by thorough explanation of policy options. After each policy term or claim event, the company encourages follow-up service to adjust coverage, ensuring repeat engagement between regular review visits.

AW
543 Rogers St
Angela Westen Insurance
Home Insurance Agent · Lowell, MA

Angela Westen Insurance is known for providing straightforward home insurance coverage to residents throughout Lowell, Massachusetts. Its service range includes customized policies designed to protect single-family homes and condominiums against common regional risks like severe storms and fire. The agency assists clients with evaluating appropriate dwelling limits and personal property endorsements for their specific needs. For an added layer of security, the company also offers an optional flood insurance endorsement for homeowners in mapped flood-prone zones near the Concord River and other local waterways.

II
799 Gorham St A
I-insurance Group Inc
Home Insurance Agent · Lowell, MA
(978) 645-6996
i-insurancegroup.net
CI
309 Rogers St
Click Insurance Group
Home Insurance Agent · Lowell, MA
(978) 344-8000
clickinsurancegroup.com
JC
191 Pawtucket Blvd
Jay Colangelo Insurance Agency
Home Insurance Agent · Lowell, MA
(978) 256-3344
jaycolangeloinsurance.com
JM
316 Parker St
James Martin Insurance Agency LLC
Home Insurance Agent · Lowell, MA
(978) 454-7885
jamesmartininsurance.com
GM
850 Chelmsford St # 10
G M Insurance Center Inc
Home Insurance Agent · Lowell, MA
(978) 937-5747
gmins.com
CI
77 E Merrimack St
Conway Insurance
Home Insurance Agent · Lowell, MA
(978) 454-5054
conwayinsurance.com
IA
9 Central St # 605
Insurance Agency Lowell MA
Home Insurance Agent · Lowell, MA
(351) 207-0314
CI
98 University Ave
Capacity Insurance Corporation
Home Insurance Agent · Lowell, MA
(978) 252-2426
OH
704 Rogers St
O'Hearn Insurance Agency
Home Insurance Agent · Lowell, MA
(978) 459-3336
ohearnins.com
CI
165 Thorndike St Suite 3001
Clark Insurance, a Marsh & McLennan Agency LLC company
Home Insurance Agent · Lowell, MA
(978) 459-0505
clarkinsurance.com
DI
191 Pawtucket Blvd
Duffy Insurance
Home Insurance Agent · Lowell, MA
(978) 454-2926
duffyins.com
RI
313 Westford St
Reliable Insurance
Home Insurance Agent · Lowell, MA
(978) 347-8007

What Does a a Home Insurance Agent in Lowell Cost?

The average cost of home insurance in Massachusetts is about 1,200 to 1,800 dollars per year for a standard policy. In Lowell, rates may be higher due to older homes and weather risks. Your actual cost depends on your home value, location, and coverage limits. This is general information and not insurance advice.

About home insurance agents in Lowell

Home insurance agents in Lowell Massachusetts help you find coverage for your house and belongings. Massachusetts law requires homeowners to have a minimum amount of coverage if they have a mortgage. An agent can explain local risks like winter storms and flooding that affect Lowell properties.

Frequently Asked Questions

What does a home insurance agent in Lowell do?

A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection and liability. They also help you file claims after a loss.

Do I need flood insurance in Lowell Massachusetts?

Standard home insurance does not cover flood damage. Lowell has areas near the Merrimack River that may be in a flood zone. You may need a separate flood policy through the National Flood Insurance Program.

How do I choose a home insurance agent in Lowell?

Look for an agent licensed in Massachusetts who understands local risks. Ask about their experience with claims in the Lowell area. Check their reviews and make sure they offer policies from multiple insurers.

Home Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.